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Boat Insurance in Sulphur Springs, TX

Boat insurance covers liability, hull damage, theft, and on-water assistance. Texas does not require boat insurance by law, but most marinas and lenders do. Coverage often extends to trailers, on-board electronics, and fishing equipment.

5 boat insurance agencies in Sulphur Springs

Within 15 miles of Sulphur Springs, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 143.0 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
J Listed
Julia Wilhite - State Farm Insurance Agent
4.9 · 128 reviews on Google7 yrs in business

Julia Wilhite is a State Farm insurance agent serving Sulphur Springs, TX and surrounding communities. She and her team offer personalized protection for auto, home, renters, life, motorcycle, boat and more. Since joining State Farm in 2019, they focus on friendly, local service.

AutoBoatCommercial GLHomeowners+4 more
Sulphur Springs, TX· 3.2 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +61-2 agents
View profile
B Listed
Bear Littleton - State Farm Insurance Agent
4.9 · 135 reviews on Google15 yrs in business

Bear Littleton State Farm is a Texas‑based insurance agency serving Sulphur Springs and surrounding communities since 2011. It offers a wide range of personal and business insurance products with bilingual (English and Spanish) support and a focus on personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Sulphur Springs, TX· 3.5 mi
Carriers: State Farm1-2 agents
View profile
T Listed
Timothy Halcomb: Allstate Insurance
4.6 · 30 reviews on Google20 yrs in business

Timothy Halcomb is a licensed Allstate agent with 20 years of experience, offering personalized insurance solutions in Sulphur Springs, TX. His agency provides a broad range of options including home, auto, life, and retirement coverage, focusing on customer‑driven service.

AutoBoatCommercial GLHomeowners+4 more
Sulphur Springs, TX· 2.6 mi
Carriers: Allstate1-2 agents
View profile
R Listed
Rollo Insurance
4.8 · 8 reviews on Google

Rollo Insurance is a network of independent agents offering a wide range of insurance products, including auto, home, business, farm, life & health, and recreation coverage. They emphasize building lasting relationships and personalized service for clients in their local communities.

AutoBoatCommercial GLCommercial Property+7 more
Sulphur Springs, TX· 2.1 mi
3-5 agents
View profile

Frequently asked questions

Is boat insurance required in Texas?

Not by state law. Marinas often require liability coverage as a slip rental condition, and lenders require full coverage on financed boats.

What does it cover?

Liability for injury to others, hull damage from collision or grounding, theft, and on-water emergency assistance. Many policies include trailer coverage and personal effects on board.

Does my homeowners policy cover my boat?

Homeowners covers small watercraft (often under 25 horsepower) on a limited basis. Anything larger needs a dedicated boat policy.