Commercial Liability Insurance in Andrews, TX
Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.
10 commercial insurance agencies in Andrews
Within 15 miles of Andrews, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Welcome to the Lynn Fisher State Farm office in Andrews, TX. The bilingual team offers Auto, Homeowners, Renters, Business, Life, and Health insurance across Texas. They serve customers in English and Spanish and have a 5‑star rating on Google.
Licensed insurance agency in Andrews, TX; represents 1 carrier.
Pamela Escobar Insurance Agency specializes in auto, homeowners, and business insurance. An independent agency serving Texas since 1954, it helps customers find the best coverage for their needs.
Lara Sandlin State Farm agency in Andrews, Texas offers auto, home, renters, life, motorcycle and boat insurance. With over 25 years of experience, the agency serves the Permian Basin community and provides personalized coverage.
Patriot Growth Insurance Services is a boutique insurance firm backed by a top‑25 national brokerage, offering customized insurance solutions for both commercial and personal needs.
Licensed insurance agency in Andrews, TX; represents 55 carriers.
Licensed insurance agency in Andrews, TX; represents 34 carriers.
Licensed insurance agency in Andrews, TX; represents 2 carriers.
Licensed insurance agency in Andrews, TX; represents 15 carriers.
Frequently asked questions
Is commercial liability insurance required in Texas?
Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.
What's the difference between general liability and a BOP?
A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.
How is my premium calculated?
Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.