Skip to content

Commercial Liability Insurance in Lyford, TX

Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.

24 commercial insurance agencies in Lyford

Within 15 miles of Lyford, TX. Click any agency to view profile, contact info, and request a quote.

GA

Greer & Associates Insurance Agency

Harlingen, TX· 11.9 mi
Agency
6+ agents25yr

Our multigenerational company is built on deep roots & a long lasting commitment to the community. Proudly serving the Rio Grande Valley for over 25 years.

AutoCommercial GLHomeownersLife+2 more
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, Ace American Insurance Company, Aetna Dental Inc. +108
View Agency
AI

Amtex Insurance

Harlingen, TX· 13.7 mi
Agency
Very Popular
3-5 agents25yr

Amtex Insurance is a Texas‑based agency offering affordable auto, home, renters, commercial and motorcycle insurance. They emphasize personalized service, shopping multiple carriers to find low rates, and have over 25 years of experience serving their community.

AutoCommercial GLHomeownersMotorcycle+2 more
Carriers: ACCC Insurance Company, American Access Casualty, Progressive County Mutual +9
View Agency
AI

A-MAX Auto Insurance

Harlingen, TX· 13.3 mi
Agency
6+ agents

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies offering over 400 plans. It makes it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

Spanish
AutoBoatCommercial GLCommercial Property+3 more
Carriers: Progressive County Mutual, Direct Auto Insurance, Mercury Insurance +4
View Agency
FI

Fred Loya Insurance

Harlingen, TX· 13.3 mi
Agency
Popular
3-5 agents

Fred Loya Insurance provides auto insurance coverage across 12 states with over 800 offices, offering immediate same‑day policies, multiple discounts and options such as liability, comprehensive, collision, medical and roadside assistance.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Loya Casualty Insurance Company, Young America Insurance Company
View Agency
FA

Friendly Insurance Agency

Harlingen, TX· 13.7 mi
Agency
3-5 agents30yr

Friendly Insurance is an independent agency located in Harlingen, Texas, offering a range of personal and commercial insurance products. With 30 years of service, the agency emphasizes personalized service and competitive pricing. They provide auto, home, life, boat, renters, motorcycle, and commercial coverage options.

AutoBoatCommercial GLHomeowners+4 more
View Agency
DI

Direct Auto Insurance

Harlingen, TX· 12.8 mi
Agency
Popular
3-5 agents

Direct Auto Insurance agency at 1818 W Tyler Ave in Harlingen, TX offers car insurance, term life insurance, SR‑22 filing, roadside assistance and flexible payment options to local customers.

Spanish
AutoCommercial GLHomeownersLife+2 more
View Agency
VH

Victory Insurance Harlingen

Harlingen, TX· 13.0 mi
Agency
Popular
3-5 agents

Victory Insurance is a dedicated insurance broker focused on helping drivers secure quality auto coverage at affordable prices. They compare rates from multiple carriers and provide honest, transparent advice, handling the entire process for customers.

AutoCommercial GLHomeownersMotorcycle+2 more
View Agency
PI

Pronto Insurance

Harlingen, TX· 10.2 mi
Agency
1-2 agents

Pronto Insurance provides affordable, fast and reliable coverage across Texas, specializing in auto, home, renters, and business insurance. They partner with over 30 carriers to offer the best protection at low prices, and serve the community with friendly, knowledgeable staff.

Spanish
AutoBoatCommercial GLCommercial Property+4 more
Carriers: Pronto Lloyds / Pronto Casualty, Progressive, Bristol West (Farmers) +7
View Agency
TR

Tito Resendez - State Farm Insurance Agent

Harlingen, TX· 13.1 mi
Agency
Very Popular
1-2 agents34yr

Tito Resendez is a State Farm® Insurance Agent in Harlingen, Texas with over 30 years of experience serving the Rio Grande Valley. He and his bilingual team provide a range of insurance products, emphasizing personalized service and community involvement.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
View Agency
DI

Dominguez O'Connor Insurance Agency Inc.: Allstate Insurance

Harlingen, TX· 13.3 mi
Agency
Popular

Dominguez O'Connor Insurance Agency Inc. is an Allstate agency in Harlingen, TX that serves local families with personalized insurance solutions. The agent emphasizes community relationships and offers a wide range of coverage options to meet customers' needs.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Allstate
View Agency
FI

Fred Loya Insurance

Harlingen, TX· 13.1 mi
Agency
3-5 agents

Fred Loya Insurance provides auto insurance coverage across 12 states, offering multiple discounts and same‑day policy issuance. The agency offers a range of coverages such as liability, comprehensive, collision, medical, and roadside assistance.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Loya Casualty Insurance Company, Young America Insurance Company
View Agency
JA

Juarez Insurance Agency

Harlingen, TX· 11.7 mi
Agency
Popular
1-2 agents

Juarez Insurance Agency is a licensed insurance broker offering a range of coverage options including auto, homeowners, renters, life, and health insurance. Based in Harlingen, Texas, they aim to help customers find the best policies and rates.

AutoCommercial GLHomeownersLife+2 more
View Agency
TA

The Doug Thompson Agency: Allstate Insurance

Harlingen, TX· 12.2 mi
Agency
Very Popular
1-2 agents

The Doug Thompson Agency is an Allstate insurance agency in Harlingen, TX, serving local families with personalized insurance solutions. The agent emphasizes community knowledge and a commitment to honest, fair service across auto, home, life, and other coverage types.

Spanish
AutoBoatCommercial GLHomeowners+5 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +13
View Agency
EG

ESPINO INSURANCE GROUP

Harlingen, TX· 13.2 mi
Agency
Very Popular
1-2 agents

Antonio Espino Insurance is a Texas‑based independent Medicare broker offering health, Medicare and retirement insurance solutions, including Medicare Advantage, Supplement, Part D, life insurance and annuities. The agency serves the Rio Grande Valley with personalized service and free quote comparisons.

AutoCommercial GLHomeownersLife+2 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Texas Inc., Aetna Health Inc. +22
View Agency
TI

TWFG Garcia Insurance

Harlingen, TX· 14.3 mi
Agency
Popular
1-2 agents

Garcia Insurance is a TWFG branch serving the Harlingen area, offering free insurance quotes for individuals, families, and small businesses. The agency emphasizes a caring approach and personal service to protect customers and their families.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Allstate, Progressive, Travelers +8
View Agency
PI

Pronto Insurance

Harlingen, TX· 13.1 mi
Agency
Popular
1-2 agents

At Pronto Insurance, getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, we specialize in auto, home, renters and business insurance and partner with over 30 insurance companies to find the best protection at the lowest price.

Spanish
AutoBoatCommercial GLHomeowners+3 more
Carriers: Pronto Lloyds / Pronto Casualty, Progressive, Bristol West (Farmers) +7
View Agency
PI

Pronto Insurance

Harlingen, TX· 13.8 mi
Agency
Popular
1-2 agents

Pronto Insurance offers affordable, fast, and reliable coverage across Texas, specializing in auto, home, renters, and business insurance. They work with over 30 insurance companies to find the best protection at low prices.

Spanish
AutoBoatCommercial GLHomeowners+3 more
Carriers: Pronto Lloyds / Pronto Casualty, Progressive, Bristol West (Farmers) +7
View Agency
DR

Daniel Reza - State Farm Insurance Agent

Harlingen, TX· 13.8 mi
Agency
Popular
1-2 agents24yr

Daniel Reza is a State Farm agent since 2002, offering personalized auto, home, life, business, and renters insurance to residents of the Rio Grande Valley. He is active in the community, serving on the Harlingen Chamber of Commerce and as an Assistant Scoutmaster.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
View Agency
EA

Edward Anderson: Allstate Insurance

Harlingen, TX· 12.9 mi
Agency
Popular
1-2 agents

Edward Anderson is an Allstate insurance agent serving Harlingen, TX. He offers a range of insurance products including auto, homeowners, renters, motorcycle, life, and boat coverage.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Allstate
View Agency
PI

Pronto Insurance

Harlingen, TX· 14.8 mi
Agency
1-2 agents10yr

Pronto Insurance in Harlingen provides auto, homeowners, renters, motorcycle, boat and other insurance solutions. The agency has been serving the community for 10 years and emphasizes fast, friendly service. Clients consistently give high ratings on Trustpilot.

Spanish
AutoBoatCommercial GLHomeowners+3 more
Carriers: Pronto Lloyds / Pronto Casualty, Progressive, Bristol West (Farmers) +7
View Agency
TC

Texas Insurance Service Center

Harlingen, TX· 13.4 mi
Agency
New on InsurConnect
1-2 agents109yr

Texas Insurance Service Center Inc. is a family‑owned independent agency founded in 1917, offering personalized insurance solutions for auto, home, commercial, life, health, flood and recreational vehicles.

AutoCommercial GLFloodHomeowners+3 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +128
View Agency
I(

Insurance Advisors Agency (IAA)

Harlingen, TX· 14.6 mi
Agency
Very Popular
1-2 agents

The IAA team helps individuals and families with Obamacare plans, Medicare coverage, and life insurance options. They provide assistance for those who lost employer coverage, CHIP/Medicaid, or are self‑employed. Their focus is on health‑related insurance solutions.

AutoCommercial GLHomeownersLife+2 more
View Agency
PH

Phoenix Insurance Group at Harlingen

Harlingen, TX· 13.0 mi
Agency
1-2 agents

Phoenix Insurance Group provides personal auto, commercial auto, homeowners, life, and health insurance solutions with a focus on clear, fast, and reliable service. They emphasize competitive pricing and are recognized as a Progressive Priority 20 Agency. The agency offers free quotes via phone and promotes a growing team of agents.

Spanish
AutoCommercial GLHomeownersLife+2 more
Carriers: Progressive
View Agency
EL

Elizondo Insurance Services LLC

Harlingen, TX· 13.3 mi
Agency
1-2 agents

Elizondo Insurance Services is an independent agency in Texas that specializes in Medicare, Medigap, Medicare Advantage, and Healthcare Marketplace plans. The agency focuses on helping customers find the best coverage to protect what matters most, emphasizing knowledgeable, caring service.

AutoCommercial GLHomeownersRenters+1 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Accendo Insurance Company, Aetna Better Health of Kansas Inc. +36
View Agency

Frequently asked questions

Is commercial liability insurance required in Texas?

Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.

What's the difference between general liability and a BOP?

A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.

How is my premium calculated?

Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.

Commercial insurance in other Texas cities

Other insurance types in Lyford