Commercial Liability Insurance in Tom Bean, TX
Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.
24 commercial insurance agencies in Tom Bean
Within 15 miles of Tom Bean, TX. Click any agency to view profile, contact info, and request a quote.
Terry Jones Insurance Agency
Terry Jones Insurance Agency, a family‑owned independent agency in North Texas, offers personalized insurance protection with a focus on honesty and competitive products. Founded in 2007, they serve auto, home, life and commercial needs for individuals and businesses across several counties.
Texas Choice Insurance
Texas Choice Insurance offers personal insurance coverage for homes, ranches, autos, motorcycles, boats, RVs and umbrella policies, helping families find the right protection at a fair price. The agency emphasizes a family‑first approach and long‑term relationships with clients.
Elevate Title LLC
Licensed insurance agency in Anna, TX. Contact directly for available products and carriers.
Lakewood Title Anna
Lakewood Title, LLC provides title insurance and closing services for lenders, investors, mortgage brokers, real estate agents, and home buyers and sellers in the Dallas‑Fort Worth area.
A-MAX Auto Insurance
A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
David Rodriguez - State Farm Insurance Agent
David Rodriguez is a State Farm agent in Van Alstyne, Texas offering auto, home, and life insurance. With over 16 years of experience and a business founded in 2021, his agency focuses on service and integrity.
Johnson Insurance Agency
Johnson Insurance Agency offers a range of insurance products—including auto, homeowners, boat, motorcycle, life and commercial coverage—to help clients in Texas and Oklahoma prepare for the unknown. They emphasize personalized service, competitive pricing, and strong customer relationships.
Ask The Medicare Guys
Ask the Medicare Guys is a family‑owned and operated independent insurance agency that specializes in Medicare and health insurance, also offering dental/vision, final expense, and life insurance. Licensed health and life insurance agents are headquartered in North Texas and serve clients nationwide.
Rod Walnofer - State Farm Insurance Agent
Rod Walnofer is a State Farm insurance agent in Anna, Texas, serving the community for over three decades. He offers a range of personal and business insurance products, including auto, homeowners, renters, life, motorcycle and boat coverage.
Turner Insurance Solutions
Turner Insurance Solutions is an independent agency in Sherman, TX offering commercial and personal insurance products such as transport, towing, franchise hotels, life, health and financial services. With over 13 years of industry experience, they focus on personalized service and protecting clients' assets.
Farmers Insurance - Lindsay Byars
Licensed insurance agency in Anna, TX; represents 1 carrier.
Brown & Brown Insurance (formerly VGW Insurance)
BB Insurance offers insurance and risk management solutions for individuals, businesses and multinational enterprises, emphasizing a growth‑focused approach. Their services span personal insurance, employee benefits, and property‑and‑casualty coverage, aiming to meet evolving client needs at every stage of growth.
Spencer Marks - State Farm Insurance Agent
Spencer Marks is a State Farm agent serving Sherman, TX and the surrounding Texas, Oklahoma, and New Mexico region. He offers a wide range of personal and commercial insurance products through his State Farm agency, backed by over 18 years of experience with the carrier.
ALPA Insurance
ALPA Insurance provides quick, simple, no‑commitment coverage across auto, motorcycle, renters, homeowners and commercial lines. They serve Texas with over 50 locations and have been in business for 15 years, offering bilingual service in English and Spanish.
TWFG Searls Insurance
Jerry Searls is the branch owner and agent of TWFG. The agency emphasizes caring for customers and offers free quotes for individual, family and small business insurance needs.
Ed Meacham - State Farm Insurance Agent
Welcome to the Ed Meacham State Farm Insurance Agency, a local resource serving Sherman, Denison and the surrounding Grayson County communities with auto, home, life and business insurance. The agency offers a wide range of products and personalized service to individuals, families, and businesses.
Nat McClure - State Farm Insurance Agent
Nat McClure is a State Farm agent serving Texas, Arkansas, and Oklahoma since 1999, offering a range of personal and business insurance products. The agency provides bilingual service in English and Spanish and holds a 5‑star rating on Google with 344 reviews.
Cory Hernandez - State Farm Insurance Agent
Cory Hernandez is a State Farm agent serving Sherman, TX and surrounding areas. His bilingual team offers a range of personal insurance products, emphasizing clear communication in English and Spanish. The agency highlights a 4.9/5 Google rating from 759 reviews.
Andy Torres - State Farm Insurance Agent
Andy Torres, a State Farm® Insurance Agent born and raised in Dallas, TX, proudly serves the Anna, TX community and surrounding areas. With over 14 years of experience and a focus on honesty, integrity and compassion, he offers a range of personal and commercial insurance solutions.
My Family Agency Insurance Services
My Family Agency Insurance Services offers personalized insurance coverage for individuals and businesses, helping clients select the right policies from a wide range of carriers. Their dedicated staff emphasizes bilingual service and a customer‑focused approach.
West Avenue Insurance Group
West AIG helps individuals navigate Medicare and health insurance, simplifying the application process and plan selection to ensure they find coverage that fits their needs. Our team guides clients through each step, from understanding options to enrolling in the right plan.
Trent Wilkins - State Farm Insurance Agent
Trent Wilkins is a State Farm agent with over 8 years of experience serving the North Texas area. He and his team provide auto, home, and financial services, emphasizing personalized relationships. The agency highlights its commitment to quality insurance and financial solutions for the community.
Benton Luttrell Company
Patriot Growth Insurance Services is a top‑25 national insurance agency that delivers tailored property & casualty, commercial auto, personal and employee‑benefit solutions. It combines local expertise with national carrier access to provide customized coverage for businesses and individuals.
David Vogel: Allstate Insurance
Second‑generation Allstate agent protecting families in Texas and Oklahoma since 1974. 2024 marks the agency's 50th anniversary.
Frequently asked questions
Is commercial liability insurance required in Texas?
Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.
What's the difference between general liability and a BOP?
A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.
How is my premium calculated?
Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.