Flood Insurance in Lumberton, TX
Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.
13 flood insurance agencies in Lumberton
Within 15 miles of Lumberton, TX. Click any agency to view profile, contact info, and request a quote.
Bayless Insurance
Bayless Insurance is a family‑owned agency serving Texas since 1979, offering personal, business and industry‑specific insurance solutions with a focus on community service.
Triangle Insurance Agency, LLC.
Triangle Insurance Agency, LLC is a locally owned independent agency serving southeast Texas since August 2019. The staff brings nearly 50 years of combined insurance experience, with owner Alana D. Robinson serving the community for over 28 years. They focus on personalized customer service across personal and commercial lines.
Lumpkin's Insurance Agency LLC
Lumpkin’s Insurance Agency is an independent multi‑line insurance agency serving individuals, families and businesses in Texas since 1992. They offer a full range of products including auto, home, business, life, boat, RV and motorcycle insurance, working with hundreds of carriers.
Donald Dodge Insurance
Donald Dodge Insurance is a family‑owned agency serving the Golden Triangle of Texas for over 35 years, with three locations in Beaumont, Orange, and Mid‑County. They offer a range of personal and commercial insurance products and work with carriers such as Progressive, State Farm and Farmers Insurance Group.
TWFG Tamra Galvan Insurance
TWFG is a caring insurance agency focused on protecting families and communities. Branch owner Tamra Galvan leads the team with a commitment to personalized service and local support. The agency offers a range of insurance products to meet individual and business needs.
Alicia Davis - GEICO Insurance Agent
GEICO Insurance Agency provides a range of insurance products—including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and earthquake coverage—through its online platform and partnered agents, emphasizing savings and customer satisfaction.
Goosehead Insurance - Joe Robertson
Goosehead Insurance provides personalized home, auto, renters, boat, motorcycle, and flood insurance by comparing policies from over 200 carriers. The agency emphasizes expert agents, clear quotes, and helping customers save while getting the right coverage.
TWFG Bobby Counts Insurance
TWFG Bobby Counts Insurance is the largest independent agency in Texas, representing over 100 insurance companies. It specializes in house and car insurance, and also offers business, flood, and builder's risk coverage to residents and businesses in Southeast Texas.
JD Insurance Group
JD Insurance Group is a locally owned agency in Beaumont, Texas offering a range of insurance products including auto, home, commercial, boat, flood, umbrella and more. Their agents help customers get coverage for vehicles, property, and businesses across Texas and Louisiana.
J S Edwards & Sherlock Insurance
J.S. Edwards & Sherlock Insurance Agency is an independent agency with over 100 years of heritage, serving Southeast Texas with personal and commercial insurance, employee benefits, and life and health solutions.
Maida Insurance Agency, Inc.
The Maida Insurance Agency is an independent agency serving Southeast Texas since 1927. It offers personal and commercial insurance products such as auto, homeowners, renters, flood, windstorm, and commercial liability, representing many carriers to provide local, personalized service.
First Choice Insurance Services LLC
First Choice Insurance Services, LLC is an insurance agency located in Vidor, Texas offering a range of personal and commercial insurance products. They provide services such as auto, property, flood, and life & health insurance plans.
Gengler Insurance Vidor
Gengler Insurance Agencies provides quotes and packages for various insurance needs, partnering with many carriers to offer business, auto, homeowners, flood, life and health insurance. They have served customers across the country for over 40 years.
Frequently asked questions
Is flood insurance required?
Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.
How long until coverage starts?
NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.
What does flood insurance cover?
Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.