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Life Insurance in Lumberton, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

24 life insurance agencies in Lumberton

Within 15 miles of Lumberton, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 197.5 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
B Listed
Bayless Insurance
4.5 · <100 reviews on Google47 yrs in business

Bayless Insurance is a family‑owned agency serving Texas since 1979, offering personal, business and industry‑specific insurance solutions with a focus on community service.

AutoHomeownersRentersCommercial GL+5 more
Los Fresnos, TX· 1.6 mi
Carriers: Germania, Foremost
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K Listed
Keith Wolfe - State Farm Insurance Agent
4.8 · <100 reviews on Google17 yrs in business

Keith Wolfe is a State Farm insurance agent serving Lumberton, Texas since 2009, offering auto, homeowners, renters, life, motorcycle and boat coverage along with personal and business insurance solutions.

AutoBoatCommercial GLHomeowners+4 more
Lumberton, TX· 1.4 mi
Carriers: State Farm1-2 agents
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B Listed
Betsy Henslee Insurance - TWFG
4.8 · <100 reviews on Google

TWFG Insurance treats customers like family, offering a range of personal and commercial coverage options. They partner with many carriers to provide auto, homeowners, umbrella, motorcycle and life insurance, as well as small business solutions. The agency emphasizes personalized service and a caring approach.

AutoCommercial GLHomeownersLife+3 more
Lumberton, TX· 1.4 mi
License on file (TDI)
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H Listed
Helen Clark: Allstate Insurance
4.8 · <100 reviews on Google

Helen Clark’s Allstate agency is a family‑owned office in Lumberton, TX that offers a range of personal insurance products, including auto, home, renters, life, motorcycle and boat coverage. The agency emphasizes personalized service and financial guidance, positioning itself as a local partner for protecting families and assets.

AutoBoatCommercial GLHomeowners+4 more
Lumberton, TX· 1.8 mi
Carriers: Allstate
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T Listed
Trey White - State Farm Insurance Agent
4.9 · 100+ reviews on Google16 yrs in business

Trey White is a State Farm insurance agent serving Lumberton, TX since 2010, offering auto, homeowners, life, and commercial insurance along with financial services. The agency focuses on personalized coverage and community involvement.

AutoCommercial GLHomeownersLife+2 more
Lumberton, TX· 2.9 mi
Carriers: State Farm1-2 agents
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A Listed
Aflac Regional Office
4.8 · <100 reviews on Google

Aflac provides a range of supplemental insurance products—including accident, cancer, critical illness, dental, vision, life, pet, hospital, and short‑term disability coverage—to help fill gaps left by traditional health plans. The company emphasizes cash benefits that can be used for everyday expenses and offers resources for individuals and employers alike.

AutoCommercial GLDisabilityHomeowners+3 moreSpanish
Lumberton, TX· 0.6 mi
Carriers: American Family Life Assurance Company, Tier One Insurance Company +3
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F Listed
Farmers Insurance - Daniel Priest
4.7 · <100 reviews on Google

Licensed insurance agency in Lumberton, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Lumberton, TX· 1.8 mi
Carriers: Farmers
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T Listed
Tom Walters - State Farm Insurance Agent
4.9 · 100+ reviews on Google6 yrs in business

Tom Walters State Farm Agency serves Texas and parts of Louisiana, offering auto, home, life, health, and other insurance products. The agency provides personalized service, 24‑hour contact options, notary public services, and a dog‑friendly, wheelchair‑accessible office.

AutoBoatCommercial GLHomeowners+4 more
Silsbee, TX· 8.1 mi
Carriers: State Farm1-2 agents
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L Listed
L.A. Insurance
4.9 · 500+ reviews on Google33 yrs in business

L.A. Insurance is an affordable agency with over 33 years of experience serving clients across the USA. It offers low‑cost coverage for vehicles, boats, motorcycles, RVs, renters and life insurance, emphasizing maximum protection and flexible payment options.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Beaumont, TX· 11.3 mi
License on file (TDI)
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D Listed
Donald Burnett: Allstate Insurance
3.4 · <100 reviews on Google

Donald Burnett is an Allstate insurance agent in Lumberton, TX offering a range of personal insurance products including auto, homeowners, renters, motorcycle, boat, and life coverage. He serves the Lumberton area and nearby communities, providing quotes and appointments for customers.

AutoBoatCommercial GLHomeowners+4 more
Lumberton, TX· 1.4 mi
Carriers: Allstate1-2 agents
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D Listed
Darren Cross: Allstate Insurance
4.8 · 100+ reviews on Google

Darren Cross is an Allstate insurance agent in Beaumont, Texas who serves local families with a range of coverage options, including auto, home, renters, motorcycle, boat, and life insurance.

AutoBoatCommercial GLHomeowners+4 more
Beaumont, TX· 7.5 mi
Carriers: Allstate1-2 agents
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E Listed
Erik Ratcliff - Aflac Insurance Agent
3.5 · <100 reviews on Google

Aflac provides supplemental insurance products such as accident, cancer, critical illness, dental, life, pet, hospital, short‑term disability and vision coverage, helping pay for expenses that health insurance doesn’t cover. The company offers both individual and employer‑sponsored plans across the United States.

AutoCommercial GLDisabilityHomeowners+3 moreSpanish
Lumberton, TX· 4.4 mi
Carriers: Aflac, American Family Life Assurance Company +3
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D Listed
Direct Auto Insurance
4.7 · <100 reviews on Google

Direct Auto of Beaumont offers a range of insurance solutions including auto, term life, SR‑22, and motorcycle coverage. The agency provides flexible payment options and operates inside an H‑E‑B store with convenient hours. Customers can request free quotes online or by phone.

AutoCommercial GLHomeownersLife+3 more
Beaumont, TX· 8.3 mi
Carriers: Direct Auto, National General Insurance Group +21-2 agents
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L Listed
Lana Richards - State Farm Insurance Agent
4.9 · 100+ reviews on Google6 yrs in business

Lana Richards is a State Farm agent in Beaumont, Texas, serving Southeast Texas and Southwest Louisiana. She opened her agency in 2020 and offers a range of personal and commercial insurance products.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Beaumont, TX· 9.9 mi
Carriers: State Farm1-2 agents
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L Listed
Lumpkin's Insurance Agency LLC
4.8 · <100 reviews on Google34 yrs in business

Lumpkin’s Insurance Agency is an independent multi‑line insurance agency serving individuals, families and businesses in Texas since 1992. They offer a full range of products including auto, home, business, life, boat, RV and motorcycle insurance, working with hundreds of carriers.

AutoBoatCommercial GLCommercial Property+6 more
Beaumont, TX· 12.8 mi
Carriers: Aetna Dental Inc., Aetna Health Inc. +79
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A Listed
Assurance Insurance
4.7 · <100 reviews on Google

Assurance Insurance is a Beaumont, TX agency offering auto, home, life and health insurance. Their staff of professionals help clients navigate policy options, providing personalized quotes and aiming to protect families for years. They emphasize respect, compassion, and handling the work so customers have peace of mind.

AutoCommercial GLHomeownersLife+2 more
Beaumont, TX· 10.6 mi
Carriers: AMERICAN EQUITY INVESTMENT LIFE INSURANCE COMPANY, Allianz Life Insurance Company of North America +3
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F Listed
Farmers Insurance - Daniel Priest

Licensed insurance agency in Lumberton, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Lumberton, TX· 3.3 mi
Carriers: Farmers Insurance
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T Listed
Tucker Insurance - TWFG
4.9 · 100+ reviews on Google

Tucker Insurance TWFG is an independent agency serving Beaumont and Southeast Texas, offering auto, home, life, and commercial insurance, as well as coverage for boats and motorcycles, through multiple carriers.

AutoBoatCommercial GLCommercial Property+5 more
Beaumont, TX· 10.4 mi
Carriers: American National Property and Casualty Company, Homesite Insurance Company +21-2 agents
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L Listed
Lauren Gilbert - State Farm Insurance Agent
4.9 · 100+ reviews on Google11 yrs in business

Welcome to the Lauren Gilbert State Farm office, where our team has been dedicated to providing exceptional service since 2015. We offer a variety of comprehensive coverage options including auto, homeowners, life, renters, condo, business, health, pet, motorcycle and boat insurance.

AutoBoatCommercial GLHomeowners+4 moreAmerican Sign Language
Vidor, TX· 11.3 mi
Carriers: State Farm1-2 agents
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J Listed
J S Edwards & Sherlock Insurance
4.7 · <100 reviews on Google

J.S. Edwards & Sherlock Insurance Agency is an independent agency with over 100 years of heritage, serving Southeast Texas with personal and commercial insurance, employee benefits, and life and health solutions.

AutoHomeownersRentersCommercial GL+6 more
Beaumont, TX· 10.1 mi
Carriers: Aetna Dental Inc., Aetna Health Inc. +64
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J Listed
John Nickum - State Farm Insurance Agent
4.8 · <100 reviews on Google26 yrs in business

John Nickum is a second‑generation State Farm agent serving Vidor, TX since 2000, with 23 years of insurance industry experience and qualifications including Legion of Honor and National Convention Qualifier. He offers auto, home, life, business and other insurance products.

AutoBoatCommercial GLHomeowners+4 more
Vidor, TX· 12.0 mi
Carriers: State Farm
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T Listed
The Long Agency: Allstate Insurance
4.6 · <100 reviews on Google

The Long Agency is an Allstate‑affiliated insurance agency in Silsbee, Texas. It offers a range of personal insurance products including auto, homeowners, renters, motorcycle, life and boat coverage. The agency serves the local community with a 4.7‑star rating from over 260 customer reviews.

AutoBoatCommercial GLHomeowners+4 more
Silsbee, TX· 8.1 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +101-2 agents
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M Listed
Marcus Renfrow - State Farm Insurance Agent
4.2 · <100 reviews on Google

Marcus Renfrow is a State Farm® insurance agent located in Silsbee, Texas. The agency offers a range of insurance products including auto, homeowners, condo, renters, personal articles, business, life, and health. Office hours are Monday‑Friday 9:00am‑5:00pm and appointments are available after hours.

AutoCommercial GLHomeownersLife+2 more
Silsbee, TX· 9.2 mi
Carriers: State Farm
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.