Skip to content

Life Insurance in Lumberton, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

24 life insurance agencies in Lumberton

Within 15 miles of Lumberton, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 197.5 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
B Listed
Bayless Insurance
4.5 · 42 reviews on Google47 yrs in business

Bayless Insurance is a family‑owned agency serving Texas since 1979, offering personal, business and industry‑specific insurance solutions with a focus on community service.

AutoHomeownersRentersCommercial GL+5 more
Los Fresnos, TX· 1.6 mi
Carriers: Germania, Foremost
View profile
K Listed
Keith Wolfe - State Farm Insurance Agent
4.8 · 55 reviews on Google17 yrs in business

Keith Wolfe is a State Farm insurance agent serving Lumberton, Texas since 2009, offering auto, homeowners, renters, life, motorcycle and boat coverage along with personal and business insurance solutions.

AutoBoatCommercial GLHomeowners+4 more
Lumberton, TX· 1.4 mi
Carriers: State Farm1-2 agents
View profile
B Listed
Betsy Henslee Insurance - TWFG
4.8 · 76 reviews on Google

TWFG Insurance treats customers like family, offering a range of personal and commercial coverage options. They partner with many carriers to provide auto, homeowners, umbrella, motorcycle and life insurance, as well as small business solutions. The agency emphasizes personalized service and a caring approach.

AutoCommercial GLHomeownersLife+3 more
Lumberton, TX· 1.4 mi
License on file (TDI)
View profile
F Listed
Farmers Insurance - April Tolbert
4.8 · 63 reviews on Google

Licensed insurance agency in Beaumont, TX; represents 25 carriers.

AutoCommercial GLHomeownersLife+2 more
Beaumont, TX· 9.2 mi
Carriers: American Family Life Assurance Company of Columbus, Care Improvement Plus South Central Insurance Company +2320+ agents
View profile
T Listed
Trey White - State Farm Insurance Agent
4.9 · 201 reviews on Google16 yrs in business

Trey White is a State Farm insurance agent serving Lumberton, TX since 2010, offering auto, homeowners, life, and commercial insurance along with financial services. The agency focuses on personalized coverage and community involvement.

AutoCommercial GLHomeownersLife+2 more
Lumberton, TX· 2.9 mi
Carriers: State Farm1-2 agents
View profile
Q Listed
Quality Insurance
4.6 · 53 reviews on Google

Our Insurance Agency specializes in auto, home, commercial, life, health, and employee benefits insurance, serving Dallas and all of Texas. It is one of the fastest‑growing agencies in the state, having acquired over seven agencies since 2011 and serving more than 40,000 clients.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Vidor, TX· 12.4 mi
Carriers: ANCHOR GENERAL INSURANCE COMPANY, Alinsco Insurance Company +2510+ agents
View profile
A Listed
Aflac Regional Office
4.8 · 2 reviews on Google

Aflac provides a range of supplemental insurance products—including accident, cancer, critical illness, dental, vision, life, pet, hospital, and short‑term disability coverage—to help fill gaps left by traditional health plans. The company emphasizes cash benefits that can be used for everyday expenses and offers resources for individuals and employers alike.

AutoCommercial GLDisabilityHomeowners+3 moreSpanish
Lumberton, TX· 0.6 mi
Carriers: American Family Life Assurance Company, Tier One Insurance Company +3
View profile
N Listed
NavSav Insurance - Vidor
4.7 · 47 reviews on Google

NavSav Insurance helps clients find insurance policies that fit their lifestyle, offering personal and commercial lines such as auto, home, renters, business, marine, and motorcycle coverage. Their agents can bundle protections and provide personalized service.

AutoBoatCommercial GLCommercial Property+6 more
Vidor, TX· 11.9 mi
10+ agents
View profile
F Listed
Farmers Insurance - Daniel Priest
4.7 · 61 reviews on Google

Licensed insurance agency in Lumberton, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Lumberton, TX· 1.8 mi
Carriers: Farmers
View profile
H Listed
Helen Clark: Allstate Insurance
4.8 · 18 reviews on Google

Helen Clark’s Allstate agency is a family‑owned office in Lumberton, TX that offers a range of personal insurance products, including auto, home, renters, life, motorcycle and boat coverage. The agency emphasizes personalized service and financial guidance, positioning itself as a local partner for protecting families and assets.

AutoBoatCommercial GLHomeowners+4 more
Lumberton, TX· 1.8 mi
Carriers: Allstate1-2 agents
View profile
D Listed
Donald Burnett: Allstate Insurance
3.4 · 15 reviews on Google

Donald Burnett is an Allstate insurance agent in Lumberton, TX offering a range of personal insurance products including auto, homeowners, renters, motorcycle, boat, and life coverage. He serves the Lumberton area and nearby communities, providing quotes and appointments for customers.

AutoBoatCommercial GLHomeowners+4 more
Lumberton, TX· 1.4 mi
Carriers: Allstate
View profile
D Listed
Direct Auto Insurance
4.7 · 64 reviews on Google

Direct Auto of Beaumont offers a range of insurance solutions including auto, term life, SR‑22, and motorcycle coverage. The agency provides flexible payment options and operates inside an H‑E‑B store with convenient hours. Customers can request free quotes online or by phone.

AutoCommercial GLHomeownersLife+3 more
Beaumont, TX· 8.3 mi
Carriers: Direct Auto, National General Insurance Group +23-5 agents
View profile
T Listed
Trevco Insurance Agency
4.5 · 81 reviews on Google36 yrs in business

Trusted independent insurance agency serving the entire state of Texas since 1990, offering personal and commercial insurance products tailored to fit each customer's lifestyle.

AutoCommercial GLCommercial PropertyHomeowners+3 moreSpanish
Beaumont, TX· 11.8 mi
6+ agents
View profile
T Listed
Tom Walters - State Farm Insurance Agent
4.9 · 186 reviews on Google6 yrs in business

Tom Walters State Farm Agency serves Texas and parts of Louisiana, offering auto, home, life, health, and other insurance products. The agency provides personalized service, 24‑hour contact options, notary public services, and a dog‑friendly, wheelchair‑accessible office.

AutoBoatCommercial GLHomeowners+4 more
Silsbee, TX· 8.1 mi
Carriers: State Farm1-2 agents
View profile
L Listed
Lumpkin's Insurance Agency LLC
4.8 · 35 reviews on Google34 yrs in business

Lumpkin’s Insurance Agency is an independent multi‑line insurance agency serving individuals, families and businesses in Texas since 1992. They offer a full range of products including auto, home, business, life, boat, RV and motorcycle insurance, working with hundreds of carriers.

AutoBoatCommercial GLCommercial Property+6 more
Beaumont, TX· 12.8 mi
Carriers: Aetna Dental Inc., Aetna Health Inc. +796+ agents
View profile
L Listed
L.A. Insurance
4.9 · 651 reviews on Google33 yrs in business

L.A. Insurance is an affordable agency with over 33 years of experience serving clients across the USA. It offers low‑cost coverage for vehicles, boats, motorcycles, RVs, renters and life insurance, emphasizing maximum protection and flexible payment options.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Beaumont, TX· 11.3 mi
License on file (TDI)
View profile
D Listed
Darren Cross: Allstate Insurance
4.8 · 207 reviews on Google

Darren Cross is an Allstate insurance agent in Beaumont, Texas who serves local families with a range of coverage options, including auto, home, renters, motorcycle, boat, and life insurance.

AutoBoatCommercial GLHomeowners+4 more
Beaumont, TX· 7.5 mi
Carriers: Allstate1-2 agents
View profile
E Listed
Erik Ratcliff - Aflac Insurance Agent
3.5 · 2 reviews on Google

Aflac provides supplemental insurance products such as accident, cancer, critical illness, dental, life, pet, hospital, short‑term disability and vision coverage, helping pay for expenses that health insurance doesn’t cover. The company offers both individual and employer‑sponsored plans across the United States.

AutoCommercial GLDisabilityHomeowners+3 moreSpanish
Lumberton, TX· 4.4 mi
Carriers: Aflac, American Family Life Assurance Company +3
View profile
T Listed
The Long Agency: Allstate Insurance
4.6 · 23 reviews on Google

The Long Agency is an Allstate‑affiliated insurance agency in Silsbee, Texas. It offers a range of personal insurance products including auto, homeowners, renters, motorcycle, life and boat coverage. The agency serves the local community with a 4.7‑star rating from over 260 customer reviews.

AutoBoatCommercial GLHomeowners+4 more
Silsbee, TX· 8.1 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +10
View profile
L Listed
Lana Richards - State Farm Insurance Agent
4.9 · 343 reviews on Google6 yrs in business

Lana Richards is a State Farm agent in Beaumont, Texas, serving Southeast Texas and Southwest Louisiana. She opened her agency in 2020 and offers a range of personal and commercial insurance products.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Beaumont, TX· 9.9 mi
Carriers: State Farm1-2 agents
View profile
A Listed
Alicia Davis - GEICO Insurance Agent
4.7 · 118 reviews on Google85 yrs in business

GEICO Insurance Agency provides a range of insurance products—including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and earthquake coverage—through its online platform and partnered agents, emphasizing savings and customer satisfaction.

AutoHomeownersRentersMotorcycle+6 moreSpanish
Beaumont, TX· 11.2 mi
Carriers: GEICO
View profile
F Listed
Farmers Insurance - D Cody Richmond
3.4 · 5 reviews on Google

Licensed insurance agency in Lumberton, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Lumberton, TX· 2.7 mi
Carriers: Farmers Insurance
View profile
F Listed
Farmers Insurance - Daniel Priest

Licensed insurance agency in Lumberton, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Lumberton, TX· 3.3 mi
Carriers: Farmers Insurance
View profile

Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.