Renters Insurance in Dekalb, TX
Renters insurance covers your belongings inside a rented unit and provides liability protection if a guest is injured. Many Texas landlords require it. Average annual cost is well under $200, making it one of the highest-value insurance products available.
4 renters insurance agencies in Dekalb
Within 15 miles of Dekalb, TX. Click any agency to view profile, contact info, and request a quote.
Dekalb Insurance Agency
Pierson and Fendley Insurance is an independent agency serving the DeKalb, Paris, and Bonham Texas communities since 1935. They offer personal and business insurance solutions, helping clients determine coverage needs for auto, home, life, and other policies. The agency emphasizes personalized service and a wide range of carrier options.
BRETT HUTSON INSURANCE SERVICES, LLC
Licensed insurance agency in New Boston, TX; represents 7 carriers.
CRITES INSURANCE SERVICES, INC.
Licensed insurance agency in New Boston, TX; represents 7 carriers.
MH COVENANT LLC
Licensed insurance agency in New Boston, TX; represents 1 carrier.
Frequently asked questions
How much renters insurance do I need?
Inventory your belongings (electronics, furniture, clothing, etc.) and choose a personal property limit that covers replacement. Most renters need $20,000-$50,000 in personal property plus $100,000 in liability.
Does my landlord's insurance cover my stuff?
No. Your landlord's policy covers the building structure, not your belongings. If a fire, theft, or water damage destroys your possessions, you'll need your own renters policy to be reimbursed.
Will renters insurance cover my roommate?
Generally no -- each tenant should have their own policy. Some carriers allow roommates on a single policy if both are named, but it's cleaner (and usually similar cost) to have separate policies.