Renters Insurance in Fred, TX
Renters insurance covers your belongings inside a rented unit and provides liability protection if a guest is injured. Many Texas landlords require it. Average annual cost is well under $200, making it one of the highest-value insurance products available.
6 renters insurance agencies in Fred
Within 15 miles of Fred, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Morgan Insurance Agency is a family‑owned business in Silsbee, Texas, specializing in auto, home, motorcycle, boat, RV, and ATV insurance. The owner, David Morgan, has been licensed for over 40 years and has served the area since 1969, offering personal attention and flexible coverage options.
Marcus Renfrow is a State Farm® insurance agent located in Silsbee, Texas. The agency offers a range of insurance products including auto, homeowners, condo, renters, personal articles, business, life, and health. Office hours are Monday‑Friday 9:00am‑5:00pm and appointments are available after hours.
Licensed insurance agency in Silsbee, TX; represents 1 carrier.
Licensed insurance agency in Fred, TX. Contact directly for available products and carriers.
Licensed insurance agency in Silsbee, TX; represents 3 carriers.
Frequently asked questions
How much renters insurance do I need?
Inventory your belongings (electronics, furniture, clothing, etc.) and choose a personal property limit that covers replacement. Most renters need $20,000-$50,000 in personal property plus $100,000 in liability.
Does my landlord's insurance cover my stuff?
No. Your landlord's policy covers the building structure, not your belongings. If a fire, theft, or water damage destroys your possessions, you'll need your own renters policy to be reimbursed.
Will renters insurance cover my roommate?
Generally no -- each tenant should have their own policy. Some carriers allow roommates on a single policy if both are named, but it's cleaner (and usually similar cost) to have separate policies.