Renters Insurance in Lubbock, TX
Renters insurance covers your belongings inside a rented unit and provides liability protection if a guest is injured. Many Texas landlords require it. Average annual cost is well under $200, making it one of the highest-value insurance products available.
Renters insurance in Lubbock, TX: 24 licensed insurance agencies serve 266,878 residents in Lubbock County. auto premiums average $1,780 per year — 2% below the Texas state average.
24 renters insurance agencies in Lubbock
Within 15 miles of Lubbock, TX. Click any agency to view profile, contact info, and request a quote.
LIBERTAS INSURANCE
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
LSM Insurance Agency
LSM Insurance Agency in Lubbock, Texas offers personal and commercial insurance solutions, comparing hundreds of carriers to find the best coverage and price. They provide auto, home, life, renters, and business insurance with a focus on integrity and client care.
TERRY POWERS AGENCY LLC
Licensed insurance agency in Lubbock, TX; represents 14 carriers.
RUSSELL DONAWAY INSURANCE SERVICES LLC
Licensed insurance agency in Lubbock, TX; represents 21 carriers.
Budget Insurance
Licensed insurance agency in Lubbock, TX. Contact directly for available products and carriers.
South Plains Insurance Agency
South Plains Insurance is a locally owned agency in Lubbock, TX offering personalized auto, home, health, Medicare and business insurance solutions to individuals and businesses across West Texas.
Amtex Insurance
Amtex Insurance provides affordable auto, home, renters, and business insurance with a focus on quick, personalized service. Their agents emphasize local, face‑to‑face support and promise low rates by shopping multiple carriers. The agency highlights over 25 years of service and thousands of satisfied customers.
Direct Auto Insurance
Direct Auto agency located inside Walmart in Lubbock, TX offering car insurance, term life insurance, roadside assistance, SR‑22 filing and collision coverage with flexible payment options.
Acceptance Insurance
Acceptance Insurance provides a wide range of insurance products including auto, homeowners, renters, life, motorcycle, and boat coverage, as well as business and health insurance options.
A-MAX Auto Insurance
A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies, offering over 400 plans. It aims to provide affordable protection for cars, homes, roadside assistance and more with personalized service.
A-MAX Auto Insurance
A-MAX Insurance is a community‑focused agency that helps customers compare auto, home, renters, boat and commercial coverage from more than 35 insurance carriers. They emphasize personalized service, quick quotes, and 24/7 roadside assistance.
24/7 Insurance Agency
Licensed insurance agency in Lubbock, TX; represents 9 carriers.
TAYLOR MORGAN AGENCY LLC
Licensed insurance agency in Lubbock, TX; represents 3 carriers.
A-MAX Auto Insurance
A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
Farmers Insurance - Jonathan Shaw
The Jonathan Shaw Agency is a Texas-based insurance agency offering a range of personal and business insurance products. Their dedicated team focuses on personalized service, helping families and businesses choose appropriate coverage.
ARCHGATE INSURANCE AGENCY INC
Licensed insurance agency in Lubbock, TX; represents 36 carriers.
Freeway Insurance
Licensed insurance agency in Lubbock, TX; represents 6 carriers.
Freeway Insurance
Freeway Insurance offers a variety of insurance products such as auto, homeowners, renters, motorcycle, boat, and life coverage, and serves customers across all 50 U.S. states.
CHRISTIE BROWN-HERNANDEZ INSURANCE AGENCY, INC.
Licensed insurance agency in Lubbock, TX; represents 8 carriers.
ASURCITY LLC
Licensed insurance agency in Lubbock, TX; represents 24 carriers.
MAYFIELD FINANCIAL GROUP, LLC
Licensed insurance agency in Lubbock, TX; represents 9 carriers.
Lubbock Insurance Agency
Lubbock Insurance Agency is an independent agency serving the Lubbock area and throughout Texas, offering personal and commercial insurance solutions through a range of carriers. They provide auto, homeowners, boat, flood, and various business coverages with a focus on personalized service.
Farmers Insurance - William Smith Agency
William Smith opened the Farmers Insurance – William Smith Agency in 2024 to provide clear, local guidance across Texas. He helps clients understand options for auto, home, life, renters, and business coverage and choose the right plans.
JULES MINNE INSURANCE AGENCY, LLC
Licensed insurance agency in Lubbock, TX; represents 15 carriers.
Frequently asked questions
How much renters insurance do I need?
Inventory your belongings (electronics, furniture, clothing, etc.) and choose a personal property limit that covers replacement. Most renters need $20,000-$50,000 in personal property plus $100,000 in liability.
Does my landlord's insurance cover my stuff?
No. Your landlord's policy covers the building structure, not your belongings. If a fire, theft, or water damage destroys your possessions, you'll need your own renters policy to be reimbursed.
Will renters insurance cover my roommate?
Generally no -- each tenant should have their own policy. Some carriers allow roommates on a single policy if both are named, but it's cleaner (and usually similar cost) to have separate policies.