Renters Insurance in Luling, TX
Renters insurance covers your belongings inside a rented unit and provides liability protection if a guest is injured. Many Texas landlords require it. Average annual cost is well under $200, making it one of the highest-value insurance products available.
13 renters insurance agencies in Luling
Within 15 miles of Luling, TX. Click any agency to view profile, contact info, and request a quote.
Carter & Co Insurance
Texas Trusted Insurance Agency is an independent insurance agency offering a wide range of coverage including auto, homeowners, commercial, life, and health insurance. They also provide bonds, permits, and special event coverage, with a focus on the oil & gas industry. The agency emphasizes competitive pricing and tailored protection programs for clients.
The Insurance Team
The Insurance Team is independently owned, family‑run and locally operated in Lockhart, Texas. Our agents collectively have over 100 years of experience in the insurance industry. We are committed to finding you and your family competitive rates with accurate coverage that is unique to your insurance needs.
Farmers Insurance - Jennifer Ochoa
Jennifer Ochoa is a Farmers Insurance agent in Lockhart, Texas, offering auto, home, renters, life, and business insurance.
Bruce Germer Insurance Agency
Bruce Germer Insurance Agency is a locally owned insurance provider in Lockhart, TX offering auto, home, life, farm, flood, and recreational insurance. With over four decades of experience they partner with carriers such as Progressive, DiaryLand, and Foremost Insurance and emphasize personalized service and client satisfaction.
Low Cost Insurance
Low Cost Insurance is an independent agency serving Lockhart and all of Texas since 2003, offering auto, home, motorcycle and other specialty insurance products. They provide flexible coverage options, online quoting, and 24/7 personal support.
Fred Loya Insurance
Fred Loya Insurance is a Texas‑based agency offering auto insurance across 12 states with over 800 offices. They provide same‑day coverage, multiple discounts, and a full range of auto coverages such as liability, comprehensive, collision, medical and roadside assistance.
Monicque Yvonne Maciel: Primerica - Financial Services
Primerica is a financial services firm that helps middle‑income families with term life insurance, auto and home insurance referrals, and other investment and protection products. Established in 1977, the company emphasizes financial education and planning for the future. It operates nationwide in the U.S. and Canada with a network of licensed representatives.
Rebecca Pulliam - State Farm Insurance Agent
Rebecca Pulliam is a local State Farm Insurance Agent serving Lockhart and surrounding areas. She has been a State Farm Agent since 2013 and offers Auto, Homeowners, Renters, Life, Business, and other insurance services. She is active in the community and holds a ChFC designation.
Germer Insurance Services
Germer Insurance Services is a family of independent insurance agencies operating in Bastrop, Lockhart, and San Marcos, offering personalized insurance solutions. The owners, Gary Germer Jr. and Greg Germer, emphasize diligent, honest, and ethical service to match clients with the right products.
Steven Funk: Allstate Insurance
Steven Funk is an Allstate insurance agent in Lockhart, TX offering a range of products including auto, home, renters, condo, motorcycle, boat and life insurance. He serves Lockhart and surrounding communities, providing quotes and appointments to help customers protect their assets.
Texas Farm Bureau Insurance Company
Licensed insurance agency in Lockhart, TX; represents 1 carrier.
Farmers Insurance - Anna Jimenez
Licensed insurance agency in Lockhart, TX; represents 1 carrier.
Texas Farm Bureau Insurance - Mike Tate
Licensed insurance agency in Lockhart, TX; represents 1 carrier.
Frequently asked questions
How much renters insurance do I need?
Inventory your belongings (electronics, furniture, clothing, etc.) and choose a personal property limit that covers replacement. Most renters need $20,000-$50,000 in personal property plus $100,000 in liability.
Does my landlord's insurance cover my stuff?
No. Your landlord's policy covers the building structure, not your belongings. If a fire, theft, or water damage destroys your possessions, you'll need your own renters policy to be reimbursed.
Will renters insurance cover my roommate?
Generally no -- each tenant should have their own policy. Some carriers allow roommates on a single policy if both are named, but it's cleaner (and usually similar cost) to have separate policies.