Renters Insurance in Shepherd, TX
Renters insurance covers your belongings inside a rented unit and provides liability protection if a guest is injured. Many Texas landlords require it. Average annual cost is well under $200, making it one of the highest-value insurance products available.
23 renters insurance agencies in Shepherd
Within 15 miles of Shepherd, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Licensed insurance agency in Cleveland, TX. Contact directly for available products and carriers.
L.A. Insurance is an affordable insurance agency serving clients across the USA for over 33 years. It offers protection for cars, boats, motorcycles, RVs, and business vehicles with low down payments and flexible payment plans.
RLO Insurance is a family‑owned and operated agency with over 40 years of experience, offering home, auto, and commercial business insurance solutions. The agency also provides a range of business services such as notary, title, and immigration assistance. Their focus is on reliable, efficient, and cost‑effective coverage for personal and business needs.
Dana Jackson Insurance Agency, LLC helps customers find the best insurance products at the best price. The site emphasizes personalized service and quick, knowledgeable assistance for a range of needs.
Scott Shuff State Farm is a local insurance agency in Cleveland, Texas offering personalized coverage for auto, home, renters, life and more. Founded in 2012, the agency’s bilingual team serves English- and Spanish-speaking customers and has earned multiple State Farm awards.
Pronto Insurance provides affordable, fast and reliable coverage across Texas, specializing in auto, home, renters and business insurance. The agency serves the community with access to more than 30 insurance companies, aiming to deliver the best protection at the lowest price.
Licensed insurance agency in Cleveland, TX; represents 1 carrier.
Carter Insurance is a local independent insurance company serving Livingston, TX and surrounding areas. Their agents provide auto, homeowners, life, and commercial insurance options to meet a variety of customer needs.
Kelley Insurance Agency provides quality auto, home, renters, life, and commercial insurance to Texans, emphasizing exceptional service and fair claims processes. With over 50 years serving the community, they partner with Germania to offer a range of coverage options.
Fred Loya Insurance provides auto insurance coverage across 12 states with over 800 offices, offering instant online quotes and same‑day policy issuance. The agency emphasizes multiple discounts and immediate coverage for drivers seeking affordable car insurance.
Cleveland Insurance is a local independent agency serving Cleveland, Texas and surrounding areas, offering a wide range of personal and commercial insurance solutions. With years of experience, they focus on personalized service to protect clients' assets.
Licensed insurance agency in Cleveland, TX. Contact directly for available products and carriers.
Licensed insurance agency in Cleveland, TX; represents 4 carriers.
Licensed insurance agency in Cleveland, TX. Contact directly for available products and carriers.
Licensed insurance agency in Cleveland, TX. Contact directly for available products and carriers.
Licensed insurance agency in Livingston, TX. Contact directly for available products and carriers.
Licensed insurance agency in Cleveland, TX; represents 11 carriers.
Licensed insurance agency in Shepherd, TX. Contact directly for available products and carriers.
Licensed insurance agency in Cleveland, TX; represents 12 carriers.
Licensed insurance agency in Cleveland, TX. Contact directly for available products and carriers.
Licensed insurance agency in Cleveland, TX; represents 6 carriers.
Licensed insurance agency in Coldspring, TX; represents 53 carriers.
Frequently asked questions
How much renters insurance do I need?
Inventory your belongings (electronics, furniture, clothing, etc.) and choose a personal property limit that covers replacement. Most renters need $20,000-$50,000 in personal property plus $100,000 in liability.
Does my landlord's insurance cover my stuff?
No. Your landlord's policy covers the building structure, not your belongings. If a fire, theft, or water damage destroys your possessions, you'll need your own renters policy to be reimbursed.
Will renters insurance cover my roommate?
Generally no -- each tenant should have their own policy. Some carriers allow roommates on a single policy if both are named, but it's cleaner (and usually similar cost) to have separate policies.