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Renters Insurance in Wharton, TX

Renters insurance covers your belongings inside a rented unit and provides liability protection if a guest is injured. Many Texas landlords require it. Average annual cost is well under $200, making it one of the highest-value insurance products available.

24 renters insurance agencies in Wharton

Within 15 miles of Wharton, TX. Click any agency to view profile, contact info, and request a quote.

LL

LIZ TAX SERVICES & INSURANCE LLC

Wharton, TX· 0.8 mi
Agency
10+ agents

Licensed insurance agency in Wharton, TX; represents 7 carriers.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Alinsco Insurance Company, Aventus Insurance Company, Home State County Mutual Insurance Company +4
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BI

Bremser Insurance

Wharton, TX· 0.9 mi
Agency
New on InsurConnect
10+ agents

Licensed insurance agency in Wharton, TX; represents 11 carriers.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Germania Farm Mutual Insurance Association, Germania Fire & Casualty Company, Germania Insurance Company +8
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CS

Cody Sweat - State Farm Insurance Agent

Wharton, TX· 1.9 mi
Agency
Popular
1-2 agents

Cody Sweat is a State Farm insurance agent in Wharton, Texas offering auto, homeowners, renters, life and other insurance products. He began his career in the oilfield industry, earned a bachelor’s degree from the University of Houston‑Victoria, and joined State Farm in 2014. He is active in his community and serves English‑ and Spanish‑speaking clients.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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FI

Farmers Insurance - Gary Krenek

Wharton, TX· 0.9 mi
Agency

Licensed insurance agency in Wharton, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers Insurance
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IN

InsuranceNet

Wharton, TX· 0.9 mi
Agency
1-2 agents

InsuranceNet is committed to the highest standards of service to its clientele, offering competitive pricing and stable markets. The agency emphasizes putting customers first and provides fast, easy insurance solutions for homes, autos, farms, and businesses.

AutoCommercial GLFarmHomeowners+3 more
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PI

Pronto Insurance

Wharton, TX· 1.8 mi
Agency
1-2 agents

At Pronto Insurance, getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, we specialize in auto, home, renters and business insurance and offer access to more than 30 insurance companies to ensure the best protection at the lowest price.

Spanish
AutoBoatCommercial GLHomeowners+3 more
Carriers: Pronto Lloyds / Pronto Casualty, Progressive, Bristol West (Farmers) +7
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SA

Schulz Insurance Agency

Wharton, TX· 1.6 mi
Agency
New on InsurConnect
1-2 agents42yr

Schulz Insurance Agency, based in Wharton, TX, offers auto, homeowners, and life insurance with free same‑day consultations and Spanish‑language service. Founded in 1984, the agency emphasizes protecting customers’ future.

Spanish
AutoCommercial GLHomeownersLife+2 more
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HH

Hank Hall - State Farm Insurance Agent

Wharton, TX· 1.2 mi
Agency
New on InsurConnect
1-2 agents

Hank Hall is a State Farm insurance agency in Wharton, Texas offering a range of personal insurance products including auto, motorcycle, homeowners, renters, life and health coverage. The agency helps customers obtain quotes, manage policies and file claims.

AutoCommercial GLHomeownersLife+3 more
Carriers: State Farm
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SL

Sandra's Insurance Agency LLC

El Campo, TX· 12.5 mi
Agency
Popular
10+ agents

Licensed insurance agency in El Campo, TX; represents 10 carriers.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Alinsco Insurance Company, Dairyland County Mutual Insurance Company of Texas, Home State County Mutual Insurance Company +7
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AC

American National Insurance Co

Wharton, TX· 2.3 mi
Agency
New on InsurConnect
1-2 agents121yr

American National is a group of companies that writes a broad array of insurance products and services, operating in all 50 states. Founded in 1905, it is headquartered in Galveston, Texas.

AutoCommercial GLHomeownersRenters+1 more
Carriers: American National Property and Casualty, American National Insurance Company
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SI

Siska Life and Health Insurance

Wharton, TX· 2.2 mi
Agency
No reviews yet
1-2 agents22yr

Siska Life and Health Insurance is an independent brokerage with over 20 years of experience, specializing in health, life, long‑term care, Medicare supplements, annuities/IRAs and insurance catastrophes. The agency focuses on personalized coverage and assisting clients during crises.

AutoCommercial GLHomeownersLife+2 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Care Improvement Plus South Central Insurance Company, HCSC Insurance Services Company +9
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TC

Texas Farm Bureau Insurance Company

Wharton, TX· 0.9 mi
Agency
New on InsurConnect
3-5 agents

Licensed insurance agency in Wharton, TX; represents 1 carrier.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Texas Farm Bureau Insurance
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GI

Garza Auto Insurance

Wharton, TX· 1.0 mi
Agency
1-2 agents

Licensed insurance agency in Wharton, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
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AI

Ai United Insurance

El Campo, TX· 12.6 mi
Agency
Popular
3-5 agents

Ai United Insurance offers simplified, affordable coverage for a range of needs, including auto, home, renters, motorcycle, and commercial insurance. They emphasize fast online quotes and personalized assistance through a 3‑step solution process.

AutoCommercial GLHomeownersMotorcycle+2 more
Carriers: Progressive, Infinity (Kemper), National General +4
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SI

State Farm Insurance

El Campo, TX· 12.6 mi
Agency
New on InsurConnect
104yr

State Farm is a nationwide insurance and financial services company founded in 1922, offering a variety of insurance products such as auto, home, renters, life, health, and business coverage. The agency emphasizes personalized bundles, discounts, and a network of 19,000 agents serving over 96 million policies.

AutoBoatCommercial GLDisability+6 more
Carriers: State Farm
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RG

Rod Insurance Group

El Campo, TX· 12.1 mi
Agency
New on InsurConnect
1-2 agents11yr

Rod Insurance Group is a Texas‑based independent agency that specializes in risk management planning for individuals and businesses. Since its founding in 2015, the agency has focused on personalized service, offering a range of insurance options to protect families and companies. The team emphasizes local expertise and flexible carrier choices.

AutoCommercial GLHomeownersLife+2 more
Carriers: AMFIRST INSURANCE COMPANY, ASSURITY LIFE INSURANCE COMPANY, Aetna Health Insurance Company +40
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GI

Goosehead Insurance - Tyler Rasmussen

El Campo, TX· 12.4 mi
Agency

Goosehead Insurance offers a "smarter" approach to coverage, helping customers find home, auto, renters, boat, motorcycle and flood insurance from a wide range of carriers. The agency emphasizes expert agents, easy online quoting, and personalized service to match each client’s needs.

AutoBoatCommercial GLFlood+4 more
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PI

Pronto Insurance

El Campo, TX· 12.4 mi
Agency
1-2 agents

Pronto Insurance provides affordable, fast, and reliable coverage across Texas, specializing in auto, home, renters, and business insurance. The agency emphasizes quick service, a wide selection of carriers, and personalized assistance for policies like SR‑22, surety bonds, and roadside assistance.

Spanish
AutoBoatCommercial GLHomeowners+3 more
Carriers: Pronto Lloyds / Pronto Casualty, Progressive, Bristol West (Farmers) +7
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JH

John Harborth - State Farm Insurance Agent

El Campo, TX· 12.6 mi
Agency
1-2 agents

John Harborth is a State Farm® insurance agent serving El Campo, Texas and surrounding communities. The agency offers auto, homeowners, renters, farm, life, commercial, boat and motorcycle insurance with 24‑hour call and text support.

AutoBoatCommercial GLFarm+5 more
Carriers: State Farm
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KK

Kathy Knox - State Farm Insurance Agent

El Campo, TX· 12.5 mi
Agency
New on InsurConnect
1-2 agents

Kathy Knox is a State Farm agent serving Texas counties, offering personalized guidance in Home, Auto, Life, Health, and Business insurance. After 25 years in education, she joined State Farm in 2025 and focuses on comprehensive risk management plans for the community.

AutoCommercial GLHomeownersLife+2 more
Carriers: State Farm
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GC

Gallagher Insurance, Risk Management & Consulting

El Campo, TX· 12.4 mi
Agency
New on InsurConnect
3-5 agents

AssuredPartners has rebranded as Gallagher and continues to provide legacy small business and personal insurance offerings. The site directs users to AJG.com for broader insurance and risk management resources.

AutoCommercial GLFloodHomeowners+2 more
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EP

Epiphany

El Campo, TX· 12.1 mi
Agency
No reviews yet
1-2 agents

Epiphany Insurance Agency offers personalized insurance solutions focused on protecting assets and families, highlighting expertise, customized coverage, and strong customer service.

AutoCommercial GLHomeownersRenters+1 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +72
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FI

Farmers Insurance - James Kubecka

El Campo, TX· 12.4 mi
Agency
New on InsurConnect

Licensed insurance agency in El Campo, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers Insurance
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HI

Herrmann & Associates Inc

El Campo, TX· 12.5 mi
Agency
No reviews yet
1-2 agents

Allstate offers local agents across the United States to help customers with auto, home, and renters insurance, providing personalized quotes and coverage options.

AutoCommercial GLHomeownersRenters+1 more
Carriers: AIG PROPERTY CASUALTY COMPANY, AIU INSURANCE COMPANY, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY +52
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Frequently asked questions

How much renters insurance do I need?

Inventory your belongings (electronics, furniture, clothing, etc.) and choose a personal property limit that covers replacement. Most renters need $20,000-$50,000 in personal property plus $100,000 in liability.

Does my landlord's insurance cover my stuff?

No. Your landlord's policy covers the building structure, not your belongings. If a fire, theft, or water damage destroys your possessions, you'll need your own renters policy to be reimbursed.

Will renters insurance cover my roommate?

Generally no -- each tenant should have their own policy. Some carriers allow roommates on a single policy if both are named, but it's cleaner (and usually similar cost) to have separate policies.