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Boat Insurance in Desoto, TX

Boat insurance covers liability, hull damage, theft, and on-water assistance. Texas does not require boat insurance by law, but most marinas and lenders do. Coverage often extends to trailers, on-board electronics, and fishing equipment.

24 boat insurance agencies in Desoto

Within 15 miles of Desoto, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 74.1 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
A Listed
A-MAX Auto Insurance
4.4 · 144 reviews on Google

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies and over 400+ plans. It makes it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Desoto, TX· 0.5 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +56+ agents
View profile
L Listed
L.A. Insurance
4.9 · 338 reviews on Google34 yrs in business

L.A. Insurance is an affordable insurance agency serving clients across the USA for over 33 years, offering auto, motorcycle, renters, boat, commercial auto and life insurance with low down payments and flexible payment plans.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Duncanville, TX· 6.5 mi
Carriers: Progressive County Mutual, National General +66+ agents
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S Listed
SANTIAGO RODRIGUEZ INSURANCE
3.0 · 4 reviews on Google

Santiago Rodriguez Insurance is a Dallas‑based agency offering a wide range of insurance products and financial solutions, from auto and homeowners to boat and commercial liability coverage. The firm highlights over 20 years of experience and provides service in both English and Spanish. They emphasize personalized quotes from trusted carriers in the area.

AutoBoatCommercial GLHomeowners+3 moreSpanish
Duncanville, TX· 4.3 mi
10+ agents
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J Listed
Jennifer Reed - GEICO Insurance Agent
4.8 · 196 reviews on Google85 yrs in business

GEICO Insurance Agency, based in the Dallas‑Fort Worth area of Texas, offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and earthquake coverage. Customers can obtain quotes online or contact agents for personalized assistance.

AutoHomeownersRentersMotorcycle+6 moreSpanish
Desoto, TX· 2.3 mi
Carriers: American Modern Insurance Group, Assurant +1
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D Listed
David Peterson - State Farm Insurance Agent
4.9 · 1,936 reviews on Google

Saving with David is a State Farm agency led by David Peterson, offering a range of insurance products including auto, homeowners, renters, life, motorcycle and boat coverage. The agency emphasizes strong relationships, personalized service, and serves the Dallas‑Fort Worth area with multiple locations.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Grand Prairie, TX· 11.0 mi
Carriers: State Farm50+ agents
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J Listed
Jarvis Hill - State Farm Insurance Agent
4.9 · 239 reviews on Google10 yrs in business

Jarvis Hill is a State Farm insurance agent in Desoto, Texas with over 10 years of experience in financial services. He offers a range of personal and business insurance products and is active in the local community through the Desoto Chamber of Commerce. His focus is on educating customers and providing personalized coverage solutions.

AutoBoatCommercial GLHomeowners+4 more
Desoto, TX· 0.5 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +61-2 agents
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J Listed
Jon Essary - State Farm Insurance Agent
4.9 · 289 reviews on Google27 yrs in business

Jon Essary Insurance Agency, Inc has a licensed team of 10 professionals serving the D/FW area. They are a local State Farm agency passionate about community involvement and helping both personal and small business customers.

AutoBoatCommercial GLFarm+5 moreSpanish
Midlothian, TX· 12.2 mi
Carriers: State Farm10+ agents
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M Listed
McKnight Insurance Services
4.8 · 31 reviews on Google22 yrs in business

McKnight Insurance Services, founded by Becky McKnight in 2004, is an independent agency serving the Dallas‑Fort Worth area with locations in Mansfield and Midlothian, Texas. The agency offers both personal and commercial insurance solutions, emphasizing cost‑effective coverage and personalized service.

AutoBoatCommercial GLCommercial Property+3 more
Midlothian, TX· 11.9 mi
Carriers: American Economy Insurance Company, American Mercury Insurance Company +3210+ agents
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F Listed
Freeway Insurance
4.9 · 139 reviews on Google

Freeway Insurance is a nationwide agency that offers a wide range of insurance products, including auto, homeowners, renters, life, motorcycle, and boat coverage. The site lets customers request online quotes or call a toll‑free number for assistance, and it serves all 50 U.S. states. The agency promotes quick, convenient service through its digital quote tools.

AutoBoatCommercial GLCommercial Property+5 moreSpanish
Duncanville, TX· 5.0 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
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K Listed
Knott Insurance Group
4.9 · 107 reviews on Google38 yrs in business

Knott Insurance Group is an independent agency founded in 1988 that offers a range of personal and commercial insurance solutions to the Desoto, Texas community and the wider state. They emphasize education, choice of carriers, and dedicated service for both individuals and businesses.

AutoBoatCommercial GLCommercial Property+3 more
Desoto, TX· 3.1 mi
Carriers: ASI Lloyds, Aegis Security Insurance Company +913-5 agents
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A Listed
A-MAX Auto Insurance
4.4 · 171 reviews on Google

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies, offering over 400 plans. It makes it easy to find affordable protection for cars, homes, roadside assistance and more while delivering personalized service.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Desoto, TX· 4.5 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +56+ agents
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D Listed
Duncanville Insurance Services
4.2 · 5 reviews on Google

Duncanville Insurance Services offers auto, home, truck, life, business and specialty insurance options, providing free online quotes from top carriers to help customers find the best rates.

AutoBoatCommercial GLCommercial Property+6 more
Duncanville, TX· 5.2 mi
6+ agents
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F Listed
Freeway Insurance
4.8 · 278 reviews on Google

Licensed insurance agency in Desoto, TX; represents 6 carriers.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Desoto, TX· 2.3 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
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D Listed
Duncanville Insurance Services

Duncanville Insurance Services provides a range of insurance options including auto, home, truck, life, business, and specialty lines, helping customers obtain free quotes from top insurers.

AutoBoatCommercial GLCommercial Property+6 more
Duncanville, TX· 4.6 mi
6+ agents
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B Listed
Bert Maxwell: Allstate Insurance
4.7 · 187 reviews on Google40 yrs in business

Bert Maxwell is an Allstate insurance agent in DeSoto, TX, serving the community since 1986. He offers auto, home, boat, renters, motorcycle and life insurance and serves customers in both English and Spanish.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Desoto, TX· 1.5 mi
Carriers: Allstate1-2 agents
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A Listed
A-MAX Auto Insurance
4.3 · 190 reviews on Google

A-MAX Insurance is a trusted, community-focused insurance agency that helps customers compare coverage options from 35+ top-rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Desoto, TX· 4.9 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +56+ agents
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E Listed
Estrella Insurance
4.8 · 43 reviews on Google

Estrella Insurance has been proudly serving customers and communities for decades, providing reliable and affordable insurance solutions designed to protect what matters most. We offer low‑cost auto insurance, affordable home insurance, discount renters policies, best‑price motorcycle insurance, affordable commercial insurance, life coverage, specialty lines, and reliable health insurance options.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Grand Prairie, TX· 10.9 mi
10+ agents
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J Listed
Josh Thibodeaux - State Farm Insurance Agent
4.9 · 247 reviews on Google9 yrs in business

Welcome to Joshua Thibodeaux State Farm in Duncanville. Our team is dedicated to serving families and businesses across Texas, Oklahoma, Arkansas, and Louisiana. Our mission is to put money back into the community through insurance coverage.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Duncanville, TX· 3.1 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +61-2 agents
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A Listed
A-MAX Auto Insurance
4.1 · 89 reviews on Google

A-MAX Insurance is a trusted, community-focused insurance agency that helps customers compare coverage options from 35+ top-rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more - all while delivering personalized service you can count on.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Cedar Hill, TX· 4.6 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +56+ agents
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K Listed
Krystal Brown - State Farm Insurance Agent
4.7 · 115 reviews on Google9 yrs in business

Krystal Brown is a State Farm insurance agent serving DeSoto and the Dallas‑Fort Worth area since 2017. She offers a range of personal and business insurance products including auto, homeowners, renters, life, motorcycle and boat coverage, and is dedicated to helping families and local businesses protect what matters most.

AutoBoatCommercial GLHomeowners+4 more
Desoto, TX· 2.2 mi
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm County Mutual Insurance Company of Texas +41-2 agents
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A Listed
Alison Fourtner - State Farm Insurance Agent
4.6 · 32 reviews on Google18 yrs in business

Alison Fourtner is a 2nd‑generation State Farm agent serving the Dallas‑Fort Worth area, offering auto, homeowners, renters, condo, commercial, boat, motorcycle, and life insurance along with financial services. She and her husband Gary run the agency with a dedicated team and provide after‑hours appointments.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Desoto, TX· 1.7 mi
Carriers: State Farm1-2 agents
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D Listed
Daisy Cano - State Farm Insurance Agent
4.9 · 266 reviews on Google12 yrs in business

Daisy Cano State Farm is a local insurance agency in Cedar Hill, Texas, offering a range of personal and commercial coverage options. The agency provides auto, homeowners, renters, flood, life, motorcycle, boat, and various business insurance products. It emphasizes personalized service and community involvement.

AutoBoatCommercial GLCommercial Property+6 moreSpanish
Cedar Hill, TX· 4.5 mi
Carriers: State Farm1-2 agents
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R Listed
Rick Smith - State Farm Insurance Agent
4.9 · 348 reviews on Google17 yrs in business

Rick Smith is a Cedar Hill State Farm agent with 17 years of experience, offering auto, home, and life insurance to the local community. He and his team serve English and Spanish speaking customers and are active members of the Cedar Hill community.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Cedar Hill, TX· 4.1 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +61-2 agents
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Frequently asked questions

Is boat insurance required in Texas?

Not by state law. Marinas often require liability coverage as a slip rental condition, and lenders require full coverage on financed boats.

What does it cover?

Liability for injury to others, hull damage from collision or grounding, theft, and on-water emergency assistance. Many policies include trailer coverage and personal effects on board.

Does my homeowners policy cover my boat?

Homeowners covers small watercraft (often under 25 horsepower) on a limited basis. Anything larger needs a dedicated boat policy.