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Boat Insurance in Desoto, TX

Boat insurance covers liability, hull damage, theft, and on-water assistance. Texas does not require boat insurance by law, but most marinas and lenders do. Coverage often extends to trailers, on-board electronics, and fishing equipment.

24 boat insurance agencies in Desoto

Within 15 miles of Desoto, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 74.1 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
J Listed
Jarvis Hill - State Farm Insurance Agent
4.9 · 100+ reviews on Google10 yrs in business

Jarvis Hill is a State Farm insurance agent in Desoto, Texas with over 10 years of experience in financial services. He offers a range of personal and business insurance products and is active in the local community through the Desoto Chamber of Commerce. His focus is on educating customers and providing personalized coverage solutions.

AutoBoatCommercial GLHomeowners+4 more
Desoto, TX· 0.5 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +61-2 agents
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A Listed
A-MAX Auto Insurance
4.4 · 100+ reviews on Google

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies and over 400+ plans. It makes it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Desoto, TX· 0.5 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +51-2 agents
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B Listed
Bert Maxwell: Allstate Insurance
4.7 · 100+ reviews on Google40 yrs in business

Bert Maxwell is an Allstate insurance agent in DeSoto, TX, serving the community since 1986. He offers auto, home, boat, renters, motorcycle and life insurance and serves customers in both English and Spanish.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Desoto, TX· 1.5 mi
Carriers: Allstate1-2 agents
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J Listed
Jennifer Reed - GEICO Insurance Agent
4.8 · 100+ reviews on Google85 yrs in business

GEICO Insurance Agency, based in the Dallas‑Fort Worth area of Texas, offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and earthquake coverage. Customers can obtain quotes online or contact agents for personalized assistance.

AutoHomeownersRentersMotorcycle+6 moreSpanish
Desoto, TX· 2.3 mi
Carriers: American Modern Insurance Group, Assurant +11-2 agents
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J Listed
Josh Thibodeaux - State Farm Insurance Agent
4.9 · 100+ reviews on Google9 yrs in business

Welcome to Joshua Thibodeaux State Farm in Duncanville. Our team is dedicated to serving families and businesses across Texas, Oklahoma, Arkansas, and Louisiana. Our mission is to put money back into the community through insurance coverage.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Duncanville, TX· 3.1 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +61-2 agents
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K Listed
Knott Insurance Group
4.9 · 100+ reviews on Google38 yrs in business

Knott Insurance Group is an independent agency founded in 1988 that offers a range of personal and commercial insurance solutions to the Desoto, Texas community and the wider state. They emphasize education, choice of carriers, and dedicated service for both individuals and businesses.

AutoBoatCommercial GLCommercial Property+3 more
Desoto, TX· 3.1 mi
Carriers: ASI Lloyds, Aegis Security Insurance Company +911-2 agents
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K Listed
Krystal Brown - State Farm Insurance Agent
4.7 · 100+ reviews on Google9 yrs in business

Krystal Brown is a State Farm insurance agent serving DeSoto and the Dallas‑Fort Worth area since 2017. She offers a range of personal and business insurance products including auto, homeowners, renters, life, motorcycle and boat coverage, and is dedicated to helping families and local businesses protect what matters most.

AutoBoatCommercial GLHomeowners+4 more
Desoto, TX· 2.2 mi
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm County Mutual Insurance Company of Texas +41-2 agents
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A Listed
Alison Fourtner - State Farm Insurance Agent
4.6 · <100 reviews on Google18 yrs in business

Alison Fourtner is a 2nd‑generation State Farm agent serving the Dallas‑Fort Worth area, offering auto, homeowners, renters, condo, commercial, boat, motorcycle, and life insurance along with financial services. She and her husband Gary run the agency with a dedicated team and provide after‑hours appointments.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Desoto, TX· 1.7 mi
Carriers: State Farm1-2 agents
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R Listed
Rick Smith - State Farm Insurance Agent
4.9 · 100+ reviews on Google17 yrs in business

Rick Smith is a Cedar Hill State Farm agent with 17 years of experience, offering auto, home, and life insurance to the local community. He and his team serve English and Spanish speaking customers and are active members of the Cedar Hill community.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Cedar Hill, TX· 4.1 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +61-2 agents
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D Listed
Daisy Cano - State Farm Insurance Agent
4.9 · 100+ reviews on Google12 yrs in business

Daisy Cano State Farm is a local insurance agency in Cedar Hill, Texas, offering a range of personal and commercial coverage options. The agency provides auto, homeowners, renters, flood, life, motorcycle, boat, and various business insurance products. It emphasizes personalized service and community involvement.

AutoBoatCommercial GLCommercial Property+6 moreSpanish
Cedar Hill, TX· 4.5 mi
Carriers: State Farm1-2 agents
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K Listed
Kimberly Giddings - State Farm Insurance Agent
4.8 · <100 reviews on Google31 yrs in business

Kimberly Giddings is a State Farm agent serving the Lancaster, TX area since 1995. She holds a B.S. from Southeastern Oklahoma State University and leads a bilingual team offering a range of personal and business insurance products.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Lancaster, TX· 6.1 mi
Carriers: State Farm
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T Listed
Tim Gibbs - State Farm Insurance Agent
4.9 · 100+ reviews on Google10 yrs in business

Tim Gibbs is the owner of Tim Gibbs State Farm Agency in Cedar Hill, Texas. Since opening in 2016, the agency provides 24/7 quotes and service for auto, home, renters, life, condo, business and other insurance needs in Texas and Oklahoma. The team emphasizes personalized service and has been recognized as a Top 5% State Farm agency.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Cedar Hill, TX· 5.1 mi
Carriers: State Farm1-2 agents
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R Listed
Roslyn Knight - State Farm Insurance Agent
4.9 · 500+ reviews on Google

At Roslyn Knight State Farm, we welcome new customers and provide current policyholders with a helpful policy review. Roslyn Knight is dedicated to protecting the community and supports Texas residents with insurance needs, offering Auto, Homeowners, Renters, Life, Health, and Small Business coverage.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Cedar Hill, TX· 4.7 mi
Carriers: State Farm1-2 agents
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L Listed
L.A. Insurance
4.9 · 100+ reviews on Google34 yrs in business

L.A. Insurance is an affordable insurance agency serving clients across the USA for over 33 years, offering auto, motorcycle, renters, boat, commercial auto and life insurance with low down payments and flexible payment plans.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Duncanville, TX· 6.5 mi
Carriers: Progressive County Mutual, National General +61-2 agents
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R Listed
Rick Smith - State Farm Insurance Agent
4.8 · <100 reviews on Google17 yrs in business

Rick Smith is a State Farm agent in Cedar Hill, TX with 17 years of industry experience, offering auto, home, life and other insurance products. He serves the local community, including English and Spanish speakers, and focuses on personalized protection.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Cedar Hill, TX· 4.9 mi
Carriers: State Farm1-2 agents
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A Listed
Alecia Francis - State Farm Insurance Agent
4.9 · 100+ reviews on Google

Alecia Francis State Farm Agency offers a full range of insurance products including auto, home, renters, condo, life, health, business, boat and motorcycle coverage. Led by Alecia Francis, a former State Farm fire underwriting and accounting manager, the agency serves Duncanville and surrounding Texas cities as well as parts of Louisiana.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Cedar Hill, TX· 4.8 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +61-2 agents
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A Listed
Andrea Walton - State Farm Insurance Agent
4.7 · 100+ reviews on Google32 yrs in business

Andrea Walton is a State Farm insurance agent serving Red Oak, TX since 1994. The agency offers auto, home, and other personal insurance products and emphasizes community involvement and personalized service.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Waxahachie, TX· 4.7 mi
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm County Mutual Insurance Company of Texas +41-2 agents
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S Listed
Sosa's Insurance and Services
4.8 · <100 reviews on Google

Sosa's Insurance offers tailored coverage for vehicles and personal needs, emphasizing fast, simple service and peace of mind. With over a decade of experience, they highlight high customer satisfaction and thousands of vehicles insured. The site promotes free quotes for auto, motorcycle, boat, RV and other vehicle types.

AutoBoatCommercial GLHomeowners+3 more
Duncanville, TX· 4.6 mi
Carriers: Alinsco Insurance Company, AssuranceAmerica Insurance Company +81-2 agents
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F Listed
Freeway Insurance
4.9 · 100+ reviews on Google

Freeway Insurance is a nationwide agency that offers a wide range of insurance products, including auto, homeowners, renters, life, motorcycle, and boat coverage. The site lets customers request online quotes or call a toll‑free number for assistance, and it serves all 50 U.S. states. The agency promotes quick, convenient service through its digital quote tools.

AutoBoatCommercial GLCommercial Property+5 moreSpanish
Duncanville, TX· 5.0 mi
Carriers: Confie (parent MGA), Progressive County Mutual +41-2 agents
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B Listed
Bill Toney: Allstate Insurance
4.8 · <100 reviews on Google

Bill Toney is an Allstate insurance agent serving Duncanville, TX and surrounding areas. He offers auto, homeowners, renters, motorcycle, boat and life insurance, and provides personalized quotes and appointments. The office is located at 606 W Wheatland Rd, Ste 101.

AutoBoatCommercial GLHomeowners+4 more
Duncanville, TX· 4.7 mi
Carriers: Allstate1-2 agents
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G Listed
Grant W. Galliford: Allstate Insurance
4.3 · <100 reviews on Google20 yrs in business

Grant W. Galliford has been an Allstate agent since 2006, helping Texas customers with auto, home, life and other insurance needs. He emphasizes retirement planning, family protection, and offers services in English and Spanish.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Desoto, TX· 2.4 mi
Carriers: Allstate1-2 agents
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F Listed
Freeway Insurance
4.8 · 100+ reviews on Google

Licensed insurance agency in Desoto, TX; represents 6 carriers.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Desoto, TX· 2.3 mi
Carriers: Confie (parent MGA), Progressive County Mutual +41-2 agents
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C Listed
Cassandra Preston - State Farm Insurance Agent
4.4 · <100 reviews on Google

Cassandra Preston is a State Farm® insurance agent offering auto, homeowners, renters, motorcycle, boat and other insurance products, serving Lancaster, TX and surrounding areas. She emphasizes 24/7 availability, community involvement, and has State Farm experience since 2000.

AutoBoatCommercial GLHomeowners+3 more
Lancaster, TX· 2.5 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +51-2 agents
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Frequently asked questions

Is boat insurance required in Texas?

Not by state law. Marinas often require liability coverage as a slip rental condition, and lenders require full coverage on financed boats.

What does it cover?

Liability for injury to others, hull damage from collision or grounding, theft, and on-water emergency assistance. Many policies include trailer coverage and personal effects on board.

Does my homeowners policy cover my boat?

Homeowners covers small watercraft (often under 25 horsepower) on a limited basis. Anything larger needs a dedicated boat policy.