Umbrella Insurance in Desoto, TX
Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.
24 umbrella insurance agencies in Desoto
Within 15 miles of Desoto, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
ALPA Insurance offers quick, simple, no‑commitment coverage with bilingual service in English and Spanish. They serve Texas with over 50 locations and have been operating for about 15 years. The agency provides a range of products from auto to commercial insurance.
Jarvis Hill is a State Farm insurance agent in Desoto, Texas with over 10 years of experience in financial services. He offers a range of personal and business insurance products and is active in the local community through the Desoto Chamber of Commerce. His focus is on educating customers and providing personalized coverage solutions.
Ernie Williams Insurance is an independent agency serving Texas since 2011, with offices in DeSoto and Palestine. They offer a range of personal and commercial insurance products and emphasize personalized service.
ALPA Insurance offers quick, simple, no‑commitment insurance solutions across Texas, serving the community for over 15 years with more than 50 locations. They provide a range of personal and commercial coverage options and emphasize bilingual service in English and Spanish.
La Familia Insurance provides auto, homeowners, renters, and commercial insurance with a focus on affordable, reliable coverage and bilingual customer service. Founded in 2010, they have 15 years of experience serving the Texas community.
A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies and over 400+ plans. It makes it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
Bert Maxwell is an Allstate insurance agent in DeSoto, TX, serving the community since 1986. He offers auto, home, boat, renters, motorcycle and life insurance and serves customers in both English and Spanish.
Ai United Insurance offers fast, easy and affordable auto, home, renters, motorcycle and commercial insurance solutions, providing online quoting and personalized assistance to customers in Texas.
GEICO Insurance Agency, based in the Dallas‑Fort Worth area of Texas, offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and earthquake coverage. Customers can obtain quotes online or contact agents for personalized assistance.
Welcome to Joshua Thibodeaux State Farm in Duncanville. Our team is dedicated to serving families and businesses across Texas, Oklahoma, Arkansas, and Louisiana. Our mission is to put money back into the community through insurance coverage.
Knott Insurance Group is an independent agency founded in 1988 that offers a range of personal and commercial insurance solutions to the Desoto, Texas community and the wider state. They emphasize education, choice of carriers, and dedicated service for both individuals and businesses.
Krystal Brown is a State Farm insurance agent serving DeSoto and the Dallas‑Fort Worth area since 2017. She offers a range of personal and business insurance products including auto, homeowners, renters, life, motorcycle and boat coverage, and is dedicated to helping families and local businesses protect what matters most.
Tanksley Financial Group Services is a family‑owned firm offering tax preparation, tax resolution, financial planning, health insurance and other financial services. Led by CEO Tracy Tanksley, the agency has over 15 years of experience helping individuals and businesses achieve financial goals.
At AFIG LLC Insurance Services, we continuously work to provide the individual coverage you require. When protecting your auto, home, health, life, business, and family, please don't leave it up to chance or fly-by-night brokers. We take pride in our business and strive to be relationship specialists providing you with the total insurance solution for all your needs.
Alison Fourtner is a 2nd‑generation State Farm agent serving the Dallas‑Fort Worth area, offering auto, homeowners, renters, condo, commercial, boat, motorcycle, and life insurance along with financial services. She and her husband Gary run the agency with a dedicated team and provide after‑hours appointments.
Daisy Cano State Farm is a local insurance agency in Cedar Hill, Texas, offering a range of personal and commercial coverage options. The agency provides auto, homeowners, renters, flood, life, motorcycle, boat, and various business insurance products. It emphasizes personalized service and community involvement.
Rick Smith is a Cedar Hill State Farm agent with 17 years of experience, offering auto, home, and life insurance to the local community. He and his team serve English and Spanish speaking customers and are active members of the Cedar Hill community.
Safe Hands Insurance Services is an independent agency in the Dallas‑Fort Worth area that provides Medicare, health and life insurance solutions with a faith‑centered, client‑first approach since 2009.
La Familia Insurance provides auto, home, renters, and commercial insurance, emphasizing affordable, reliable coverage and personalized service. Founded in 2010, the agency serves the community with bilingual representatives and has been operating for 15 years.
Kimberly Giddings is a State Farm agent serving the Lancaster, TX area since 1995. She holds a B.S. from Southeastern Oklahoma State University and leads a bilingual team offering a range of personal and business insurance products.
A‑LA Insurance provides simple, personal, and reliable coverage for Texans, emphasizing fast same‑day service and bilingual support. They compare over 35 carriers to find the best rates for auto, homeowners, renters, and commercial insurance needs.
Tim Gibbs is the owner of Tim Gibbs State Farm Agency in Cedar Hill, Texas. Since opening in 2016, the agency provides 24/7 quotes and service for auto, home, renters, life, condo, business and other insurance needs in Texas and Oklahoma. The team emphasizes personalized service and has been recognized as a Top 5% State Farm agency.
Danny Humphreys is a State Farm insurance agent since 1995, serving Red Oak and the DFW metroplex. He offers a range of personal and business insurance products and emphasizes personalized service and community care.
Frequently asked questions
Do I need umbrella insurance?
If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.
Does my auto insurance cover lawsuits over my limit?
No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.
Can I get an umbrella from any agent?
Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.