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Boat Insurance in Highlands, TX

Boat insurance covers liability, hull damage, theft, and on-water assistance. Texas does not require boat insurance by law, but most marinas and lenders do. Coverage often extends to trailers, on-board electronics, and fishing equipment.

24 boat insurance agencies in Highlands

Within 15 miles of Highlands, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 171.8 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
F Listed
Freeway Insurance
4.7 · 100+ reviews on Google

Freeway Insurance offers a wide range of insurance products through its network of retail stores across the United States. The Highlands, Texas location provides auto, homeowners, renters, life, motorcycle and boat coverage, and can be contacted for quotes by phone.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Baytown, TX· 0.7 mi
Carriers: Confie (parent MGA), Progressive County Mutual +41-2 agents
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L Listed
L.A. Insurance
4.9 · 500+ reviews on Google33 yrs in business

LA Insurance offers low‑down‑payment, affordable coverage across multiple lines including auto, motorcycle, renters, boat, commercial auto and life insurance. They emphasize quick online quotes, flexible payment plans, and a strong local presence with over 33 years of experience.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Channelview, TX· 6.8 mi
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, Alinsco Insurance Company +10
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J Listed
Jeff Brabham Agency Inc: Allstate Insurance
4.8 · 100+ reviews on Google41 yrs in business

Jeff Brabham Agency Inc is a local Allstate agency in Baytown, TX, operating since 1985. The agency offers auto, home and life insurance and serves the community in both English and Spanish. Jeff Brabham, the owner since 2011, emphasizes personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Baytown, TX· 4.9 mi
Carriers: Allstate
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R Listed
Randy Casey - State Farm Insurance Agent
4.9 · 100+ reviews on Google18 yrs in business

Randy Casey is a State Farm agent serving Baytown, Texas since 2008, offering a range of insurance products such as auto, homeowners, renters, life, boat and motorcycle coverage. His multilingual team (English, Spanish, Vietnamese) provides personalized service and is active in the local community.

AutoBoatCommercial GLHomeowners+4 moreSpanish, Vietnamese
Baytown, TX· 6.8 mi
Carriers: State Farm
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J Listed
Jeremy Rosenkranz - State Farm Insurance Agent
4.8 · <100 reviews on Google24 yrs in business

As a dedicated State Farm agent, Jeremy Rosenkranz focuses on helping people with their insurance needs. His office offers comprehensive services including Auto, Homeowners, Renters, Life, Health, and Business insurance for Harris County and surrounding areas. The team is available 24/7 by call or text to assist clients throughout the process.

AutoBoatCommercial GLHomeowners+4 more
Channelview, TX· 1.3 mi
Carriers: State Farm1-2 agents
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E Listed
Erik Hirsch - GEICO Insurance Agent
4.9 · 100+ reviews on Google

Licensed insurance agency in Baytown, TX; represents 1 carrier.

AutoHomeownersRentersMotorcycle+6 moreSpanish
Baytown, TX· 4.5 mi
Carriers: GEICO
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C Listed
C.D. Williams - State Farm Insurance Agent
4.9 · 100+ reviews on Google

C.D. Williams is a State Farm agent in Houston offering a range of personal and business insurance products. The agency serves both English and Spanish speaking clients and focuses on personalized coverage and relationship‑building. It highlights a commitment to helping customers understand their insurance needs.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Channelview, TX· 7.8 mi
Carriers: State Farm
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P Listed
Paul Wankowicz - State Farm Insurance Agent
4.9 · 100+ reviews on Google22 yrs in business

Paul Wankowicz State Farm is a local neighborhood agency in Baytown, Texas, founded in 2004. The agency offers personalized insurance solutions and community involvement, emphasizing service for auto, home, renters, life, motorcycle and boat coverage. Paul and his bilingual team are committed to helping customers protect what matters most.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Baytown, TX· 6.7 mi
Carriers: State Farm1-2 agents
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J Listed
Jenny Montes - State Farm Insurance Agent
4.9 · 500+ reviews on Google

Jenny Montes is a State Farm insurance agent serving Baytown, Texas, and surrounding areas. She and her team provide English and Spanish service, offering a range of personal and business insurance products. The agency emphasizes community involvement and personalized customer care.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Baytown, TX· 6.8 mi
Carriers: State Farm1-2 agents
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P Listed
Pete Dever - State Farm Insurance Agent
4.9 · 100+ reviews on Google

Pete Dever is a second‑generation State Farm Insurance Agent serving Channelview, TX and the greater Houston‑Summerwood‑Baytown area. His multilingual agency offers a range of personal and commercial insurance products and has earned multiple State Farm awards. The team focuses on personalized service for individuals and small businesses.

AutoBoatCommercial GLCommercial Property+5 moreSpanish
Channelview, TX· 6.3 mi
Carriers: State Farm1-2 agents
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S Listed
Sapp Insurance Agency: Allstate Insurance
4.6 · 100+ reviews on Google55 yrs in business

Sapp Insurance Agency is an Allstate agency located in Baytown, Texas, serving the community since 1971. The family‑owned office offers a range of personal insurance products and emphasizes personalized, bilingual service.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Baytown, TX· 6.3 mi
Carriers: Allstate1-2 agents
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J Listed
Joe Simien: Allstate Insurance
4.5 · <100 reviews on Google

Joe Simien is an Allstate insurance agent in Houston, Texas offering a range of personal insurance products. With a 4.6‑star rating from over 500 reviews, he provides auto, homeowners, renters, motorcycle, life, and boat coverage. Clients can contact him by phone or schedule an appointment for personalized quotes.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Channelview, TX· 7.0 mi
Carriers: ACCC Insurance Company, Aetna Dental Inc. +28
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E Listed
Ed Martinez: Allstate Insurance
4.7 · <100 reviews on Google10 yrs in business

Ed Martinez is an Allstate insurance agent serving Baytown, TX. He offers a range of products including auto, homeowners, renters, motorcycle, boat and life insurance, and his staff can assist customers in both English and Spanish. Martinez has been with Allstate since 2000 and became a licensed agent in 2016.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Baytown, TX· 6.9 mi
Carriers: Allstate1-2 agents
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F Listed
Freeway Insurance
4.8 · 100+ reviews on Google

Freeway Insurance Baytown Texas is a local branch of Freeway Insurance, offering a range of insurance products such as auto, homeowners, renters, life, motorcycle and boat coverage across the United States.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Baytown, TX· 7.6 mi
Carriers: Confie (parent MGA), Progressive County Mutual +41-2 agents
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T Listed
TWFG Ratliff Insurance
4.5 · <100 reviews on Google

TWFG Ratliff Insurance is an independent, family‑run agency offering a range of personal and commercial insurance solutions. They provide auto, home, renters, life, retirement, and other coverage options to individuals and families. The agency emphasizes caring service and works with multiple carriers to find the right policy.

AutoHomeownersRentersLife+6 moreSpanish
Baytown, TX· 8.2 mi
Carriers: Allstate, Progressive +9
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H Listed
Harris County Insurance Center - Baytown, Texas
4.7 · <100 reviews on Google19 yrs in business

Harris County Insurance is an independent agency serving Houston, Baytown, and Pasadena, Texas. They shop multiple carriers to provide personalized quotes for auto, home, boat, motorcycle, and other personal and commercial lines. The agency emphasizes experience and a one‑stop shop for insurance needs.

AutoHomeownersRentersCommercial GL+7 moreSpanish
Baytown, TX· 6.9 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +1461-2 agents
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R Listed
Renee Thibodeaux - State Farm Insurance Agent
4.9 · 100+ reviews on Google17 yrs in business

Renee Thibodeaux is a State Farm agent in Baytown, Texas serving Texas and Louisiana since 2009, offering a range of insurance products and personal service in English and Spanish.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Baytown, TX· 9.1 mi
Carriers: State Farm1-2 agents
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A Listed
A-MAX Auto Insurance
4.5 · 100+ reviews on Google

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more – all while delivering personalized service you can count on.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Channelview, TX· 8.3 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +51-2 agents
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A Listed
A-MAX Auto Insurance
4.2 · <100 reviews on Google

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies offering over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Baytown, TX· 6.7 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +51-2 agents
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R Listed
Ray Grayson - State Farm Insurance Agent
4.9 · 500+ reviews on Google

Ray Grayson is a State Farm insurance agent serving Mont Belvieu and surrounding Texas Gulf Coast communities. He offers a range of personal and business insurance products, including auto, homeowners, renters, life, motorcycle, boat and flood coverage. Ray emphasizes local service and community involvement.

AutoBoatCommercial GLFlood+5 moreSpanish
Baytown, TX· 12.0 mi
Carriers: State Farm
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D Listed
Dale Guidry - State Farm Insurance Agent
4.8 · <100 reviews on Google3 yrs in business

Dale Guidry has been a State Farm Agent since 2012 and is a third‑generation small business owner. His Crosby, Texas agency opened in March 2023 and offers a range of insurance options including auto, homeowners, renters, life and more. The agency emphasizes personalized service for new residents and existing community members.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Crosby, TX· 10.0 mi
Carriers: State Farm1-2 agents
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L Listed
Loggins Insurance of Crosby
4.8 · <100 reviews on Google

Loggins Insurance of Crosby is an independent agency offering a one‑stop shop for personal and business insurance needs. They provide quick auto quotes, personalized account managers, and a range of coverage options. The agency emphasizes flexible carrier choices and discounts for bundling policies.

AutoBoatCommercial GLCommercial Property+4 more
Crosby, TX· 5.7 mi
1-2 agents
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T Listed
TWFG Insurance - Brian Johnson
4.8 · <100 reviews on Google15 yrs in business

Brian Johnson Insurance, a branch of TWFG Insurance Service, is a full‑service independent agency offering personal and commercial insurance with access to over 100 carriers. They have been serving the NE Houston area for 15 years with a local, attentive team.

AutoBoatCommercial GLHomeowners+2 more
Humble, TX· 12.7 mi
License on file (TDI)
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Frequently asked questions

Is boat insurance required in Texas?

Not by state law. Marinas often require liability coverage as a slip rental condition, and lenders require full coverage on financed boats.

What does it cover?

Liability for injury to others, hull damage from collision or grounding, theft, and on-water emergency assistance. Many policies include trailer coverage and personal effects on board.

Does my homeowners policy cover my boat?

Homeowners covers small watercraft (often under 25 horsepower) on a limited basis. Anything larger needs a dedicated boat policy.