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Renters Insurance in Highlands, TX

Renters insurance covers your belongings inside a rented unit and provides liability protection if a guest is injured. Many Texas landlords require it. Average annual cost is well under $200, making it one of the highest-value insurance products available.

24 renters insurance agencies in Highlands

Within 15 miles of Highlands, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 171.8 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
A Listed
AZ Auto Insurance
4.8 · <100 reviews on Google26 yrs in business

AZ Insurance is a Houston‑based agency founded in 2000 that offers a range of personal and commercial insurance products, including auto, homeowners, renters, motorcycle, ATV, and business coverage. They serve Texas drivers, including high‑risk and SR‑22 cases, with bilingual agents across 15 locations.

AutoHomeownersRentersCommercial GL+3 more
Baytown, TX· 0.6 mi
Carriers: Dairyland, Progressive +51-2 agents
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F Listed
Freeway Insurance
4.7 · 100+ reviews on Google

Freeway Insurance offers a wide range of insurance products through its network of retail stores across the United States. The Highlands, Texas location provides auto, homeowners, renters, life, motorcycle and boat coverage, and can be contacted for quotes by phone.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Baytown, TX· 0.7 mi
Carriers: Confie (parent MGA), Progressive County Mutual +41-2 agents
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L Listed
L.A. Insurance
4.9 · 500+ reviews on Google33 yrs in business

LA Insurance offers low‑down‑payment, affordable coverage across multiple lines including auto, motorcycle, renters, boat, commercial auto and life insurance. They emphasize quick online quotes, flexible payment plans, and a strong local presence with over 33 years of experience.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Channelview, TX· 6.8 mi
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, Alinsco Insurance Company +10
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J Listed
Jeff Brabham Agency Inc: Allstate Insurance
4.8 · 100+ reviews on Google41 yrs in business

Jeff Brabham Agency Inc is a local Allstate agency in Baytown, TX, operating since 1985. The agency offers auto, home and life insurance and serves the community in both English and Spanish. Jeff Brabham, the owner since 2011, emphasizes personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Baytown, TX· 4.9 mi
Carriers: Allstate
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A Listed
Amtex Insurance
4.6 · 100+ reviews on Google25 yrs in business

Amtex Insurance provides affordable auto, home, and business insurance, emphasizing real, personalized service for the Texas community. Since its founding, the agency has focused on delivering reliable coverage and multiple carrier options to protect families and businesses.

AutoCommercial GLHomeownersMotorcycle+2 more
Baytown, TX· 5.9 mi
Carriers: ACCC Insurance Company, American Access Casualty +10
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R Listed
Randy Casey - State Farm Insurance Agent
4.9 · 100+ reviews on Google18 yrs in business

Randy Casey is a State Farm agent serving Baytown, Texas since 2008, offering a range of insurance products such as auto, homeowners, renters, life, boat and motorcycle coverage. His multilingual team (English, Spanish, Vietnamese) provides personalized service and is active in the local community.

AutoBoatCommercial GLHomeowners+4 moreSpanish, Vietnamese
Baytown, TX· 6.8 mi
Carriers: State Farm
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J Listed
Jeremy Rosenkranz - State Farm Insurance Agent
4.8 · <100 reviews on Google24 yrs in business

As a dedicated State Farm agent, Jeremy Rosenkranz focuses on helping people with their insurance needs. His office offers comprehensive services including Auto, Homeowners, Renters, Life, Health, and Business insurance for Harris County and surrounding areas. The team is available 24/7 by call or text to assist clients throughout the process.

AutoBoatCommercial GLHomeowners+4 more
Channelview, TX· 1.3 mi
Carriers: State Farm1-2 agents
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A Listed
AZ Auto Insurance
4.8 · <100 reviews on Google26 yrs in business

AZ Insurance is a Houston‑based agency founded in 2000, offering auto, homeowners, renters, motorcycle, commercial and umbrella coverage through multiple carriers. They serve bilingual customers with 15 locations across the city and emphasize personalized service for high‑risk drivers and businesses.

AutoHomeownersRentersCommercial GL+3 more
Crosby, TX· 5.9 mi
Carriers: Dairyland, Progressive +51-2 agents
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E Listed
Erik Hirsch - GEICO Insurance Agent
4.9 · 100+ reviews on Google

Licensed insurance agency in Baytown, TX; represents 1 carrier.

AutoHomeownersRentersMotorcycle+6 moreSpanish
Baytown, TX· 4.5 mi
Carriers: GEICO
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T Listed
TIA- Texas Insurance Agency
4.8 · 100+ reviews on Google27 yrs in business

Texas Insurance Agency (TIA) is an independent agency serving Texas since 1999, helping individuals, families, and businesses obtain affordable auto, home, and commercial coverage. They compare multiple carriers to find tailored policies and emphasize personalized service and community outreach.

AutoMotorcycleHomeownersRenters+4 moreSpanish
Houston, TX· 8.4 mi
License on file (TDI)
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C Listed
C.D. Williams - State Farm Insurance Agent
4.9 · 100+ reviews on Google

C.D. Williams is a State Farm agent in Houston offering a range of personal and business insurance products. The agency serves both English and Spanish speaking clients and focuses on personalized coverage and relationship‑building. It highlights a commitment to helping customers understand their insurance needs.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Channelview, TX· 7.8 mi
Carriers: State Farm
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C Listed
Centro De Enrolamiento Obamacare & Medicare Advantage. (Se requiere cita previa)
4.8 · <100 reviews on Google

HealthSherpa connects individuals with affordable health insurance plans, offering quick savings estimates and personalized support for enrollment.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Channelview, TX· 5.1 mi
License on file (TDI)
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P Listed
Paul Wankowicz - State Farm Insurance Agent
4.9 · 100+ reviews on Google22 yrs in business

Paul Wankowicz State Farm is a local neighborhood agency in Baytown, Texas, founded in 2004. The agency offers personalized insurance solutions and community involvement, emphasizing service for auto, home, renters, life, motorcycle and boat coverage. Paul and his bilingual team are committed to helping customers protect what matters most.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Baytown, TX· 6.7 mi
Carriers: State Farm1-2 agents
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M Listed
Marek Insurance Agency
4.9 · 100+ reviews on Google41 yrs in business

Texan Insurance is a full‑service, family‑owned independent insurance agency in Crosby, Texas, serving families and businesses with personalized coverage options across home, auto, flood, umbrella, renters, life, and commercial lines. The agency continues the legacy of the former Marek Insurance and partners with over 40 top‑rated carriers.

AutoHomeownersRentersUmbrella+4 more
Crosby, TX· 6.1 mi
1-2 agents
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J Listed
Jenny Montes - State Farm Insurance Agent
4.9 · 500+ reviews on Google

Jenny Montes is a State Farm insurance agent serving Baytown, Texas, and surrounding areas. She and her team provide English and Spanish service, offering a range of personal and business insurance products. The agency emphasizes community involvement and personalized customer care.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Baytown, TX· 6.8 mi
Carriers: State Farm1-2 agents
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A Listed
AZ Auto Insurance
4.5 · 100+ reviews on Google26 yrs in business

AZ Insurance is a Houston‑based agency that has been serving customers since 2000, offering auto, homeowners, renters, motorcycle and commercial insurance. They emphasize helping high‑risk drivers and have 15 locations with bilingual agents.

AutoHomeownersRentersMotorcycle+3 more
Baytown, TX· 6.6 mi
Carriers: Dairyland, Progressive +51-2 agents
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F Listed
First American Title Insurance Company
4.8 · <100 reviews on Google

First American Title Insurance provides title insurance and settlement services for residential and commercial real‑estate transactions, helping homebuyers, investors, lenders, and real‑estate professionals secure and streamline closings.

AutoCommercial GLHomeownersRenters+1 more
Crosby, TX· 4.8 mi
1-2 agents
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P Listed
Pete Dever - State Farm Insurance Agent
4.9 · 100+ reviews on Google

Pete Dever is a second‑generation State Farm Insurance Agent serving Channelview, TX and the greater Houston‑Summerwood‑Baytown area. His multilingual agency offers a range of personal and commercial insurance products and has earned multiple State Farm awards. The team focuses on personalized service for individuals and small businesses.

AutoBoatCommercial GLCommercial Property+5 moreSpanish
Channelview, TX· 6.3 mi
Carriers: State Farm1-2 agents
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A Listed
Amtex Insurance
4.4 · 100+ reviews on Google25 yrs in business

Amtex Insurance provides affordable auto, home, and business coverage, emphasizing real‑person service and quick quotes. Founded over 25 years ago, the Texas‑based agency focuses on personalized support and community involvement.

AutoCommercial GLHomeownersLife+3 more
Channelview, TX· 8.9 mi
Carriers: ACCC Insurance Company, American Access Casualty +10
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A Listed
Aguilar Insurance Associates
4.8 · <100 reviews on Google

Aguilar Insurance Associates is a fully independent insurance broker offering cost‑effective auto, home, and commercial coverage in Houston, TX. They partner with multiple insurers to find the best fit for clients and emphasize treating customers like family.

AutoCommercial GLHomeownersLife+2 moreSpanish
Channelview, TX· 5.7 mi
1-2 agents
View profile
S Listed
Sapp Insurance Agency: Allstate Insurance
4.6 · 100+ reviews on Google55 yrs in business

Sapp Insurance Agency is an Allstate agency located in Baytown, Texas, serving the community since 1971. The family‑owned office offers a range of personal insurance products and emphasizes personalized, bilingual service.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Baytown, TX· 6.3 mi
Carriers: Allstate1-2 agents
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J Listed
Joe Simien: Allstate Insurance
4.5 · <100 reviews on Google

Joe Simien is an Allstate insurance agent in Houston, Texas offering a range of personal insurance products. With a 4.6‑star rating from over 500 reviews, he provides auto, homeowners, renters, motorcycle, life, and boat coverage. Clients can contact him by phone or schedule an appointment for personalized quotes.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Channelview, TX· 7.0 mi
Carriers: ACCC Insurance Company, Aetna Dental Inc. +28
View profile
E Listed
Ed Martinez: Allstate Insurance
4.7 · <100 reviews on Google10 yrs in business

Ed Martinez is an Allstate insurance agent serving Baytown, TX. He offers a range of products including auto, homeowners, renters, motorcycle, boat and life insurance, and his staff can assist customers in both English and Spanish. Martinez has been with Allstate since 2000 and became a licensed agent in 2016.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Baytown, TX· 6.9 mi
Carriers: Allstate1-2 agents
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Frequently asked questions

How much renters insurance do I need?

Inventory your belongings (electronics, furniture, clothing, etc.) and choose a personal property limit that covers replacement. Most renters need $20,000-$50,000 in personal property plus $100,000 in liability.

Does my landlord's insurance cover my stuff?

No. Your landlord's policy covers the building structure, not your belongings. If a fire, theft, or water damage destroys your possessions, you'll need your own renters policy to be reimbursed.

Will renters insurance cover my roommate?

Generally no -- each tenant should have their own policy. Some carriers allow roommates on a single policy if both are named, but it's cleaner (and usually similar cost) to have separate policies.