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Boat Insurance in Katy, TX

Boat insurance covers liability, hull damage, theft, and on-water assistance. Texas does not require boat insurance by law, but most marinas and lenders do. Coverage often extends to trailers, on-board electronics, and fishing equipment.

Boat insurance in Katy, TX: 24 licensed insurance agencies serve 24,117 residents in Harris, Fort Bend, and Waller counties. auto premiums average $2,800 per year — 2% above the Texas state average. hurricane + wind + flood drives 45% of homeowner claims.

24 boat insurance agencies in Katy

Within 15 miles of Katy, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 144.9 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
L Listed
L.A. Insurance
4.9 · 500+ reviews on Google34 yrs in business

L.A. Insurance is an affordable insurance agency that has been serving clients across the United States for over 33 years. It offers a range of low‑cost policies for vehicles, boats, motorcycles, RVs, renters, and life coverage, emphasizing flexible payment options and maximum protection.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Katy, TX· 3.9 mi
Carriers: Alinsco Insurance Company, Falcon Insurance Company +9
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M Listed
Marco Cervantes - State Farm Insurance Agent
4.9 · 500+ reviews on Google14 yrs in business

Marco Cervantes is a State Farm agent since 2012, serving the Cypress‑Katy area with a focus on family values and community service. He offers personal and business insurance solutions and emphasizes education and personalized service for his clients.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Cypress, TX· 4.4 mi
Carriers: State Farm
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M Listed
MCN Multiservices
4.9 · 100+ reviews on Google20 yrs in business

MCN Multiservices is an independent insurance agency serving Harris and Fort Bend Counties, West Houston, and Katy for over 20 years. They offer personal and commercial insurance, tax preparation, and additional services with a focus on personalized, hassle‑free service.

AutoHomeownersRentersFlood+6 morePortuguese, Spanish
Katy, TX· 1.9 mi
1-2 agents
View profile
T Listed
Tanner Sprinkel - State Farm Insurance Agent
4.9 · 100+ reviews on Google4 yrs in business

Tanner Sprinkel is a State Farm® insurance agent serving Cypress, Texas. He offers auto, homeowners, renters, life, motorcycle and boat coverage, as well as small‑business insurance. A former Marine Corps Staff Sergeant, he combines military discipline with a community‑focused approach to help local families and businesses protect what matters most.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Cypress, TX· 3.0 mi
Carriers: State Farm1-2 agents
View profile
H Listed
Henry Integra Insurance Services
4.8 · <100 reviews on Google79 yrs in business

Henry – Integra Insurance Services, based in Katy, Texas, offers a range of personal and commercial insurance solutions. The agency emphasizes client education and tailored coverage, earning recognition as a leading agency in the Houston area. Founded with roots dating back to 1947, they partner with Integra Insurance Services to broaden options for customers.

AutoBoatCommercial GLHomeowners+4 more
Katy, TX· 4.1 mi
1-2 agents
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M Listed
Memorial Insurance Agency
4.9 · 100+ reviews on Google8 yrs in business

Cash & Forbes Insurance Group is an independent insurance agency founded in 2018 that serves Texas families and businesses with a variety of personal and commercial insurance solutions. The agency merged with Memorial Insurance Agency and operates out of Houston, TX, offering auto, home, renters, flood, boat, and business coverage.

AutoHomeownersRentersCommercial GL+5 more
Houston, TX· 7.6 mi
Carriers: Ace American Insurance Company
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A Listed
Acceptance Insurance
4.9 · 100+ reviews on Google

Acceptance Insurance offers a wide range of insurance products including auto, homeowners, renters, life, motorcycle and boat coverage, as well as business and personal protection options.

AutoBoatCommercial GLHomeowners+4 more
Katy, TX· 3.9 mi
Carriers: First Acceptance Insurance Company, Confie (parent MGA)1-2 agents
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D Listed
DLG Insurance Agency
4.9 · 100+ reviews on Google

DLG Insurance Agency serves Katy and the surrounding Texas communities, helping consumers save money, businesses reduce risk, and families protect their financial future. The agency offers a wide range of insurance products, from auto and home to life and disability coverage.

AutoBoatCommercial GLDisability+6 more
Katy, TX· 4.0 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +711-2 agents
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H Listed
Hardcastle Insurance Agency LLC
4.8 · <100 reviews on Google14 yrs in business

Hardcastle Insurance is an independent agency in Katy, Texas offering a one‑stop shop for auto, home, renters, life, motorcycle and boat coverage. They partner with multiple carriers to provide customized, affordable policies and emphasize personalized service.

AutoBoatCommercial GLHomeowners+4 more
Katy, TX· 6.2 mi
Carriers: American Economy Insurance Company, Cypress Property & Casualty Insurance Company +141-2 agents
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A Listed
A-MAX Auto Insurance
4.5 · <100 reviews on Google

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies, offering affordable protection for cars, homes, roadside assistance and more.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Cypress, TX· 3.1 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +51-2 agents
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M Listed
Marlin Insurance Services
4.8 · <100 reviews on Google10 yrs in business

Marlin Insurance Services is a trusted business insurance agency licensed in Texas, Oklahoma, Tennessee, and Ohio, serving individuals, families and businesses with auto, home, commercial and other coverage. With over 10 years of experience, their skilled team focuses on affordable, reliable insurance solutions.

AutoHomeownersRentersCommercial GL+6 moreSpanish
Cypress, TX· 4.4 mi
Carriers: American Risk Insurance Company, Inc., Berkley Regional Insurance Company +191-2 agents
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K Listed
Karina Sosa: Allstate Insurance
4.2 · <100 reviews on Google11 yrs in business

Karina Sosa opened her Cypress agency in 2015 after 13 years in insurance and serves the Houston area as a trusted Allstate agent. She emphasizes customer service and helping local businesses with their commercial insurance needs. Her team focuses on building relationships and providing the right coverage for each client.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Cypress, TX· 4.5 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +14
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A Listed
A-MAX Auto Insurance
4.1 · <100 reviews on Google

A-MAX Insurance is a trusted, community-focused insurance agency that helps customers compare coverage options from 35+ top-rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more – all while delivering personalized service you can count on.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Katy, TX· 1.9 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +51-2 agents
View profile
T Listed
Troy Hooper - State Farm Insurance Agent
4.9 · 100+ reviews on Google6 yrs in business

Troy Hooper State Farm Agency proudly serves families, individuals, and businesses throughout Cypress, Katy, Tomball, Spring, The Woodlands and the Houston metropolitan area, offering a full range of personal and commercial insurance products.

AutoHomeownersRentersFlood+5 moreSpanish
Cypress, TX· 8.6 mi
Carriers: State Farm
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C Listed
Commercial Insurance Services of Texas
4.8 · <100 reviews on Google

Commercial Insurance Services of Texas is an independent insurance agency serving Katy, Pearland, and Houston, focused on providing business insurance solutions with a strong emphasis on customer service. They partner with multiple carriers to offer comprehensive coverage for commercial and personal policies.

AutoBoatCommercial GLFlood+5 more
Katy, TX· 4.2 mi
1-2 agents
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C Listed
Chris Mallett – State Farm Insurance Agent
4.9 · 100+ reviews on Google22 yrs in business

Chris Mallett State Farm is a local insurance agency in Katy, Texas offering auto, homeowners, renters, life, and business insurance along with other financial services. Led by State Farm agent Chris Mallett, who has been with State Farm since 2003 and opened the Katy office in 2004, the team focuses on personalized coverage for the community.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Katy, TX· 6.1 mi
Carriers: State Farm1-2 agents
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K Listed
Kristi Sebera - State Farm Insurance
4.9 · 100+ reviews on Google34 yrs in business

Kristi Sebera is a fourth‑generation State Farm agent serving Cypress, Texas and the greater Harris County area. She provides auto, homeowners, life, health, business and other insurance and financial services with bilingual support in English and Spanish.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Cypress, TX· 8.9 mi
Carriers: State Farm
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C Listed
Cash & Forbes Insurance Group
4.9 · 500+ reviews on Google8 yrs in business

Cash & Forbes Insurance Group is an independent insurance agency founded in 2018 that offers personal and business insurance solutions to individuals, families, and businesses throughout Texas.

AutoHomeownersRentersFlood+5 more
Sugar Land, TX· 7.6 mi
Carriers: ASI Lloyds, Access Home Insurance Company +851-2 agents
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S Listed
Shannon Geno: Allstate Insurance
4.7 · 100+ reviews on Google

Shannon Geno is an Allstate insurance agent in Cypress, TX offering auto, home, renters, motorcycle, life, and boat coverage. She emphasizes personal relationships and community involvement, helping local families choose insurance solutions that fit their needs.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Cypress, TX· 4.4 mi
Carriers: Allstate1-2 agents
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J Listed
Jeff Adragna - State Farm Insurance Agent
4.9 · 100+ reviews on Google14 yrs in business

Jeff Adragna is a State Farm insurance agent serving Cypress, Texas. His agency offers auto, homeowners, renters, life, motorcycle and boat insurance with personalized service and bilingual staff. Clients appreciate the friendly, 24/7 support and quick claims handling.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Cypress, TX· 6.5 mi
Carriers: State Farm1-2 agents
View profile
T Listed
TS Insurance
4.9 · 100+ reviews on Google

TS Insurance is a local agency serving Katy and the surrounding Texas communities, offering personal and commercial insurance solutions. They emphasize protecting clients like family and provide a range of coverage options. The agency highlights quick online quotes and personalized service.

AutoBoatCommercial GLCommercial Property+6 moreSpanish
Katy, TX· 5.6 mi
Carriers: Gerber Life Insurance Company1-2 agents
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G Listed
Greg White: Allstate Insurance
4.7 · 100+ reviews on Google

Greg White is an Allstate insurance agent serving Katy, TX and surrounding areas. He offers auto, homeowners, renters, motorcycle, life, and boat insurance and provides online quotes and appointment scheduling. The agency has a 4.5 rating based on 302 reviews.

AutoBoatCommercial GLHomeowners+4 more
Katy, TX· 5.7 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +131-2 agents
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A Listed
AAAA Auto Insurance
4.0 · <100 reviews on Google32 yrs in business

AAAA Insurance is a family‑owned independent agency serving the greater Houston Metro area. It has been operating since 1994 and has grown from one office to more than 15 locations. The agency focuses on providing friendly, customer‑first service for auto, home and commercial insurance needs.

AutoHomeownersRentersCommercial GL+4 moreSpanish
Katy, TX· 2.6 mi
1-2 agents
View profile

Frequently asked questions

Is boat insurance required in Texas?

Not by state law. Marinas often require liability coverage as a slip rental condition, and lenders require full coverage on financed boats.

What does it cover?

Liability for injury to others, hull damage from collision or grounding, theft, and on-water emergency assistance. Many policies include trailer coverage and personal effects on board.

Does my homeowners policy cover my boat?

Homeowners covers small watercraft (often under 25 horsepower) on a limited basis. Anything larger needs a dedicated boat policy.