Life Insurance in Katy, TX
Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.
Life insurance in Katy, TX: 24 licensed insurance agencies serve 24,117 residents in Harris, Fort Bend, and Waller counties. auto premiums average $2,800 per year — 2% above the Texas state average. hurricane + wind + flood drives 45% of homeowner claims.
24 life insurance agencies in Katy
Within 15 miles of Katy, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
L.A. Insurance is an affordable insurance agency that has been serving clients across the United States for over 33 years. It offers a range of low‑cost policies for vehicles, boats, motorcycles, RVs, renters, and life coverage, emphasizing flexible payment options and maximum protection.
Marco Cervantes is a State Farm agent since 2012, serving the Cypress‑Katy area with a focus on family values and community service. He offers personal and business insurance solutions and emphasizes education and personalized service for his clients.
Tanner Sprinkel is a State Farm® insurance agent serving Cypress, Texas. He offers auto, homeowners, renters, life, motorcycle and boat coverage, as well as small‑business insurance. A former Marine Corps Staff Sergeant, he combines military discipline with a community‑focused approach to help local families and businesses protect what matters most.
North Star Insurance Partners provides health‑focused insurance services in Katy, TX, offering Medicare, ACA Marketplace, life and final expense plans, as well as supplemental coverage. They emphasize ethical, pressure‑free guidance and multilingual support.
RL Insurance is a Hispanic‑origin agency based in Houston that serves American, Hispanic and diverse families, offering health, dental, vision, life, Medicare, and other insurance solutions.
Henry – Integra Insurance Services, based in Katy, Texas, offers a range of personal and commercial insurance solutions. The agency emphasizes client education and tailored coverage, earning recognition as a leading agency in the Houston area. Founded with roots dating back to 1947, they partner with Integra Insurance Services to broaden options for customers.
Acceptance Insurance offers a wide range of insurance products including auto, homeowners, renters, life, motorcycle and boat coverage, as well as business and personal protection options.
DLG Insurance Agency serves Katy and the surrounding Texas communities, helping consumers save money, businesses reduce risk, and families protect their financial future. The agency offers a wide range of insurance products, from auto and home to life and disability coverage.
Hardcastle Insurance is an independent agency in Katy, Texas offering a one‑stop shop for auto, home, renters, life, motorcycle and boat coverage. They partner with multiple carriers to provide customized, affordable policies and emphasize personalized service.
We are a State Farm team with more than forty years of combined insurance experience, serving Northwest Houston and the entire state of Texas. We offer auto, home, renters, inland marine, business, life and health insurance in English, Spanish and Tagalog.
Marlin Insurance Services is a trusted business insurance agency licensed in Texas, Oklahoma, Tennessee, and Ohio, serving individuals, families and businesses with auto, home, commercial and other coverage. With over 10 years of experience, their skilled team focuses on affordable, reliable insurance solutions.
Karina Sosa opened her Cypress agency in 2015 after 13 years in insurance and serves the Houston area as a trusted Allstate agent. She emphasizes customer service and helping local businesses with their commercial insurance needs. Her team focuses on building relationships and providing the right coverage for each client.
Troy Hooper State Farm Agency proudly serves families, individuals, and businesses throughout Cypress, Katy, Tomball, Spring, The Woodlands and the Houston metropolitan area, offering a full range of personal and commercial insurance products.
Commercial Insurance Services of Texas is an independent insurance agency serving Katy, Pearland, and Houston, focused on providing business insurance solutions with a strong emphasis on customer service. They partner with multiple carriers to offer comprehensive coverage for commercial and personal policies.
Chris Mallett State Farm is a local insurance agency in Katy, Texas offering auto, homeowners, renters, life, and business insurance along with other financial services. Led by State Farm agent Chris Mallett, who has been with State Farm since 2003 and opened the Katy office in 2004, the team focuses on personalized coverage for the community.
Kristi Sebera is a fourth‑generation State Farm agent serving Cypress, Texas and the greater Harris County area. She provides auto, homeowners, life, health, business and other insurance and financial services with bilingual support in English and Spanish.
2 Row Insurance offers quick online quotes for auto, home, commercial, and life insurance, emphasizing independent agency expertise to help customers find the right coverage at affordable rates.
Shannon Geno is an Allstate insurance agent in Cypress, TX offering auto, home, renters, motorcycle, life, and boat coverage. She emphasizes personal relationships and community involvement, helping local families choose insurance solutions that fit their needs.
Jeff Adragna is a State Farm insurance agent serving Cypress, Texas. His agency offers auto, homeowners, renters, life, motorcycle and boat insurance with personalized service and bilingual staff. Clients appreciate the friendly, 24/7 support and quick claims handling.
TS Insurance is a local agency serving Katy and the surrounding Texas communities, offering personal and commercial insurance solutions. They emphasize protecting clients like family and provide a range of coverage options. The agency highlights quick online quotes and personalized service.
Wiemers Insurance Group is the largest independent insurance agency in Katy, Texas, offering a wide range of insurance products including home, auto, business, life, health, and pet coverage.
Licensed insurance agency in Katy, TX; represents 1 carrier.
Mark Adkins State Farm Insurance Agency in Cypress, TX serves the state of Texas with auto, home, business, renters, life and health insurance. Led by Mark Adkins, a former Marine and State Farm agent since 1984, the agency emphasizes personalized service in English and Spanish.
Frequently asked questions
How much life insurance do I need?
A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.
Term vs whole life -- what's the difference?
Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.
Do I need a medical exam?
Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.