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Boat Insurance in Lake Kiowa, TX

Boat insurance covers liability, hull damage, theft, and on-water assistance. Texas does not require boat insurance by law, but most marinas and lenders do. Coverage often extends to trailers, on-board electronics, and fishing equipment.

5 boat insurance agencies in Lake Kiowa

Within 15 miles of Lake Kiowa, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 145.4 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
J Listed
Jim Goldsworthy - State Farm Insurance Agent
4.8 · 387 reviews on Google34 yrs in business

Jim Goldsworthy is a State Farm insurance agent in Gainesville, Texas, serving North Texas and Southern Oklahoma since 1992. He offers a range of insurance products including auto, homeowners, renters, life, motorcycle and boat coverage, and focuses on personalized service.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Gainesville, TX· 2.9 mi
Carriers: State Farm1-2 agents
View profile
A Listed
Alamo Insurance
4.7 · 24 reviews on Google10 yrs in business

Alamo Insurance is a North Texas agency that simplifies and personalizes auto, home, renters, and business insurance, comparing 30+ carriers to find affordable rates. They emphasize bilingual service, same‑day coverage, and a community‑focused approach.

AutoBoatCommercial GLHomeowners+3 moreSpanish
Alamo, TX· 3.3 mi
Carriers: American Access, Anchor General +231-2 agents
View profile
B Listed
Bezner Insurance
4.8 · 6 reviews on Google

Bezner Insurance offers auto, motorcycle, boat, homeowners, farm, and life insurance with a focus on personalized service and family values, promising support during clients' trials.

AutoBoatCommercial GLFarm+5 more
Gainesville, TX· 2.9 mi
Carriers: Germania Farm Mutual Company1-2 agents
View profile
H Listed
Hutcherson Insurance Agency

We are an independent insurance agency serving the Gainesville, Texas area, offering personal and business insurance solutions. Our clients receive a dedicated team to address their auto, homeowners, boat, umbrella, and other coverage needs. We also provide commercial lines such as commercial auto, property, and general liability.

AutoBoatCommercial GLCommercial Property+6 more
Gainesville, TX· 3.3 mi
License on file (TDI)
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Frequently asked questions

Is boat insurance required in Texas?

Not by state law. Marinas often require liability coverage as a slip rental condition, and lenders require full coverage on financed boats.

What does it cover?

Liability for injury to others, hull damage from collision or grounding, theft, and on-water emergency assistance. Many policies include trailer coverage and personal effects on board.

Does my homeowners policy cover my boat?

Homeowners covers small watercraft (often under 25 horsepower) on a limited basis. Anything larger needs a dedicated boat policy.