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Auto Insurance in Lake Kiowa, TX

Auto insurance in Texas is required by state law. Drivers must carry minimum liability coverage of $30,000 per injured person, $60,000 per accident, and $25,000 for property damage (the 30/60/25 rule). Most agents offer collision and comprehensive add-ons, plus uninsured-motorist protection.

24 auto insurance agencies in Lake Kiowa

Within 15 miles of Lake Kiowa, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 145.4 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
J Listed
Jim Goldsworthy - State Farm Insurance Agent
4.8 · 387 reviews on Google34 yrs in business

Jim Goldsworthy is a State Farm insurance agent in Gainesville, Texas, serving North Texas and Southern Oklahoma since 1992. He offers a range of insurance products including auto, homeowners, renters, life, motorcycle and boat coverage, and focuses on personalized service.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Gainesville, TX· 2.9 mi
Carriers: State Farm1-2 agents
View profile
T Listed
Texas Farm Bureau Insurance - Andy Crenshaw
4.8 · 37 reviews on Google

Licensed insurance agency in Gainesville, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Gainesville, TX· 1.3 mi
License on file (TDI)
View profile
A Listed
Alamo Insurance
4.7 · 24 reviews on Google10 yrs in business

Alamo Insurance is a North Texas agency that simplifies and personalizes auto, home, renters, and business insurance, comparing 30+ carriers to find affordable rates. They emphasize bilingual service, same‑day coverage, and a community‑focused approach.

AutoBoatCommercial GLHomeowners+3 moreSpanish
Alamo, TX· 3.3 mi
Carriers: American Access, Anchor General +231-2 agents
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D Listed
D3 Insurance Group - Gainesville
4.4 · 70 reviews on Google

D3 Insurance Group is a new company, but its combined experience of over 45 years sets it apart. The agency focuses on personalized service through its Discover, Design, Deploy process, offering personal and commercial insurance solutions.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Gainesville, TX· 2.1 mi
Carriers: Geico, Dairyland +121-2 agents
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K Listed
Ken Blanton Insurance Agency
4.5 · 36 reviews on Google100 yrs in business

At our insurance agency, we’ll work with you to ensure that you, and those you care about most, are protected. As independent agents we have the freedom to do what's right for you. Serving North Texas & Beyond for 100 Years.

AutoHomeownersRentersCommercial GL+2 more
Gainesville, TX· 3.3 mi
Carriers: Kemper, State Auto +81-2 agents
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B Listed
Be Well Benefits
4.8 · 1 reviews on Google

Be Well Benefits, Inc. is a small insurance agency serving Texas and Oklahoma with nearly ten years of experience. The agency focuses on helping families find health insurance plans and offers personalized guidance through its two co‑owner agents.

AutoCommercial GLHomeownersRenters+1 more
Gainesville, TX· 3.3 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Dental Inc. +413-5 agents
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B Listed
Bezner Insurance
4.8 · 6 reviews on Google

Bezner Insurance offers auto, motorcycle, boat, homeowners, farm, and life insurance with a focus on personalized service and family values, promising support during clients' trials.

AutoBoatCommercial GLFarm+5 more
Gainesville, TX· 2.9 mi
Carriers: Germania Farm Mutual Company1-2 agents
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T Listed
Tanner Petska - Texas Farm Bureau
4.8 · 4 reviews on Google

Licensed insurance agency in Gainesville, TX; represents 78 carriers.

AutoCommercial GLHomeownersRenters+1 more
Gainesville, TX· 1.3 mi
Carriers: 4 EVER LIFE INSURANCE COMPANY, AMERICAN UNITED LIFE INSURANCE COMPANY +76
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T Listed
Texas Farm Bureau Insurance Company
4.1 · 8 reviews on Google

Licensed insurance agency in Gainesville, TX; represents 1 carrier.

AutoCommercial GLHomeownersRenters+1 more
Gainesville, TX· 1.3 mi
Carriers: Texas Farm Bureau Insurance3-5 agents
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T Listed
Texas Farm Bureau: Haynie David
4.8 · 7 reviews on Google

Licensed insurance agency in Gainesville, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Gainesville, TX· 1.3 mi
License on file (TDI)
View profile
F Listed
Fred Loya Insurance
2.7 · 9 reviews on Google

Fred Loya Insurance offers auto insurance across 12 states with over 800 offices, providing same‑day coverage, multiple discounts, and a range of auto policy options.

AutoCommercial GLHomeownersRenters+1 more
Gainesville, TX· 2.6 mi
Carriers: Loya Casualty Insurance Company, Young America Insurance Company3-5 agents
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H Listed
Hutcherson Insurance Agency

We are an independent insurance agency serving the Gainesville, Texas area, offering personal and business insurance solutions. Our clients receive a dedicated team to address their auto, homeowners, boat, umbrella, and other coverage needs. We also provide commercial lines such as commercial auto, property, and general liability.

AutoBoatCommercial GLCommercial Property+6 more
Gainesville, TX· 3.3 mi
License on file (TDI)
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F Listed
Frannie Hesse Insurance
4.8 · 2 reviews on Google

Frannie Hesse is an independent insurance agent specializing in Medicare, commercial, life and health insurance solutions. She works with major insurance companies to provide appropriate coverage for clients across Texas and Oklahoma. She focuses on personalized plans that meet short‑ and long‑term needs.

AutoCommercial GLHomeownersLife+2 more
Gainesville, TX· 2.8 mi
1-2 agents
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R Listed
Rose Insurance Group, LLC

Rose Insurance Group, LLC provides a variety of insurance options such as auto, homeowners, flood, and farm & ranch coverage, emphasizing personalized service and years of experience helping clients. They encourage customers to call (940) 368‑1878 for a direct consultation.

AutoCommercial GLFarmFlood+3 more
Gainesville, TX· 2.4 mi
Carriers: American Economy Insurance Company, American Modern Property and Casualty Insurance Company +161-2 agents
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F Listed
Farmers Insurance - Nick Zwerver Agency
4.8 · 7 reviews on Google

Licensed insurance agency in Gainesville, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Gainesville, TX· 2.9 mi
Carriers: Farmers Insurance1-2 agents
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D Listed
Dieter Insurance
3.0 · 2 reviews on Google

Welcome to Dieter Insurance. From business to personal, our expert insurance agents can create policies that cover the most important things in your life. We have years of experience in the insurance industry and a staff of experts.

AutoCommercial GLHomeownersLife+2 more
Gainesville, TX· 3.3 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +441-2 agents
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M Listed
Mike Haynie - Texas Farm Bureau Insurance

Licensed insurance agency in Gainesville, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Gainesville, TX· 1.6 mi
License on file (TDI)
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W Listed
Wallace Inglish Insurance TX
4.8 · 10 reviews on Google

Licensed insurance agency in Gainesville, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Gainesville, TX· 2.7 mi
License on file (TDI)
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T Listed
Texas Farm Bureau Insurance - Diana Cory
3.7 · 3 reviews on Google

Licensed insurance agency in Gainesville, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Gainesville, TX· 1.3 mi
License on file (TDI)
View profile
H Listed
HY Insurance

Licensed insurance agency in Gainesville, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Gainesville, TX· 2.1 mi
License on file (TDI)
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S Listed
Sharp Edge Insurance

Licensed insurance agency in Gainesville, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Gainesville, TX· 2.9 mi
1-2 agents
View profile
T Listed
Terrell Insurance Services
4.8 · 64 reviews on Google

Terrell Insurance Services is an independent agency that focuses on employee benefits, health insurance, Medicare and life insurance for individuals and businesses across Texas and Oklahoma. The agency emphasizes personalized service, virtual and phone consultations, and works with major carriers to provide tailored coverage without charging clients directly.

AutoCommercial GLHomeownersLife+2 more
Terrell, TX· 13.6 mi
1-2 agents
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M Listed
MICHAEL P. LEONARD AGENCY, INC.

Licensed insurance agency in Lake Kiowa, TX; represents 10 carriers.

AutoHomeownersRentersCommercial GL+1 more
Lake Kiowa, TX· 0.0 mi
Carriers: American Reliable Insurance Company, Home State County Mutual Insurance Company +810+ agents
View profile

Frequently asked questions

Is auto insurance required in Texas?

Yes. Texas law requires minimum liability coverage of 30/60/25 ($30,000 bodily injury per person, $60,000 per accident, $25,000 property damage). Driving without it can result in fines and license suspension.

How do I get a quote from a local agent?

Browse the agencies on this page, click any profile, and either call directly or use the Request Contact form. Most agencies will have a quote ready within one business day.

What does an independent agent vs a captive agent mean?

Captive agents represent a single carrier (like State Farm or Allstate). Independent agents quote multiple carriers, which can mean better rate comparison. Both are licensed by the Texas Department of Insurance.