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Boat Insurance in Sugar Land, TX

Boat insurance covers liability, hull damage, theft, and on-water assistance. Texas does not require boat insurance by law, but most marinas and lenders do. Coverage often extends to trailers, on-board electronics, and fishing equipment.

Boat insurance in Sugar Land, TX: 24 licensed insurance agencies serve 109,851 residents in Fort Bend County. auto premiums average $2,743 per year — 0% above the Texas state average. hurricane + flood drives 45% of homeowner claims.

24 boat insurance agencies in Sugar Land

Within 15 miles of Sugar Land, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 161.7 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
A Listed
Arlene Lollie & Associates, LLC
4.8 · 18 reviews on Google

Arlene Lollie & Associates is a trusted insurance agency serving the Greater Houston area for over 20 years. They provide personalized personal and business insurance solutions, including auto, homeowners, life, commercial property, flood and boat coverage. The agency emphasizes high‑quality service and building lasting client relationships.

AutoBoatCommercial GLCommercial Property+5 more
Missouri City, TX· 3.3 mi
Carriers: Agricultural Workers Mutual Auto Insurance Company, Alinsco Insurance Company +7310+ agents
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A Listed
Avalon Insurance Agency
4.8 · 88 reviews on Google20 yrs in business

Avalon Insurance Agency is an award‑winning independent agency in Houston, Texas offering a range of personal and commercial insurance products. Since 2006 they provide auto, home, umbrella, flood, renters, landlord, RV/motorcycle, commercial and life insurance with a focus on personalized service.

AutoHomeownersRentersCommercial GL+5 more
Houston, TX· 7.9 mi
Carriers: AIG Assurance Company, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY +10720+ agents
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B Listed
Brightway Insurance, The Hafer Agency
4.8 · 33 reviews on Google

Brightway is an independent insurance agency that connects customers with multiple carriers, offering personalized quotes and ongoing support to help clients secure the right coverage for their needs.

AutoBoatCommercial GLFlood+5 more
Missouri City, TX· 6.3 mi
10+ agents
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F Listed
Freeway Insurance
4.8 · 449 reviews on Google

Freeway can support all your insurance needs in all 50 U.S. States.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Stafford, TX· 3.3 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
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L Listed
L.A. Insurance
4.9 · 884 reviews on Google33 yrs in business

L.A. Insurance is an affordable insurance company serving clients across the USA for over 33 years. It offers auto, motorcycle, boat, renters, RV, and life insurance with low down payments and flexible payment plans.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Houston, TX· 7.5 mi
Carriers: Progressive County Mutual, National General +66+ agents
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L Listed
L.A. Insurance
4.9 · 614 reviews on Google34 yrs in business

L.A. Insurance is an affordable insurance agency that has served clients across the United States for over 33 years, offering low‑cost coverage for vehicles, boats, motorcycles, RVs and businesses. The agency emphasizes flexible payment plans, maximum coverage and personalized support from local agents.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Bellaire, TX· 7.4 mi
Carriers: Progressive County Mutual, National General +66+ agents
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P Listed
Prosafe Insurance
4.8 · 51 reviews on Google

Prosafe Insurance is a full‑service independent agency based in Sugar Land, Texas, serving clients across the state. They help customers find home, auto, life, flood, commercial and other coverages by comparing multiple carriers to get the best rates. Their focus is personal service and transparent guidance throughout the insurance process.

AutoHomeownersLifeFlood+5 more
Sugar Land, TX· 0.3 mi
Carriers: ASI Lloyds, Aegis Security Insurance Company +431-2 agents
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C Listed
Chadwick Sapenter - GEICO Insurance Agent
4.8 · 662 reviews on Google

GEICO Insurance Agency, Inc. provides auto, homeowners, renters, and other insurance products through GEICO’s online platform in Houston, Texas.

AutoBoatCommercial GLEarthquake+6 moreSpanish
Sugar Land, TX· 2.2 mi
Carriers: Agricultural Workers Mutual Auto Insurance Company, American Bankers Insurance Company of Florida +29
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F Listed
Full Scope Insurance Agency, LLC
4.9 · 113 reviews on Google16 yrs in business

Full Scope Insurance Agency is an independent agency located in Richmond, Texas, serving personal and commercial insurance needs since 2010. They offer auto, home, life, watercraft, commercial building and business protection products with a focus on personalized service and local agents.

AutoBoatCommercial GLCommercial Property+4 moreSpanish
Richmond, TX· 13.1 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +7020+ agents
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H Listed
Henry Phan - State Farm Insurance Agent
4.9 · 211 reviews on Google

Henry Phan is a State Farm agent serving Sugar Land, Texas and the surrounding Fort Bend County. He offers auto, homeowners, renters, life, motorcycle and boat insurance, and has over 20 years of combined experience serving families and businesses.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Sugar Land, TX· 0.7 mi
Carriers: State Farm1-2 agents
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A Listed
Assurance One of Texas LLC
4.5 · 12 reviews on Google33 yrs in business

Assurance One of Texas, LLC is an independent insurance agency in Sugar Land, Texas, offering personal and business insurance solutions with a focus on personalized service. They represent multiple carriers and have been serving the community since 1993.

AutoHomeownersRentersCommercial GL+5 more
Sugar Land, TX· 0.2 mi
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, Acadia Insurance Company +1433-5 agents
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K Listed
Ken Quach - State Farm Insurance Agent
4.9 · 263 reviews on Google30 yrs in business

Ken Quach State Farm provides a range of insurance options—including auto, home, life, renters, business, boat, and motorcycle coverage—to residents of Sugar Land and surrounding communities, leveraging over 30 years of industry experience.

AutoBoatCommercial GLHomeowners+4 moreSpanish, Vietnamese
Sugar Land, TX· 2.1 mi
Carriers: State Farm1-2 agents
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L Listed
Lance Ragle - Allstate Insurance Agent
4.8 · 45 reviews on Google32 yrs in business

Lance Ragle runs the Allstate Ragle Agency in Sugar Land, Texas, offering a range of personal insurance products. He has been with the agency since 1994 and owner since 2008, serving the community with a focus on integrity and personalized service.

AutoBoatCommercial GLHomeowners+4 moreSpanish, Hindi
Sugar Land, TX· 1.3 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +211-2 agents
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K Listed
Krystal Davis Francis: Allstate Insurance
4.8 · 134 reviews on Google42 yrs in business

Krystal Davis Francis runs a family‑owned Allstate agency in Sugar Land, Texas, continuing a legacy that began in 1984. The agency offers a wide range of insurance products and serves Sugar Land, Houston, and surrounding communities. It emphasizes personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Sugar Land, TX· 1.7 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +101-2 agents
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D Listed
DuVal Insurance Agency
4.6 · 10 reviews on Google

DuVal Insurance Agency provides a range of insurance plans to residents in Richmond, Katy and the Greater Houston Area. They offer coverage for home, auto, boat, life, flood, umbrella and commercial needs, helping families and businesses protect their assets.

AutoBoatCommercial GLFlood+4 more
Richmond, TX· 8.1 mi
20+ agents
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R Listed
Ryan Treesh: Allstate Insurance
4.8 · 33 reviews on Google

Ryan Treesh is an Allstate insurance agent serving Sugar Land, TX. He offers a range of products including auto, homeowners, renters, motorcycle, boat, life, and business insurance, emphasizing personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 more
Sugar Land, TX· 0.7 mi
Carriers: ANCHOR GENERAL INSURANCE COMPANY, Aegis Security Insurance Company +411-2 agents
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H Listed
Henry Integra Insurance Services
4.8 · 63 reviews on Google79 yrs in business

Henry – Integra Insurance Services, based in Katy, Texas, offers a range of personal and commercial insurance solutions. The agency emphasizes client education and tailored coverage, earning recognition as a leading agency in the Houston area. Founded with roots dating back to 1947, they partner with Integra Insurance Services to broaden options for customers.

AutoBoatCommercial GLHomeowners+4 more
Katy, TX· 13.9 mi
20+ agents
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W Listed
Welling Insurance Agency: Allstate Insurance
4.9 · 481 reviews on Google43 yrs in business

The Welling Agency helps families with financial services, insurance needs and asset protection. Since 1983 it has served the Fort Bend, Sugar Land, Richmond, Katy, Spring, Woodlands and Greater Houston areas.

AutoBoatCommercial GLHomeowners+4 more
Sugar Land, TX· 6.0 mi
Carriers: American Family Home Insurance Company, American Modern Home Insurance Company +2
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H Listed
Hancy's Insurance Agency
4.8 · 7 reviews on Google

Hancy’s Insurance Agency helps individuals, families, and businesses compare coverage from multiple carriers, offering auto, home, renters, life, health, and business insurance with fast, personalized service in Texas.

AutoBoatCommercial GLHomeowners+4 more
Richmond, TX· 10.1 mi
10+ agents
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A Listed
Affordable Insurance of Texas
4.9 · 286 reviews on Google

AIT Insurance is a Texas‑based agency offering a wide range of personal and commercial insurance solutions, emphasizing affordable and reliable coverage. They serve individuals and businesses with products such as auto, home, renters, life, and various liability options. Their focus is on helping clients protect what matters most.

AutoHomeownersRentersCommercial GL+5 moreSpanish
Houston, TX· 8.8 mi
6+ agents
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F Listed
Freeway Insurance
4.9 · 780 reviews on Google

Freeway Insurance offers a variety of insurance products including auto, homeowners, renters, life, motorcycle, and boat coverage, serving customers across all 50 U.S. states. The site provides tools to locate nearby offices, request quotes, and contact support via phone.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Houston, TX· 7.2 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
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D Listed
Diego Cervantes - State Farm Insurance Agent
4.9 · 186 reviews on Google

Diego Cervantes is a State Farm insurance agent in Missouri City, TX, offering auto, home, renters, life and small‑business coverage. He emphasizes personalized service and community involvement, highlighting 5‑star Google reviews from over 180 customers.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Missouri City, TX· 3.2 mi
Carriers: State Farm1-2 agents
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D Listed
Demetrius Phenix - State Farm Insurance Agent
4.9 · 251 reviews on Google

Demetrius T. Phenix is a State Farm® insurance agent in Stafford, TX offering auto, homeowners, condo, renters, business, life, health and other products. The agency serves Fort Bend County with a focus on personalized quotes, free life insurance consultations, and community service.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Stafford, TX· 3.3 mi
Carriers: State Farm1-2 agents
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Frequently asked questions

Is boat insurance required in Texas?

Not by state law. Marinas often require liability coverage as a slip rental condition, and lenders require full coverage on financed boats.

What does it cover?

Liability for injury to others, hull damage from collision or grounding, theft, and on-water emergency assistance. Many policies include trailer coverage and personal effects on board.

Does my homeowners policy cover my boat?

Homeowners covers small watercraft (often under 25 horsepower) on a limited basis. Anything larger needs a dedicated boat policy.