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Boat Insurance in Sugar Land, TX

Boat insurance covers liability, hull damage, theft, and on-water assistance. Texas does not require boat insurance by law, but most marinas and lenders do. Coverage often extends to trailers, on-board electronics, and fishing equipment.

Boat insurance in Sugar Land, TX: 24 licensed insurance agencies serve 109,851 residents in Fort Bend County. auto premiums average $2,743 per year — 0% above the Texas state average. hurricane + flood drives 45% of homeowner claims.

24 boat insurance agencies in Sugar Land

Within 15 miles of Sugar Land, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 161.7 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
H Listed
Henry Phan - State Farm Insurance Agent
4.9 · 100+ reviews on Google

Henry Phan is a State Farm agent serving Sugar Land, Texas and the surrounding Fort Bend County. He offers auto, homeowners, renters, life, motorcycle and boat insurance, and has over 20 years of combined experience serving families and businesses.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Sugar Land, TX· 0.7 mi
Carriers: State Farm
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R Listed
Ryan Treesh: Allstate Insurance
4.8 · <100 reviews on Google

Ryan Treesh is an Allstate insurance agent serving Sugar Land, TX. He offers a range of products including auto, homeowners, renters, motorcycle, boat, life, and business insurance, emphasizing personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 more
Sugar Land, TX· 0.7 mi
Carriers: ANCHOR GENERAL INSURANCE COMPANY, Aegis Security Insurance Company +41
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P Listed
Prosafe Insurance
4.8 · <100 reviews on Google

Prosafe Insurance is a full‑service independent agency based in Sugar Land, Texas, serving clients across the state. They help customers find home, auto, life, flood, commercial and other coverages by comparing multiple carriers to get the best rates. Their focus is personal service and transparent guidance throughout the insurance process.

AutoHomeownersLifeFlood+5 more
Sugar Land, TX· 0.3 mi
Carriers: ASI Lloyds, Aegis Security Insurance Company +431-2 agents
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C Listed
Chadwick Sapenter - GEICO Insurance Agent
4.8 · 500+ reviews on Google

GEICO Insurance Agency, Inc. provides auto, homeowners, renters, and other insurance products through GEICO’s online platform in Houston, Texas.

AutoBoatCommercial GLEarthquake+6 moreSpanish
Sugar Land, TX· 2.2 mi
Carriers: Agricultural Workers Mutual Auto Insurance Company, American Bankers Insurance Company of Florida +293-5 agents
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D Listed
Diego Cervantes - State Farm Insurance Agent
4.9 · 100+ reviews on Google

Diego Cervantes is a State Farm insurance agent in Missouri City, TX, offering auto, home, renters, life and small‑business coverage. He emphasizes personalized service and community involvement, highlighting 5‑star Google reviews from over 180 customers.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Missouri City, TX· 3.2 mi
Carriers: State Farm
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K Listed
Ken Quach - State Farm Insurance Agent
4.9 · 100+ reviews on Google30 yrs in business

Ken Quach State Farm provides a range of insurance options—including auto, home, life, renters, business, boat, and motorcycle coverage—to residents of Sugar Land and surrounding communities, leveraging over 30 years of industry experience.

AutoBoatCommercial GLHomeowners+4 moreSpanish, Vietnamese
Sugar Land, TX· 2.1 mi
Carriers: State Farm1-2 agents
View profile
P Listed
Peter Mugo - State Farm Insurance Agent
4.8 · 100+ reviews on Google

Peter Mugo State Farm Insurance Agency is a local Houston agency offering a range of personal and business insurance solutions. The agency emphasizes free, non‑binding quotes and highlights its commitment to customer service across the Greater Houston area. It promotes State Farm as its primary carrier and serves a multilingual community.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Stafford, TX· 3.3 mi
Carriers: State Farm
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L Listed
Lance Ragle - Allstate Insurance Agent
4.8 · <100 reviews on Google32 yrs in business

Lance Ragle runs the Allstate Ragle Agency in Sugar Land, Texas, offering a range of personal insurance products. He has been with the agency since 1994 and owner since 2008, serving the community with a focus on integrity and personalized service.

AutoBoatCommercial GLHomeowners+4 moreSpanish, Hindi
Sugar Land, TX· 1.3 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +211-2 agents
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K Listed
Krystal Davis Francis: Allstate Insurance
4.8 · 100+ reviews on Google42 yrs in business

Krystal Davis Francis runs a family‑owned Allstate agency in Sugar Land, Texas, continuing a legacy that began in 1984. The agency offers a wide range of insurance products and serves Sugar Land, Houston, and surrounding communities. It emphasizes personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Sugar Land, TX· 1.7 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +101-2 agents
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A Listed
Assurance One of Texas LLC
4.5 · <100 reviews on Google33 yrs in business

Assurance One of Texas, LLC is an independent insurance agency in Sugar Land, Texas, offering personal and business insurance solutions with a focus on personalized service. They represent multiple carriers and have been serving the community since 1993.

AutoHomeownersRentersCommercial GL+5 more
Sugar Land, TX· 0.2 mi
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, Acadia Insurance Company +1433-5 agents
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J Listed
Jason Deitz - State Farm Insurance Agent
4.8 · <100 reviews on Google5 yrs in business

Jason Deitz is a State Farm agent serving Richmond, Texas and surrounding areas. Since 2021 the agency has offered personal and business insurance solutions with a focus on auto, home, life, and specialty coverage. The team emphasizes personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Richmond, TX· 5.0 mi
Carriers: State Farm
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C Listed
Christian Vien Agency: Allstate Insurance
4.8 · 100+ reviews on Google

Christian Vien Agency is an Allstate insurance agency in Missouri City, TX offering auto, homeowners, renters, motorcycle, boat, and life insurance. The agency emphasizes community relationships and personalized coverage options for local families.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Missouri City, TX· 4.1 mi
Carriers: Allstate
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L Listed
L.A. Insurance
4.9 · 500+ reviews on Google33 yrs in business

L.A. Insurance is an affordable insurance company serving clients across the USA for over 33 years. It offers auto, motorcycle, boat, renters, RV, and life insurance with low down payments and flexible payment plans.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Houston, TX· 7.5 mi
Carriers: Progressive County Mutual, National General +6
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L Listed
L.A. Insurance
4.9 · 500+ reviews on Google34 yrs in business

L.A. Insurance is an affordable insurance agency that has served clients across the United States for over 33 years, offering low‑cost coverage for vehicles, boats, motorcycles, RVs and businesses. The agency emphasizes flexible payment plans, maximum coverage and personalized support from local agents.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Bellaire, TX· 7.4 mi
Carriers: Progressive County Mutual, National General +6
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D Listed
Demetrius Phenix - State Farm Insurance Agent
4.9 · 100+ reviews on Google

Demetrius T. Phenix is a State Farm® insurance agent in Stafford, TX offering auto, homeowners, condo, renters, business, life, health and other products. The agency serves Fort Bend County with a focus on personalized quotes, free life insurance consultations, and community service.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Stafford, TX· 3.3 mi
Carriers: State Farm1-2 agents
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M Listed
My Neighborhood Heroes Insurance
4.8 · <100 reviews on Google

My Neighborhood Heroes insures the local community with a dedicated staff of insurance professionals. They shop across many carriers to find the best policy and aim to provide respectful, compassionate service to each customer.

AutoBoatCommercial GLFlood+4 moreSpanish
Stafford, TX· 2.7 mi
Carriers: Ace American Insurance Company, Ace Property and Casualty Insurance Company +271-2 agents
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F Listed
Freeway Insurance
4.8 · 100+ reviews on Google

Freeway can support all your insurance needs in all 50 U.S. States.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Stafford, TX· 3.3 mi
Carriers: Confie (parent MGA), Progressive County Mutual +41-2 agents
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D Listed
Dwyatt Gentry - State Farm Insurance Agent
4.8 · <100 reviews on Google47 yrs in business

Dwyatt Gentry is a State Farm insurance agent serving Fort Bend, Harris and Brazoria counties in Texas. Since 1979, the agency offers auto, home, renters, life, business, boat and motorcycle insurance along with free quotes. The team aims to protect clients’ families and financial future.

AutoBoatCommercial GLHomeowners+4 more
Missouri City, TX· 4.2 mi
Carriers: Allied Trust Insurance Company, American General Life Insurance Company +14
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F Listed
Forrest Cobb - State Farm Insurance Agent
4.8 · 100+ reviews on Google12 yrs in business

Forrest Cobb is a State Farm insurance agent in Richmond, TX, serving the community since 2014. The agency offers auto, homeowners, renters, life, motorcycle and boat insurance among other products, and a multilingual staff fluent in English, Spanish and Vietnamese.

AutoBoatCommercial GLHomeowners+4 moreSpanish, Vietnamese
Richmond, TX· 7.0 mi
Carriers: State Farm
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A Listed
Al Johnson - State Farm Insurance Agent
4.8 · <100 reviews on Google13 yrs in business

Al Johnson is a State Farm insurance agent serving the Houston area since 2013, with offices in Missouri City and Sugar Land. The agency offers a multilingual team and a range of products including auto, homeowners, renters, life, motorcycle and boat insurance. They aim to help lower‑to‑middle‑income families understand and secure their finances.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Sugar Land, TX· 4.8 mi
Carriers: State Farm1-2 agents
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A Listed
Arlene Lollie & Associates, LLC
4.8 · <100 reviews on Google

Arlene Lollie & Associates is a trusted insurance agency serving the Greater Houston area for over 20 years. They provide personalized personal and business insurance solutions, including auto, homeowners, life, commercial property, flood and boat coverage. The agency emphasizes high‑quality service and building lasting client relationships.

AutoBoatCommercial GLCommercial Property+5 more
Missouri City, TX· 3.3 mi
Carriers: Agricultural Workers Mutual Auto Insurance Company, Alinsco Insurance Company +731-2 agents
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W Listed
Welling Insurance Agency: Allstate Insurance
4.9 · 100+ reviews on Google43 yrs in business

The Welling Agency helps families with financial services, insurance needs and asset protection. Since 1983 it has served the Fort Bend, Sugar Land, Richmond, Katy, Spring, Woodlands and Greater Houston areas.

AutoBoatCommercial GLHomeowners+4 more
Sugar Land, TX· 6.0 mi
Carriers: American Family Home Insurance Company, American Modern Home Insurance Company +21-2 agents
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L Listed
Leland Brunswick II - State Farm Insurance Agent
4.9 · 100+ reviews on Google12 yrs in business

Alb2 Insurance is a State Farm agency serving Richmond and surrounding Texas communities. They provide a range of coverage including auto, homeowners, renters, life, business, boat and motorcycle insurance. The agency has been affiliated with State Farm since 2014 and is led by veteran Leland Brunswick II.

AutoBoatCommercial GLHomeowners+4 more
Richmond, TX· 8.3 mi
Carriers: State Farm
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Frequently asked questions

Is boat insurance required in Texas?

Not by state law. Marinas often require liability coverage as a slip rental condition, and lenders require full coverage on financed boats.

What does it cover?

Liability for injury to others, hull damage from collision or grounding, theft, and on-water emergency assistance. Many policies include trailer coverage and personal effects on board.

Does my homeowners policy cover my boat?

Homeowners covers small watercraft (often under 25 horsepower) on a limited basis. Anything larger needs a dedicated boat policy.