Life Insurance in Sugar Land, TX
Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.
Life insurance in Sugar Land, TX: 24 licensed insurance agencies serve 109,851 residents in Fort Bend County. auto premiums average $2,743 per year — 0% above the Texas state average. hurricane + flood drives 45% of homeowner claims.
24 life insurance agencies in Sugar Land
Within 15 miles of Sugar Land, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Henry Phan is a State Farm agent serving Sugar Land, Texas and the surrounding Fort Bend County. He offers auto, homeowners, renters, life, motorcycle and boat insurance, and has over 20 years of combined experience serving families and businesses.
Hoffman Insurance Group in Sugar Land has been writing home, auto, business, recreational, health and life insurance since 1972. They serve the Sugar Land and greater Houston area with dependable, affordable coverage and a professional team of agents ready to customize plans.
Ryan Treesh is an Allstate insurance agent serving Sugar Land, TX. He offers a range of products including auto, homeowners, renters, motorcycle, boat, life, and business insurance, emphasizing personalized service and community involvement.
Prosafe Insurance is a full‑service independent agency based in Sugar Land, Texas, serving clients across the state. They help customers find home, auto, life, flood, commercial and other coverages by comparing multiple carriers to get the best rates. Their focus is personal service and transparent guidance throughout the insurance process.
GEICO Insurance Agency, Inc. provides auto, homeowners, renters, and other insurance products through GEICO’s online platform in Houston, Texas.
Diego Cervantes is a State Farm insurance agent in Missouri City, TX, offering auto, home, renters, life and small‑business coverage. He emphasizes personalized service and community involvement, highlighting 5‑star Google reviews from over 180 customers.
At AGIA we are committed to protecting what matters most to our clients. With a strong focus on integrity, trust, and personalized service, we strive to provide comprehensive insurance solutions tailored to each customer’s needs.
Ken Quach State Farm provides a range of insurance options—including auto, home, life, renters, business, boat, and motorcycle coverage—to residents of Sugar Land and surrounding communities, leveraging over 30 years of industry experience.
Peter Mugo State Farm Insurance Agency is a local Houston agency offering a range of personal and business insurance solutions. The agency emphasizes free, non‑binding quotes and highlights its commitment to customer service across the Greater Houston area. It promotes State Farm as its primary carrier and serves a multilingual community.
Lance Ragle runs the Allstate Ragle Agency in Sugar Land, Texas, offering a range of personal insurance products. He has been with the agency since 1994 and owner since 2008, serving the community with a focus on integrity and personalized service.
Krystal Davis Francis runs a family‑owned Allstate agency in Sugar Land, Texas, continuing a legacy that began in 1984. The agency offers a wide range of insurance products and serves Sugar Land, Houston, and surrounding communities. It emphasizes personalized service and community involvement.
The Ace Group provides comprehensive insurance solutions with integrity, expertise, and personalized service, aiming to protect clients' assets and give them peace of mind. They offer a range of products including auto, home, life, and commercial insurance.
Assurance One of Texas, LLC is an independent insurance agency in Sugar Land, Texas, offering personal and business insurance solutions with a focus on personalized service. They represent multiple carriers and have been serving the community since 1993.
Jason Deitz is a State Farm agent serving Richmond, Texas and surrounding areas. Since 2021 the agency has offered personal and business insurance solutions with a focus on auto, home, life, and specialty coverage. The team emphasizes personalized service and community involvement.
Christian Vien Agency is an Allstate insurance agency in Missouri City, TX offering auto, homeowners, renters, motorcycle, boat, and life insurance. The agency emphasizes community relationships and personalized coverage options for local families.
USHEALTH Advisors is a health‑focused insurance agency offering a range of health, dental, vision and life plans underwritten by Freedom Life, National Foundation Life and Enterprise Life. The agency emphasizes personalized coverage and community service through its Mission of HOPE, and has earned multiple Gold Stevie Awards for excellence.
L.A. Insurance is an affordable insurance company serving clients across the USA for over 33 years. It offers auto, motorcycle, boat, renters, RV, and life insurance with low down payments and flexible payment plans.
Inshora Group is a Texas‑based insurance agency offering personal and business insurance solutions, including auto, home, renters, flood, life, and business coverage. They compare quotes from over 25 A‑rated carriers to provide personalized service and savings for clients.
Al Johnson, a Texas native and State Farm® Insurance Agent, opened his first office in Pearland in 2013 and now operates three locations serving Houston and surrounding areas. His multilingual team helps customers with auto, homeowners, renters, small business, life insurance and other financial services.
L.A. Insurance is an affordable insurance agency that has served clients across the United States for over 33 years, offering low‑cost coverage for vehicles, boats, motorcycles, RVs and businesses. The agency emphasizes flexible payment plans, maximum coverage and personalized support from local agents.
Demetrius T. Phenix is a State Farm® insurance agent in Stafford, TX offering auto, homeowners, condo, renters, business, life, health and other products. The agency serves Fort Bend County with a focus on personalized quotes, free life insurance consultations, and community service.
Acrisure is an insurance and business solutions agency that serves individuals, small‑to‑mid‑size businesses and large enterprises. Their team connects clients to personalized insurance options and advanced technology to help achieve their goals.
Freeway can support all your insurance needs in all 50 U.S. States.
Frequently asked questions
How much life insurance do I need?
A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.
Term vs whole life -- what's the difference?
Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.
Do I need a medical exam?
Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.