Commercial Liability Insurance in Commerce, TX
Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.
9 commercial insurance agencies in Commerce
Within 15 miles of Commerce, TX. Click any agency to view profile, contact info, and request a quote.
Paragon Independent Insurance Agencies-Tara Howey Agency
Paragon Independent Insurance Agencies, Inc is an independent agency serving Texas offering auto, home, business, and life insurance. They partner with many carriers and emphasize personalized, attentive service for clients.
The Gaulden Independent Insurance Agency
Licensed insurance agency in Greenville, TX. Contact directly for available products and carriers.
Mattison Insurance Agency - Greenville
Mattison Insurance Agency, Inc. is an independent agency serving Sulphur Springs and all of Texas, offering auto, home, life, and business insurance solutions.
Eland Mutual Insurance
Licensed insurance agency in Greenville, TX. Contact directly for available products and carriers.
OEL Insurance Agency
OEL Insurance is a Northeast Texas‑based independent agency founded in 2018 that provides personal and commercial insurance solutions throughout Texas. They partner with multiple carriers to offer tailored coverage and emphasize building long‑lasting relationships with clients.
MFI Agency
MFI Agency provides farm, ranch, agribusiness and commercial insurance solutions across multiple states, specializing in agricultural and business coverage. Located in Greenville, Texas, they combine farming knowledge with commercial expertise to protect farms, ranches, and businesses.
Direct Auto Insurance
Direct Auto agents at 4211 Wesley St in Greenville, TX provide car insurance, term life insurance, and related services. They offer flexible payment options and operate Monday‑Friday 9 AM‑6 PM.
Magnum Insurance Services Inc
Licensed insurance agency in Greenville, TX; represents 66 carriers.
ABC Insurance Agencies
Direct Auto Insurance, a subsidiary of Allstate, offers auto, motorcycle, renters, and life insurance products with flexible payment options and multiple discounts. Established in 1991, the agency serves millions of customers through a network of local stores and online services.
Frequently asked questions
Is commercial liability insurance required in Texas?
Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.
What's the difference between general liability and a BOP?
A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.
How is my premium calculated?
Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.