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Auto Insurance in Commerce, TX

Auto insurance in Texas is required by state law. Drivers must carry minimum liability coverage of $30,000 per injured person, $60,000 per accident, and $25,000 for property damage (the 30/60/25 rule). Most agents offer collision and comprehensive add-ons, plus uninsured-motorist protection.

16 auto insurance agencies in Commerce

Within 15 miles of Commerce, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 138.5 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
P Listed
Paragon Independent Insurance Agencies-Tara Howey Agency
4.8 · 20 reviews on Google

Paragon Independent Insurance Agencies, Inc is an independent agency serving Texas offering auto, home, business, and life insurance. They partner with many carriers and emphasize personalized, attentive service for clients.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Greenville, TX· 14.4 mi
Carriers: US Assure, Allstate +1710+ agents
View profile
T Listed
The Gaulden Independent Insurance Agency
4.8 · 11 reviews on Google

Licensed insurance agency in Greenville, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Greenville, TX· 14.3 mi
10+ agents
View profile
M Listed
Mattison Insurance Agency - Greenville
4.8 · 97 reviews on Google

Mattison Insurance Agency, Inc. is an independent agency serving Sulphur Springs and all of Texas, offering auto, home, life, and business insurance solutions.

AutoCommercial GLHomeownersLife+2 more
Greenville, TX· 14.4 mi
3-5 agents
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E Listed
Eland Mutual Insurance
4.8 · 1 reviews on Google

Licensed insurance agency in Greenville, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Greenville, TX· 14.3 mi
20+ agents
View profile
O Listed
OEL Insurance Agency
4.8 · 10 reviews on Google8 yrs in business

OEL Insurance is a Northeast Texas‑based independent agency founded in 2018 that provides personal and commercial insurance solutions throughout Texas. They partner with multiple carriers to offer tailored coverage and emphasize building long‑lasting relationships with clients.

AutoCommercial GLFarmHomeowners+3 more
Gilmer, TX· 12.1 mi
Carriers: American Economy Insurance Company, Branch Insurance Exchange +301-2 agents
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M Listed
MFI Agency
4.9 · 158 reviews on Google5 yrs in business

MFI Agency provides farm, ranch, agribusiness and commercial insurance solutions across multiple states, specializing in agricultural and business coverage. Located in Greenville, Texas, they combine farming knowledge with commercial expertise to protect farms, ranches, and businesses.

AutoCommercial GLFarmHomeowners+2 more
Greenville, TX· 14.9 mi
1-2 agents
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D Listed
Direct Auto Insurance
4.3 · 31 reviews on Google

Direct Auto agents at 4211 Wesley St in Greenville, TX provide car insurance, term life insurance, and related services. They offer flexible payment options and operate Monday‑Friday 9 AM‑6 PM.

AutoCommercial GLHomeownersLife+2 more
Greenville, TX· 14.9 mi
Carriers: Direct Auto3-5 agents
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M Listed
Magnum Insurance Services Inc
1.0 · 2 reviews on Google

Licensed insurance agency in Greenville, TX; represents 66 carriers.

AutoCommercial GLHomeownersRenters+1 more
Greenville, TX· 14.5 mi
Carriers: Ace American Insurance Company, Ace Fire Underwriters Insurance Company +6420+ agents
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A Listed
ABC Insurance Agencies
4.3 · 51 reviews on Google35 yrs in business

Direct Auto Insurance, a subsidiary of Allstate, offers auto, motorcycle, renters, and life insurance products with flexible payment options and multiple discounts. Established in 1991, the agency serves millions of customers through a network of local stores and online services.

AutoCommercial GLHomeownersLife+3 moreSpanish
Greenville, TX· 14.9 mi
Carriers: Allstate, National General1-2 agents
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K Listed
K & J INSURANCE SERVICES LIMITED PARTNERSHIP

Licensed insurance agency in Commerce, TX; represents 31 carriers.

AutoHomeownersRentersCommercial GL+1 more
Commerce, TX· 1.6 mi
Carriers: Aetna Dental Inc., Aetna Health Inc. +2910+ agents
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T Listed
TEXAS STUDENT RESOURCES INC LLC

Licensed insurance agency in Commerce, TX. Contact directly for available products and carriers.

AutoHomeownersRentersCommercial GL+1 more
Commerce, TX· 1.6 mi
20+ agents
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H Listed
HUNT COUNTY FARM SUPPLY INC

Licensed insurance agency in Campbell, TX; represents 4 carriers.

AutoHomeowners
Campbell, TX· 9.2 mi
Carriers: American National Property and Casualty Company, OHIO INDEMNITY COMPANY +220+ agents
View profile
E Listed
ELAND AMERICAN CAPITAL, LLC

Licensed insurance agency in Greenville, TX; represents 4 carriers.

AutoHomeownersRentersCommercial GL+1 more
Greenville, TX· 12.9 mi
Carriers: Alinsco Insurance Company, Home State County Mutual Insurance Company +210+ agents
View profile
C Listed
CARDINAL HEALTH GROUP LLC

Licensed insurance agency in Cumby, TX; represents 30 carriers.

AutoHomeownersRentersCommercial GL+1 more
Cumby, TX· 13.0 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Kansas Inc. +286+ agents
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J Listed
J N K INNOVATIONS LLC

Licensed insurance agency in Ladonia, TX; represents 22 carriers.

AutoHomeownersRentersCommercial GL+1 more
Ladonia, TX· 10.6 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +203-5 agents
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Frequently asked questions

Is auto insurance required in Texas?

Yes. Texas law requires minimum liability coverage of 30/60/25 ($30,000 bodily injury per person, $60,000 per accident, $25,000 property damage). Driving without it can result in fines and license suspension.

How do I get a quote from a local agent?

Browse the agencies on this page, click any profile, and either call directly or use the Request Contact form. Most agencies will have a quote ready within one business day.

What does an independent agent vs a captive agent mean?

Captive agents represent a single carrier (like State Farm or Allstate). Independent agents quote multiple carriers, which can mean better rate comparison. Both are licensed by the Texas Department of Insurance.