Commercial Liability Insurance in Hondo, TX
Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.
10 commercial insurance agencies in Hondo
Within 15 miles of Hondo, TX. Click any agency to view profile, contact info, and request a quote.
Cameron Garcia - State Farm Insurance Agent
Cameron Garcia State Farm, founded in Hondo, TX in 2023, offers auto, home, life, and small business insurance as a State Farm agency. The agency emphasizes fast, friendly service and community involvement, serving English‑ and Spanish‑speaking customers.
A&C Insurance
A&C Insurance offers affordable family‑focused insurance plans with personal support, covering auto, homeowners, renters, commercial and recreational vehicle insurance.
Fohn Bendele Financial Services
Licensed insurance agency in Hondo, TX; represents 13 carriers.
SA4health Insurance Agency
San Antonio Health Insurance Agency dedicated to improving the lives of the community, offering a wide range of health services including Medicaid, Medicare, dental, vision, low‑income, and retirement options.
Brucks Insurance Agency
Licensed insurance agency in Hondo, TX; represents 28 carriers.
Texas Farm Bureau Insurance - Minna Rothe
Licensed insurance agency in Hondo, TX. Contact directly for available products and carriers.
Texas Farm Bureau Insurance Company
Licensed insurance agency in Hondo, TX; represents 1 carrier.
Texas Farm Bureau Insurance - Guy Davis
Licensed insurance agency in Hondo, TX. Contact directly for available products and carriers.
Texas Farm Bureau Insurance - John Chapman
Licensed insurance agency in Hondo, TX. Contact directly for available products and carriers.
Texas Farm Bureau Insurance - J P Meuth
Licensed insurance agency in Hondo, TX; represents 1 carrier.
Frequently asked questions
Is commercial liability insurance required in Texas?
Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.
What's the difference between general liability and a BOP?
A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.
How is my premium calculated?
Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.