Umbrella Insurance in Hondo, TX
Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.
13 umbrella insurance agencies in Hondo
Within 15 miles of Hondo, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Cameron Garcia State Farm, founded in Hondo, TX in 2023, offers auto, home, life, and small business insurance as a State Farm agency. The agency emphasizes fast, friendly service and community involvement, serving English‑ and Spanish‑speaking customers.
A&C Insurance offers affordable family‑focused insurance plans with personal support, covering auto, homeowners, renters, commercial and recreational vehicle insurance.
San Antonio Health Insurance Agency dedicated to improving the lives of the community, offering a wide range of health services including Medicaid, Medicare, dental, vision, low‑income, and retirement options.
Licensed insurance agency in Hondo, TX; represents 28 carriers.
Licensed insurance agency in Hondo, TX; represents 1 carrier.
Licensed insurance agency in Hondo, TX. Contact directly for available products and carriers.
Licensed insurance agency in Hondo, TX; represents 13 carriers.
Licensed insurance agency in Hondo, TX. Contact directly for available products and carriers.
Licensed insurance agency in Hondo, TX. Contact directly for available products and carriers.
Licensed insurance agency in Hondo, TX; represents 1 carrier.
Licensed insurance agency in Hondo, TX; represents 6 carriers.
Licensed insurance agency in Hondo, TX; represents 31 carriers.
Frequently asked questions
Do I need umbrella insurance?
If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.
Does my auto insurance cover lawsuits over my limit?
No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.
Can I get an umbrella from any agent?
Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.