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Commercial Liability Insurance in Washington, TX

Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.

24 commercial insurance agencies in Washington

Within 15 miles of Washington, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 104.3 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
W Listed
Wellmann Insurance Agency, Inc. - Brenham
4.8 · 79 reviews on Google

Wellmann Insurance Agency, Inc. is a full‑service independent insurance agency serving South Central Texas, the Brazos Valley, and the Greater Houston Area. They offer personal and commercial insurance lines through a wide selection of carriers, providing personalized service across multiple office locations.

AutoHomeownersRentersCommercial GL+5 more
Brenham, TX· 14.9 mi
Carriers: ACUITY, A MUTUAL INSURANCE COMPANY, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY +20010+ agents
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F Listed
Farmers Mutual Insurance of Washington County
4.8 · 4 reviews on Google131 yrs in business

Farmers Mutual Insurance of Washington County has been serving Washington County and surrounding counties since 1895, offering home, property, farm, ranch, liability and auto insurance. The member‑owned agency emphasizes personalized service and local expertise.

AutoCommercial GLFarmHomeowners+2 more
Brenham, TX· 15.0 mi
Carriers: Farmers Mutual Insurance10+ agents
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N Listed
Neil Martensen - State Farm Insurance Agent
4.9 · 129 reviews on Google15 yrs in business

Neil Martensen is a State Farm® agent serving Navasota, Texas since 2011. He and his team offer a range of personal and business insurance products, emphasizing personalized service and community involvement.

AutoBoatCommercial GLFarm+5 moreSpanish
Navasota, TX· 10.2 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +51-2 agents
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E Listed
Edmonds Insurance
4.2 · 15 reviews on Google40 yrs in business

Edmonds Insurance Agency is an independent Texas agency offering auto, home, business, farm, life, and recreation insurance. With over 40 years of experience, they work with 30+ carriers to provide personalized coverage across multiple Texas locations.

AutoBoatCommercial GLFarm+5 more
Hempstead, TX· 14.3 mi
Carriers: Progressive6+ agents
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F Listed
Farmers Insurance - Jamel Thomas
4.8 · 53 reviews on Google

Licensed insurance agency in Navasota, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Navasota, TX· 9.3 mi
Carriers: Farmers1-2 agents
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M Listed
Miller Insurance Agency
4.9 · 102 reviews on Google

Licensed insurance agency in Navasota, TX; represents 88 carriers.

AutoCommercial GLHomeownersRenters+1 more
Navasota, TX· 9.3 mi
Carriers: ACCC Insurance Company, ASI Lloyds +861-2 agents
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D Listed
Dahmann & Associates
4.8 · 9 reviews on Google

Dahmann & Associates, LLC is a family‑run insurance agency proud of its experienced staff, boasting over 250 years of combined industry knowledge. They aim to help individuals, families, and businesses find the right coverage for auto, home, life, farm, and commercial needs. Their focus is on personalized service and simplifying insurance for clients.

AutoCommercial GLFarmHomeowners+3 more
Brenham, TX· 14.1 mi
Carriers: Consumers County Mutual Insurance Company, Foremost County Mutual Insurance Company +173-5 agents
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F Listed
Fast Bail Bonds - Bankers Insurance
4.8 · 54 reviews on Google14 yrs in business

Fast Bail Bonds provides 24/7 bail bond services in Fort Bend County and Washington County, Texas, offering quick, discreet, and reliable assistance for various types of bonds.

AutoCommercial GLHomeownersRenters+1 more
Brenham, TX· 14.8 mi
1-2 agents
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R Listed
Roehling Insurance Group
4.8 · 4 reviews on Google

Licensed insurance agency in Brenham, TX; represents 14 carriers.

AutoCommercial GLHomeownersRenters+1 more
Brenham, TX· 15.0 mi
Carriers: American Modern Property and Casualty Insurance Company, Foremost County Mutual Insurance Company +1210+ agents
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S Listed
Studhalter Insurance
4.8 · 2 reviews on Google36 yrs in business

Studhalter Insurance Agency has served southeastern Texas since 1990, helping consumers save money and families protect their financial future. They offer a range of personal insurance products and invite residents of Grimes, Washington, Brazos, Walker, and Montgomery counties to get a review.

AutoCommercial GLFarmHomeowners+2 more
Navasota, TX· 10.3 mi
1-2 agents
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F Listed
Farmers Insurance - La Tonia Chapel
4.8 · 50 reviews on Google

Licensed insurance agency in Hempstead, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Hempstead, TX· 14.5 mi
Carriers: Farmers Insurance
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K Listed
Kelli Dozier - State Farm Insurance Agent
4.9 · 113 reviews on Google

Kelli Dozier is a State Farm insurance agent serving Washington, Brazos, and Austin counties in Texas. With a background in nursing, she focuses on personalized, compassionate service for individuals and families, offering a range of products including auto, home, life, and business insurance.

AutoBoatCommercial GLHomeowners+4 more
Brenham, TX· 14.9 mi
Carriers: State Farm1-2 agents
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P Listed
Personnel Service of Brenham
4.9 · 136 reviews on Google

Personnel Services is a staffing and HR consulting agency offering temporary, temp‑to‑hire, and full‑time placement solutions across manufacturing, distribution, trades, and office sectors. They match employers with reliable talent and assist job seekers in finding suitable positions.

AutoCommercial GLHomeownersRenters+1 more
Brenham, TX· 14.7 mi
1-2 agents
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F Listed
Farmers Insurance - Christy Schlottmann
4.8 · 75 reviews on Google

Licensed insurance agency in Brenham, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Brenham, TX· 15.0 mi
Carriers: Farmers
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M Listed
Martin Jones II: Allstate Insurance
4.4 · 57 reviews on Google

Martin Jones II is an Allstate insurance agent serving Brenham, Texas. He focuses on helping local families with auto, home, renters, life, motorcycle, and boat insurance needs. He emphasizes personal relationships and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Brenham, TX· 14.3 mi
Carriers: Allstate1-2 agents
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S Listed
South Land Title, LLC
4.5 · 29 reviews on Google26 yrs in business

Since opening in 2000, we have become masters of our craft, offering quality products and exceptional service to the San Francisco area.

AutoCommercial GLHomeownersRenters+1 more
Brenham, TX· 14.9 mi
1-2 agents
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T Listed
The Chapel Agency
4.8 · 1 reviews on Google

Farmers Insurance agents serving Hempstead, Texas, offering a range of personal insurance products including auto, home, renters, and life coverage.

AutoCommercial GLHomeownersLife+2 more
Hempstead, TX· 14.5 mi
Carriers: Farmers Insurance
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W Listed
Washington County Insurance
4.4 · 7 reviews on Google

Washington County Insurance Agency is an independent agency located in Brenham, Texas, offering personal and business insurance solutions. They provide online quotes and aim to help customers save on coverage.

AutoHomeownersLifeCommercial GL
Brenham, TX· 14.7 mi
Carriers: Fireman's Fund Insurance Company, OHIO INDEMNITY COMPANY +21-2 agents
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K Listed
Knight Insurance Agency
3.6 · 5 reviews on Google

We are Knight Insurance Agency, an independent insurance agency, dedicated to providing affordable insurance and proper coverage to the residents of Hempstead, TX and the surrounding areas. With over 25 years of experience and access to multiple insurance carriers, we provide superior service and the best value for your dollar.

AutoCommercial GLFarmHomeowners+2 more
Hempstead, TX· 13.6 mi
License on file (TDI)
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T Listed
Texas Farm Credit
4.8 · 14 reviews on Google

Texas Farm Credit provides fast, tailored agricultural, land, and rural home financing across Texas, backed by over 100 years of local expertise and a customer‑owned structure. It offers agriculture loans, home loans, land loans, and insurance programs for farmers and rural property owners.

AutoCommercial GLFarmHomeowners+2 moreSpanish
Brenham, TX· 14.9 mi
1-2 agents
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G Listed
Gina Buehring - Texas Farm Bureau Insurance

Licensed insurance agency in Navasota, TX; represents 7 carriers.

AutoCommercial GLHomeownersRenters+1 more
Navasota, TX· 10.4 mi
Carriers: FARM BUREAU COUNTY MUTUAL INSURANCE COMPANY OF TEXAS, Foremost County Mutual Insurance Company +51-2 agents
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H Listed
Howard Insurance
4.7 · 13 reviews on Google

Licensed insurance agency in Hempstead, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Hempstead, TX· 14.4 mi
License on file (TDI)
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T Listed
Texas Farm Bureau Insurance Company
2.9 · 7 reviews on Google

Licensed insurance agency in Brenham, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Brenham, TX· 14.2 mi
License on file (TDI)
View profile

Frequently asked questions

Is commercial liability insurance required in Texas?

Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.

What's the difference between general liability and a BOP?

A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.

How is my premium calculated?

Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.

Commercial insurance in other Texas cities

Other insurance types in Washington