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Life Insurance in Washington, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

12 life insurance agencies in Washington

Within 15 miles of Washington, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 104.3 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
N Listed
Neil Martensen - State Farm Insurance Agent
4.9 · 129 reviews on Google15 yrs in business

Neil Martensen is a State Farm® agent serving Navasota, Texas since 2011. He and his team offer a range of personal and business insurance products, emphasizing personalized service and community involvement.

AutoBoatCommercial GLFarm+5 moreSpanish
Navasota, TX· 10.2 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +51-2 agents
View profile
E Listed
Edmonds Insurance
4.2 · 15 reviews on Google40 yrs in business

Edmonds Insurance Agency is an independent Texas agency offering auto, home, business, farm, life, and recreation insurance. With over 40 years of experience, they work with 30+ carriers to provide personalized coverage across multiple Texas locations.

AutoBoatCommercial GLFarm+5 more
Hempstead, TX· 14.3 mi
Carriers: Progressive6+ agents
View profile
F Listed
Farmers Insurance - Jamel Thomas
4.8 · 53 reviews on Google

Licensed insurance agency in Navasota, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Navasota, TX· 9.3 mi
Carriers: Farmers1-2 agents
View profile
D Listed
Dahmann & Associates
4.8 · 9 reviews on Google

Dahmann & Associates, LLC is a family‑run insurance agency proud of its experienced staff, boasting over 250 years of combined industry knowledge. They aim to help individuals, families, and businesses find the right coverage for auto, home, life, farm, and commercial needs. Their focus is on personalized service and simplifying insurance for clients.

AutoCommercial GLFarmHomeowners+3 more
Brenham, TX· 14.1 mi
Carriers: Consumers County Mutual Insurance Company, Foremost County Mutual Insurance Company +173-5 agents
View profile
F Listed
Farmers Insurance - La Tonia Chapel
4.8 · 50 reviews on Google

Licensed insurance agency in Hempstead, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Hempstead, TX· 14.5 mi
Carriers: Farmers Insurance
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K Listed
Kelli Dozier - State Farm Insurance Agent
4.9 · 113 reviews on Google

Kelli Dozier is a State Farm insurance agent serving Washington, Brazos, and Austin counties in Texas. With a background in nursing, she focuses on personalized, compassionate service for individuals and families, offering a range of products including auto, home, life, and business insurance.

AutoBoatCommercial GLHomeowners+4 more
Brenham, TX· 14.9 mi
Carriers: State Farm1-2 agents
View profile
F Listed
Farmers Insurance - Christy Schlottmann
4.8 · 75 reviews on Google

Licensed insurance agency in Brenham, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Brenham, TX· 15.0 mi
Carriers: Farmers
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M Listed
Martin Jones II: Allstate Insurance
4.4 · 57 reviews on Google

Martin Jones II is an Allstate insurance agent serving Brenham, Texas. He focuses on helping local families with auto, home, renters, life, motorcycle, and boat insurance needs. He emphasizes personal relationships and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Brenham, TX· 14.3 mi
Carriers: Allstate1-2 agents
View profile
T Listed
The Chapel Agency
4.8 · 1 reviews on Google

Farmers Insurance agents serving Hempstead, Texas, offering a range of personal insurance products including auto, home, renters, and life coverage.

AutoCommercial GLHomeownersLife+2 more
Hempstead, TX· 14.5 mi
Carriers: Farmers Insurance
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W Listed
Washington County Insurance
4.4 · 7 reviews on Google

Washington County Insurance Agency is an independent agency located in Brenham, Texas, offering personal and business insurance solutions. They provide online quotes and aim to help customers save on coverage.

AutoHomeownersLifeCommercial GL
Brenham, TX· 14.7 mi
Carriers: Fireman's Fund Insurance Company, OHIO INDEMNITY COMPANY +21-2 agents
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B Listed
Brenham Financial Services

Brenham Financial Services is an independent insurance agency specializing in Medicare, life insurance, and income planning solutions, serving clients across Texas. They partner with major insurance companies to provide tailored coverage and personalized advice.

AutoHomeownersLife
Brenham, TX· 14.9 mi
Carriers: American Home Assurance Company, American Zurich Insurance Company +11-2 agents
View profile

Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.