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Life Insurance in Axtell, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

9 life insurance agencies in Axtell

Within 15 miles of Axtell, TX. Click any agency to view profile, contact info, and request a quote.

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LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 13.6 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
D Listed
Direct Auto Insurance
4.5 · 59 reviews on Google

Direct Auto Insurance agency located at 119 Eastgate Plaza in Bellmead, Texas. It offers car insurance, term life insurance, SR‑22 filings, roadside assistance and other related products.

AutoCommercial GLHomeownersLife+2 moreSpanish
Waco, TX· 10.6 mi
Carriers: Direct Auto Insurance, National General Insurance Group +23-5 agents
View profile
F Listed
Freeway Insurance
4.8 · 262 reviews on Google

Freeway Insurance is a nationwide agency that offers a wide range of insurance products, including auto, homeowners, renters, life, motorcycle, and boat coverage. The Waco, Texas location provides support for policy questions via phone and online quotes, serving customers across all 50 states.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Waco, TX· 14.6 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
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D Listed
Direct Auto Insurance
4.8 · 39 reviews on Google

Direct Auto is a local insurance agency in Waco offering auto insurance, term life insurance, roadside assistance, and SR‑22 filing services. Agents provide flexible payment options and in‑person quotes at their H‑E‑B store location. The agency serves customers in Texas with a focus on car‑related coverage.

AutoCommercial GLHomeownersLife+2 more
Waco, TX· 14.8 mi
Carriers: Direct Auto, National General Insurance Group3-5 agents
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K Listed
Kalynn Tindall - State Farm Insurance Agent
4.9 · 233 reviews on Google

Kalynn Tindall is a State Farm insurance agent serving Waco and surrounding Texas communities. The agency offers auto, homeowners, renters, life, motorcycle and boat insurance and focuses on personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Hewitt, TX· 12.9 mi
Carriers: State Farm1-2 agents
View profile
C Listed
Cathy Hammond - State Farm Insurance Agent
4.8 · 36 reviews on Google26 yrs in business

Cathy Hammond is a State Farm agent in Waco, Texas, with over 26 years of industry experience and her own office since 2021. She serves the Waco‑McLennan County area and surrounding Texas regions, offering a range of insurance products in English and Italian. The agency is known for a high customer rating and community involvement.

AutoBoatCommercial GLHomeowners+4 moreItalian
Hewitt, TX· 14.1 mi
Carriers: State Farm1-2 agents
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T Listed
Truett Insurance Services
4.8 · 18 reviews on Google

We are committed to providing you, your business and your family with ideal insurance products, emphasizing service beyond the sale and offering specialized coverage including life insurance and various health plans.

AutoCommercial GLHomeownersLife+2 more
Waco, TX· 13.4 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Texas Inc. +281-2 agents
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I Listed
Insurors of Texas
3.4 · 5 reviews on Google

Insurors of Texas is an independent agency offering personal, business, and employee benefits insurance solutions, representing multiple carriers and providing services such as auto, home, life, commercial property, and liability coverage.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Waco, TX· 13.1 mi
Carriers: 4 EVER LIFE INSURANCE COMPANY, ACUITY, A MUTUAL INSURANCE COMPANY +3373-5 agents
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T Listed
Texas Life Insurance Company
3.6 · 62 reviews on Google125 yrs in business

Founded in 1901, Texas Life is the oldest life insurance company domiciled in Texas, offering life insurance solutions for employees and families for over 120 years. They provide convenient payroll‑deduction purchasing, online account management, and claim support.

AutoCommercial GLHomeownersLife+2 more
Waco, TX· 13.4 mi
1-2 agents
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.