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Life Insurance in Dayton, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

24 life insurance agencies in Dayton

Within 15 miles of Dayton, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 167.8 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
S Listed
Skarpa Insurance Agency
4.8 · 33 reviews on Google34 yrs in business

Founded in 1992, Skarpa Insurance Agency is a family‑owned, client‑focused agency serving Liberty County and the Dayton area. They emphasize personalized service, community roots, and a commitment to helping customers secure home, auto, life, and flood coverage.

AutoCommercial GLFloodHomeowners+3 more
Dayton, TX· 0.3 mi
License on file (TDI)
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R Listed
Randel Arnold - State Farm Insurance Agent
4.9 · 131 reviews on Google41 yrs in business

Born and raised in Dayton, Texas and a proud graduate of The University of Texas, Austin - BBA. For the past 41 years as a State Farm agent, myself and my team have taken pride in serving our community and making sure that you and your family are properly protected.

AutoBoatCommercial GLHomeowners+4 more
Dayton, TX· 1.6 mi
Carriers: State Farm1-2 agents
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J Listed
Jordan Thibodeaux - State Farm Insurance Agent
4.9 · 298 reviews on Google

Jordan Thibodeaux is a State Farm insurance agent serving Liberty County, Texas. His agency offers auto, home, renters, business, and life insurance, providing personalized guidance in English and Spanish. The office focuses on protecting families and businesses in the Dayton area.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Dayton, TX· 1.2 mi
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm Classic Insurance Company +51-2 agents
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M Listed
Meadow Noyer Agency
4.8 · 155 reviews on Google12 yrs in business

Rooted in Dayton for over 30 years, Meadow Noyer’s agency focuses on personal, family‑like service. The agency offers a range of insurance products and emphasizes caring, integrity, and follow‑through for customers in Liberty and surrounding areas.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Dayton, TX· 7.2 mi
Carriers: Allstate6+ agents
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M Listed
Marek Insurance Agency
4.9 · 343 reviews on Google41 yrs in business

Texan Insurance is a full‑service, family‑owned independent insurance agency in Crosby, Texas, serving families and businesses with personalized coverage options across home, auto, flood, umbrella, renters, life, and commercial lines. The agency continues the legacy of the former Marek Insurance and partners with over 40 top‑rated carriers.

AutoHomeownersRentersUmbrella+4 more
Crosby, TX· 13.1 mi
20+ agents
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J Listed
Juan Carranco - State Farm Insurance Agent
4.8 · 95 reviews on Google

Juan Carranco is a State Farm agent serving Dayton, TX and surrounding counties, offering a range of personal and business insurance solutions. He and his team speak English and Spanish, are pet‑friendly, and have earned State Farm Honor Club and Ambassador Club distinctions. The agency emphasizes community involvement and personalized service.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Dayton, TX· 1.7 mi
Carriers: State Farm1-2 agents
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S Listed
Sarah Whiting - State Farm Insurance Agency
3.8 · 50 reviews on Google

State Farm insurance agency serving Huffman, TX and surrounding areas. Offers a range of products including auto, homeowners, renters, motorcycle, life, health and business insurance. Led by second‑generation State Farm Agent Sarah Whiting.

AutoCommercial GLHomeownersLife+3 moreSpanish
Huffman, TX· 10.4 mi
Carriers: State Farm10+ agents
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F Listed
Farmers Insurance - James Holt
4.4 · 43 reviews on Google

Licensed insurance agency in Dayton, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Dayton, TX· 1.6 mi
Carriers: Farmers
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D Listed
Dylan Kolarik: Allstate Insurance
4.5 · 17 reviews on Google

Dylan Kolarik is an Allstate insurance agent in Dayton, TX offering a range of products including auto, home, condo, renters, motorcycle, business, life, ATV and boat insurance. He emphasizes helping local families protect their homes, vehicles and financial future.

AutoBoatCommercial GLHomeowners+4 more
Dayton, TX· 1.7 mi
Carriers: Allstate1-2 agents
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P Listed
Poole Insurance Agency
4.6 · 53 reviews on Google

Poole Insurance Agency offers affordable personal and commercial insurance, helping clients find the right coverage at a good price with in‑house policy writing and a knowledgeable staff.

AutoCommercial GLHomeownersLife+2 more
Dayton, TX· 7.2 mi
License on file (TDI)
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T Listed
Tracy Williams - State Farm Insurance Agent
4.8 · 136 reviews on Google21 yrs in business

Tracy Williams is a second‑generation State Farm agent in Liberty, Texas, operating since 2005. She and her team serve Liberty, Hardin, Harris and Polk counties, offering a full range of State Farm insurance services. The agency emphasizes community involvement, personal service, and a pet‑friendly office environment.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Liberty, TX· 7.6 mi
Carriers: State Farm1-2 agents
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T Listed
TWFG Rachel Murphree Agency
3.0 · 2 reviews on Google

Rachel Murphree Insurance is an independently owned branch of TWFG Insurance Services offering a full line of personal and business insurance products in Dayton, Texas. They provide life, auto, home, motorcycle, boat, flood and umbrella coverage, serving families and local businesses.

AutoBoatCommercial GLFlood+5 more
Dayton, TX· 1.6 mi
1-2 agents
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F Listed
Farmers Insurance - James Holt
4.8 · 12 reviews on Google

Licensed insurance agency in Liberty Hill, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Liberty Hill, TX· 7.8 mi
Carriers: Farmers Insurance
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D Listed
Dale Guidry - State Farm Insurance Agent
4.8 · 92 reviews on Google3 yrs in business

Dale Guidry has been a State Farm Agent since 2012 and is a third‑generation small business owner. His Crosby, Texas agency opened in March 2023 and offers a range of insurance options including auto, homeowners, renters, life and more. The agency emphasizes personalized service for new residents and existing community members.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Crosby, TX· 11.7 mi
Carriers: State Farm1-2 agents
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H Listed
Horace Bridges: Allstate Insurance
4.4 · 33 reviews on Google

Horace Bridges is an Allstate insurance agent serving Huffman, TX, offering a range of insurance products including auto, home, renters, motorcycle, and life coverage. The agency has earned a 4.6 rating from 410 customer reviews.

AutoCommercial GLHomeownersLife+3 moreSpanish
Huffman, TX· 10.5 mi
Carriers: Allstate1-2 agents
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B Listed
Brian Burklow - State Farm Insurance Agent
4.8 · 134 reviews on Google18 yrs in business

State Farm agent since 2008, offering auto, home, renters, and life insurance to residents of Mont Belvieu and Baytown, TX. The agency is a Lifetime Member of the Presidents Club and provides personalized quotes and service.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Dayton, TX· 14.0 mi
Carriers: State Farm1-2 agents
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R Listed
Rollo Insurance
4.9 · 124 reviews on Google

Rollo Insurance is a local agency focused on helping clients build their American Dream through personalized insurance solutions. They offer a wide range of products, mix and match coverage from hundreds of carriers, and emphasize lasting relationships and trusted service.

AutoHomeownersRentersCommercial GL+7 more
Dayton, TX· 13.8 mi
3-5 agents
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H Listed
Health Markets Insurance Agency

HealthMarkets helps people find health, Medicare, dental, vision, supplemental, and life insurance plans that fit their needs and budget, offering free assistance from licensed agents.

AutoCommercial GLHomeownersLife+2 more
Liberty, TX· 7.1 mi
1-2 agents
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R Listed
Ray Grayson - State Farm Insurance Agent
4.9 · 513 reviews on Google

Ray Grayson is a State Farm insurance agent serving Mont Belvieu and surrounding Texas Gulf Coast communities. He offers a range of personal and business insurance products, including auto, homeowners, renters, life, motorcycle, boat and flood coverage. Ray emphasizes local service and community involvement.

AutoBoatCommercial GLFlood+5 moreSpanish
Baytown, TX· 14.9 mi
Carriers: State Farm1-2 agents
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S Listed
Sherrill Santana - State Farm Insurance Agent
4.7 · 15 reviews on Google32 yrs in business

State Farm insurance agent Sherrill Santana serving Crosby, TX. Offers a range of insurance products including auto, homeowners, renters, motorcycle, life, health, and business insurance. Has served State Farm policyholders for 32 years.

AutoCommercial GLHomeownersLife+3 more
Crosby, TX· 13.1 mi
Carriers: State Farm1-2 agents
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P Listed
Poteet Insurance Agency ~ Since 1982
4.4 · 9 reviews on Google

Poteet Insurance is an independent agency serving Huffman, Humble, Crosby, Dayton and surrounding areas in Texas. They offer auto, home, health, life, and commercial insurance with 24/7 personal support and online quote forms. The agency emphasizes flexibility with multiple carriers to find the best price for customers.

AutoCommercial GLHomeownersLife+2 more
Huffman, TX· 11.0 mi
1-2 agents
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F Listed
Farmers Insurance - Paul Burkhardt
4.8 · 2 reviews on Google

Licensed insurance agency in Huffman, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Huffman, TX· 11.5 mi
Carriers: Farmers Insurance
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F Listed
Farmers Insurance - Crystal Allen
4.8 · 16 reviews on Google

Licensed insurance agency in Dayton, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Dayton, TX· 14.7 mi
Carriers: Farmers Insurance
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.