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Life Insurance in Fulshear, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

24 life insurance agencies in Fulshear

Within 15 miles of Fulshear, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 147.6 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
J Listed
Jay Moyer - State Farm Insurance Agent
4.9 · 100+ reviews on Google13 yrs in business

Jay Moyer is a State Farm insurance agent in Fulshear, Texas. Since opening his office in 2013 he has helped individuals and families with auto, homeowners, renters, life, motorcycle and boat coverage, while also offering business and other personal insurance solutions. He and his team serve the local community and speak English, Spanish and Russian.

AutoBoatCommercial GLHomeowners+4 moreSpanish, Russian
Fulshear, TX· 3.7 mi
Carriers: State Farm
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J Listed
Jeff Gilbert - State Farm Insurance Agent
4.7 · <100 reviews on Google12 yrs in business

The Jeff Gilbert State Farm Insurance agency is a Veteran Owned and Operated Business serving the Fulshear, Katy and Richmond, TX area. They offer Auto, Homeowners, Renters, Life, Boat and Business insurance with over 12 years of service and a combined office experience of over 40 years.

AutoBoatCommercial GLHomeowners+3 more
Fulshear, TX· 0.5 mi
Carriers: State Farm1-2 agents
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P Listed
Polo Garcia - State Farm Insurance Agent
4.9 · 1,000+ reviews on Google18 yrs in business

Polo Garcia’s State Farm Insurance Agency in Richmond/Katy, TX offers personalized insurance services covering auto, home, life, renters and commercial lines. The bilingual team serves Richmond, Katy, Sugar Land and surrounding areas, emphasizing customized coverage and fast service.

AutoHomeownersRentersLife+5 moreSpanish
Fulshear, TX· 4.8 mi
Carriers: State Farm1-2 agents
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P Listed
Paul Lytle: Allstate Insurance
4.7 · <100 reviews on Google

Allstate Insurance offers auto, home (homeowners), and life insurance across Texas, with a network of local agents to help residents find coverage for vehicles, homes, and personal protection.

AutoCommercial GLHomeownersLife+2 more
Fulshear, TX· 0.4 mi
Carriers: Allstate1-2 agents
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T Listed
Todd Shipp - State Farm Insurance Agent
4.8 · <100 reviews on Google20 yrs in business

Todd Shipp is a State Farm agent serving the Fulshear, TX area since 2006, offering auto, home, renters, and life insurance. He emphasizes personalized service and community focus, inviting customers to call, text, or email for a personalized price plan.

AutoBoatCommercial GLHomeowners+4 more
Fulshear, TX· 0.7 mi
Carriers: State Farm1-2 agents
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A Listed
Allstate Insurance Agent: Cole Insurance Group
4.4 · 100+ reviews on Google

Allstate Insurance Agents in Texas provide auto, home, and life insurance coverage through a network of local agents across the state.

AutoCommercial GLHomeownersLife+2 more
Fulshear, TX· 3.7 mi
Carriers: Allstate1-2 agents
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R Listed
RL Insurance Agency LLC
4.8 · <100 reviews on Google

RL Insurance is a Hispanic‑origin agency based in Houston that serves American, Hispanic and diverse families, offering health, dental, vision, life, Medicare, and other insurance solutions.

AutoHomeownersRentersCommercial GL+3 moreSpanish
Katy, TX· 9.3 mi
Carriers: Cigna HealthCare of Texas, Inc., Health Care Service Corporation, a Mutual Legal Reserve Company
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H Listed
Hayslip Insurance Group
4.8 · <100 reviews on Google

Hayslip Insurance Group is a local agency serving Fulshear and surrounding areas with personal, easy‑to‑reach insurance solutions for homes, autos, and businesses. They focus on tailoring coverage to families and offering direct, in‑person assistance. The agency emphasizes claims advocacy and community‑focused service.

AutoHomeownersRentersLife+5 more
Fulshear, TX· 3.7 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +151-2 agents
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C Listed
CLM Insurance Agency
4.8 · <100 reviews on Google

Creekside Risk Management in Houston, TX specializes in personal insurance, life and health insurance, and commercial insurance. Creekside’s Private Client Group provides personal risk management solutions to affluent individuals and families nationwide.

AutoCommercial GLHomeownersLife+2 more
Fulshear, TX· 3.7 mi
Carriers: Allied Trust Insurance Company, Imperial Fire and Casualty Insurance Company +41-2 agents
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L Listed
L.A. Insurance
4.9 · 500+ reviews on Google34 yrs in business

L.A. Insurance is an affordable insurance agency that has been serving clients across the United States for over 33 years. It offers a range of low‑cost policies for vehicles, boats, motorcycles, RVs, renters, and life coverage, emphasizing flexible payment options and maximum protection.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Katy, TX· 11.2 mi
Carriers: Alinsco Insurance Company, Falcon Insurance Company +9
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H Listed
Hardcastle Insurance Agency LLC
4.8 · <100 reviews on Google14 yrs in business

Hardcastle Insurance is an independent agency in Katy, Texas offering a one‑stop shop for auto, home, renters, life, motorcycle and boat coverage. They partner with multiple carriers to provide customized, affordable policies and emphasize personalized service.

AutoBoatCommercial GLHomeowners+4 more
Katy, TX· 8.3 mi
Carriers: American Economy Insurance Company, Cypress Property & Casualty Insurance Company +141-2 agents
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Q Listed
Quality Insurance
4.8 · <100 reviews on Google10 yrs in business

Quality Insurance is a trusted agency with over 10 years of experience, serving clients across Texas and Mississippi. They specialize in Home, Auto, Landlord, Condo, Renters, Commercial, and Life insurance, offering personalized coverage options.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Richmond, TX· 7.0 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Kansas Inc. +301-2 agents
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P Listed
Patricia Restrepo - State Farm Insurance Agent
4.9 · 500+ reviews on Google

Restrepo Insurance Agency Inc, a State Farm® agent in Katy, TX, offers personal and business insurance solutions such as auto, homeowners, renters, life, and more. Patricia Restrepo emphasizes personalized reviews and bilingual service in English and Spanish. The agency serves the Katy area and surrounding communities.

AutoCommercial GLHomeownersLife+2 moreSpanish
Katy, TX· 7.4 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +51-2 agents
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W Listed
West Houston Insurance Agency

West Houston Insurance Agency is a full‑service insurance agency specializing in life and health insurance, employee benefits, auto, home, and business coverage. The agency is based in Fulshear, Texas and has over 25 years of experience.

AutoCommercial GLHomeownersLife+2 more
Fulshear, TX· 0.9 mi
1-2 agents
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C Listed
Chris Mallett – State Farm Insurance Agent
4.9 · 100+ reviews on Google22 yrs in business

Chris Mallett State Farm is a local insurance agency in Katy, Texas offering auto, homeowners, renters, life, and business insurance along with other financial services. Led by State Farm agent Chris Mallett, who has been with State Farm since 2003 and opened the Katy office in 2004, the team focuses on personalized coverage for the community.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Katy, TX· 8.2 mi
Carriers: State Farm1-2 agents
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A Listed
Amtex Insurance
4.8 · <100 reviews on Google25 yrs in business

Amtex Insurance provides real‑insurance for real people, offering affordable auto, home, and business coverage. Since its founding the agency has focused on delivering reliable, low‑cost protection with a local‑first, personal approach. It highlights 25+ years of service and a commitment to the Texas community.

AutoCommercial GLCommercial PropertyHomeowners+4 more
Richmond, TX· 11.7 mi
Carriers: ACCC Insurance Company, American Access Casualty +10
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L Listed
Leland Brunswick II - State Farm Insurance Agent
4.9 · 100+ reviews on Google12 yrs in business

Alb2 Insurance is a State Farm agency serving Richmond and surrounding Texas communities. They provide a range of coverage including auto, homeowners, renters, life, business, boat and motorcycle insurance. The agency has been affiliated with State Farm since 2014 and is led by veteran Leland Brunswick II.

AutoBoatCommercial GLHomeowners+4 more
Richmond, TX· 11.3 mi
Carriers: State Farm
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F Listed
First Choice Insurance Partners
4.9 · 100+ reviews on Google

First Choice Insurance Partners is an independent insurance agency based in Texas with offices in Katy, Sugar Land, and Manvel. They provide personal, business, and life‑and‑health insurance solutions, focusing on personalized service and helping clients save on home, auto, and commercial policies.

AutoCommercial GLCommercial PropertyFlood+4 more
Katy, TX· 7.4 mi
1-2 agents
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N Listed
North Star Insurance - Medicare and Health Insurance
4.9 · 100+ reviews on Google

North Star Insurance Partners provides health‑focused insurance services in Katy, TX, offering Medicare, ACA Marketplace, life and final expense plans, as well as supplemental coverage. They emphasize ethical, pressure‑free guidance and multilingual support.

AutoCommercial GLHomeownersLife+2 moreSpanish, American Sign Language
Katy, TX· 10.8 mi
License on file (TDI)
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H Listed
HealthMarkets Insurance - Kyle Brown
4.8 · <100 reviews on Google

HealthMarkets helps individuals find health‑related insurance plans that fit their needs and budget at no cost. With over 3,000 licensed agents and 7 million policies sold, they offer free quotes, plan comparisons, and personalized recommendations across health, Medicare, dental, vision, supplemental and life options.

AutoCommercial GLHomeownersLife+2 more
Fulshear, TX· 4.1 mi
1-2 agents
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D Listed
Dagley Insurance Agency
4.8 · 100+ reviews on Google24 yrs in business

Dagley Insurance Agency offers home, auto, life, and business insurance across 47 states, emphasizing personalized service and expert guidance. They compare top carriers to find tailored coverage for individuals and businesses.

AutoBoatCommercial GLHomeowners+4 more
Katy, TX· 7.9 mi
1-2 agents
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F Listed
Farmers Insurance - Melissa Echevarria
4.8 · <100 reviews on Google

Licensed insurance agency in Katy, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Katy, TX· 7.4 mi
Carriers: Farmers Insurance
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T Listed
Tureau Insurance Agency
4.8 · <100 reviews on Google

2 Row Insurance offers quick online quotes for auto, home, commercial, and life insurance, emphasizing independent agency expertise to help customers find the right coverage at affordable rates.

AutoCommercial GLHomeownersLife+2 more
Katy, TX· 9.9 mi
License on file (TDI)
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.