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Life Insurance in Fulshear, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

24 life insurance agencies in Fulshear

Within 15 miles of Fulshear, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 147.6 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
H Listed
Hardcastle Insurance Agency LLC
4.8 · 94 reviews on Google14 yrs in business

Hardcastle Insurance is an independent agency in Katy, Texas offering a one‑stop shop for auto, home, renters, life, motorcycle and boat coverage. They partner with multiple carriers to provide customized, affordable policies and emphasize personalized service.

AutoBoatCommercial GLHomeowners+4 more
Katy, TX· 8.3 mi
Carriers: American Economy Insurance Company, Cypress Property & Casualty Insurance Company +1420+ agents
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Q Listed
Quality Insurance
4.8 · 20 reviews on Google10 yrs in business

Quality Insurance is a trusted agency with over 10 years of experience, serving clients across Texas and Mississippi. They specialize in Home, Auto, Landlord, Condo, Renters, Commercial, and Life insurance, offering personalized coverage options.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Richmond, TX· 7.0 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Kansas Inc. +3010+ agents
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R Listed
RL Insurance Agency LLC
4.8 · 91 reviews on Google

RL Insurance is a Hispanic‑origin agency based in Houston that serves American, Hispanic and diverse families, offering health, dental, vision, life, Medicare, and other insurance solutions.

AutoHomeownersRentersCommercial GL+3 moreSpanish
Katy, TX· 9.3 mi
Carriers: Cigna HealthCare of Texas, Inc., Health Care Service Corporation, a Mutual Legal Reserve Company10+ agents
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H Listed
Henry Integra Insurance Services
4.8 · 63 reviews on Google79 yrs in business

Henry – Integra Insurance Services, based in Katy, Texas, offers a range of personal and commercial insurance solutions. The agency emphasizes client education and tailored coverage, earning recognition as a leading agency in the Houston area. Founded with roots dating back to 1947, they partner with Integra Insurance Services to broaden options for customers.

AutoBoatCommercial GLHomeowners+4 more
Katy, TX· 11.2 mi
20+ agents
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T Listed
Terra Ramirez at Comparion Insurance Agency
4.8 · 6 reviews on Google4 yrs in business

Comparion Insurance Agency, founded in 2022, operates as an independent insurance agency backed by Liberty Mutual Group. It partners with over 50 carriers to offer a wide range of products, including auto, home, life, renters and umbrella coverage, delivering consultative service through local agents.

AutoCommercial GLHomeownersLife+2 more
Katy, TX· 7.6 mi
Carriers: Progressive, Allstate +410+ agents
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D Listed
DLG Insurance Agency
4.9 · 247 reviews on Google

DLG Insurance Agency serves Katy and the surrounding Texas communities, helping consumers save money, businesses reduce risk, and families protect their financial future. The agency offers a wide range of insurance products, from auto and home to life and disability coverage.

AutoBoatCommercial GLDisability+6 more
Katy, TX· 10.7 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +7120+ agents
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M Listed
Mims Integra Insurance
4.8 · 27 reviews on Google32 yrs in business

Christopher Mims has been serving the Houston, Richmond, and Katy areas with insurance protection since 1994. He began as a Farmers Insurance Agency and now operates as an independent Trusted Choice agent with the Integra Group, offering auto, home, life and business insurance solutions. Mims emphasizes personal relationships and a wide range of carrier options.

AutoCommercial GLHomeownersLife+2 more
Richmond, TX· 11.9 mi
Carriers: Travelers, MetLife +620+ agents
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T Listed
TS Insurance
4.9 · 107 reviews on Google

TS Insurance is a local agency serving Katy and the surrounding Texas communities, offering personal and commercial insurance solutions. They emphasize protecting clients like family and provide a range of coverage options. The agency highlights quick online quotes and personalized service.

AutoBoatCommercial GLCommercial Property+6 moreSpanish
Katy, TX· 9.0 mi
Carriers: Gerber Life Insurance Company6+ agents
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J Listed
Jeff Gilbert - State Farm Insurance Agent
4.7 · 68 reviews on Google12 yrs in business

The Jeff Gilbert State Farm Insurance agency is a Veteran Owned and Operated Business serving the Fulshear, Katy and Richmond, TX area. They offer Auto, Homeowners, Renters, Life, Boat and Business insurance with over 12 years of service and a combined office experience of over 40 years.

AutoBoatCommercial GLHomeowners+3 more
Fulshear, TX· 0.5 mi
Carriers: State Farm1-2 agents
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A Listed
Acrisure Digital Solutions / Rockland Insurance Agency
4.7 · 701 reviews on Google

Acrisure is an insurance and business solutions provider that offers personalized coverage for individuals and companies of all sizes. They connect customers to a range of insurance options, including home, auto, flood, health, and life policies, using advanced technology for quick quotes. Their focus is on delivering tailored solutions backed by industry expertise.

AutoCommercial GLFloodHomeowners+3 more
Richmond, TX· 10.5 mi
20+ agents
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B Listed
Brightway Insurance, The Williams Family Agency
4.8 · 3 reviews on Google

Brightway Insurance offers a modern, independent approach to insurance, connecting customers with local agents who customize quotes across many carriers. They emphasize trust, fast response, and personalized service to help clients secure the right coverage.

AutoBoatCommercial GLFlood+5 more
Richmond, TX· 7.0 mi
10+ agents
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P Listed
Paul Lytle: Allstate Insurance
4.7 · 7 reviews on Google

Allstate Insurance offers auto, home (homeowners), and life insurance across Texas, with a network of local agents to help residents find coverage for vehicles, homes, and personal protection.

AutoCommercial GLHomeownersLife+2 more
Fulshear, TX· 0.4 mi
Carriers: Allstate
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C Listed
Commercial Insurance Services of Texas
4.8 · 45 reviews on Google

Commercial Insurance Services of Texas is an independent insurance agency serving Katy, Pearland, and Houston, focused on providing business insurance solutions with a strong emphasis on customer service. They partner with multiple carriers to offer comprehensive coverage for commercial and personal policies.

AutoBoatCommercial GLFlood+5 more
Katy, TX· 11.6 mi
10+ agents
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J Listed
Jay Moyer - State Farm Insurance Agent
4.9 · 193 reviews on Google13 yrs in business

Jay Moyer is a State Farm insurance agent in Fulshear, Texas. Since opening his office in 2013 he has helped individuals and families with auto, homeowners, renters, life, motorcycle and boat coverage, while also offering business and other personal insurance solutions. He and his team serve the local community and speak English, Spanish and Russian.

AutoBoatCommercial GLHomeowners+4 moreSpanish, Russian
Fulshear, TX· 3.7 mi
Carriers: State Farm1-2 agents
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C Listed
Cornerstone Insurance Agency
4.8 · 35 reviews on Google17 yrs in business

Cornerstone Insurance Agency offers personalized insurance solutions with over 150 carrier options, focusing on home, auto, life, farm and business coverage for clients in Texas and Oklahoma. With more than 17 years of experience, they emphasize human‑first service and tailored guidance for individuals and high‑risk industries.

AutoCommercial GLCommercial PropertyDisability+6 more
Rosenberg, TX· 14.3 mi
Carriers: ASI Lloyds, Acceptance Casualty Insurance Company +5210+ agents
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T Listed
Todd Shipp - State Farm Insurance Agent
4.8 · 1 reviews on Google20 yrs in business

Todd Shipp is a State Farm agent serving the Fulshear, TX area since 2006, offering auto, home, renters, and life insurance. He emphasizes personalized service and community focus, inviting customers to call, text, or email for a personalized price plan.

AutoBoatCommercial GLHomeowners+4 more
Fulshear, TX· 0.7 mi
Carriers: State Farm
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N Listed
North Star Insurance - Medicare and Health Insurance
4.9 · 223 reviews on Google

North Star Insurance Partners provides health‑focused insurance services in Katy, TX, offering Medicare, ACA Marketplace, life and final expense plans, as well as supplemental coverage. They emphasize ethical, pressure‑free guidance and multilingual support.

AutoCommercial GLHomeownersLife+2 moreSpanish, American Sign Language
Katy, TX· 10.8 mi
6+ agents
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L Listed
L.A. Insurance
4.9 · 707 reviews on Google34 yrs in business

L.A. Insurance is an affordable insurance agency that has been serving clients across the United States for over 33 years. It offers a range of low‑cost policies for vehicles, boats, motorcycles, RVs, renters, and life coverage, emphasizing flexible payment options and maximum protection.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Katy, TX· 11.2 mi
Carriers: Alinsco Insurance Company, Falcon Insurance Company +96+ agents
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A Listed
Allstate Insurance Agent: Cole Insurance Group
4.4 · 156 reviews on Google

Allstate Insurance Agents in Texas provide auto, home, and life insurance coverage through a network of local agents across the state.

AutoCommercial GLHomeownersLife+2 more
Fulshear, TX· 3.7 mi
Carriers: Allstate
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P Listed
Polo Garcia - State Farm Insurance Agent
4.9 · 1,116 reviews on Google18 yrs in business

Polo Garcia’s State Farm Insurance Agency in Richmond/Katy, TX offers personalized insurance services covering auto, home, life, renters and commercial lines. The bilingual team serves Richmond, Katy, Sugar Land and surrounding areas, emphasizing customized coverage and fast service.

AutoHomeownersRentersLife+5 moreSpanish
Fulshear, TX· 4.8 mi
Carriers: State Farm1-2 agents
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H Listed
Hayslip Insurance Group
4.8 · 13 reviews on Google

Hayslip Insurance Group is a local agency serving Fulshear and surrounding areas with personal, easy‑to‑reach insurance solutions for homes, autos, and businesses. They focus on tailoring coverage to families and offering direct, in‑person assistance. The agency emphasizes claims advocacy and community‑focused service.

AutoHomeownersRentersLife+5 more
Fulshear, TX· 3.7 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +153-5 agents
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D Listed
DuVal Insurance Agency
4.6 · 10 reviews on Google

DuVal Insurance Agency provides a range of insurance plans to residents in Richmond, Katy and the Greater Houston Area. They offer coverage for home, auto, boat, life, flood, umbrella and commercial needs, helping families and businesses protect their assets.

AutoBoatCommercial GLFlood+4 more
Richmond, TX· 11.3 mi
20+ agents
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A Listed
Acceptance Insurance
4.9 · 338 reviews on Google

Acceptance Insurance offers a wide range of insurance products including auto, homeowners, renters, life, motorcycle and boat coverage, as well as business and personal protection options.

AutoBoatCommercial GLHomeowners+4 more
Katy, TX· 11.3 mi
Carriers: First Acceptance Insurance Company, Confie (parent MGA)6+ agents
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.