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Life Insurance in Hutto, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

24 life insurance agencies in Hutto

Within 15 miles of Hutto, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 72.6 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
F Listed
Farmers Insurance - Doug Gaul
4.8 · 30 reviews on Google

Licensed insurance agency in Hutto, TX; represents 22 carriers.

AutoCommercial GLHomeownersLife+2 more
Hutto, TX· 1.1 mi
Carriers: Care Improvement Plus South Central Insurance Company, Economy Fire & Casualty Company +2010+ agents
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A Listed
Alejandra De La Torre
4.9 · 345 reviews on Google21 yrs in business

Alejandra De La Torre is a State Farm agent serving Round Rock, TX and surrounding communities. Her bilingual team provides auto, home, life, and business insurance throughout Texas.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Round Rock, TX· 6.8 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +510+ agents
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F Listed
Farmers Insurance - Nicole Johnston
4.8 · 22 reviews on Google

Licensed insurance agency in Hutto, TX; represents 15 carriers.

AutoCommercial GLHomeownersLife+2 more
Hutto, TX· 1.5 mi
Carriers: Economy Fire & Casualty Company, Economy Preferred Insurance Company +1320+ agents
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T Listed
TWFG Rosas Insurance
4.8 · 8 reviews on Google

TWFG Rosas Insurance offers a wide range of coverages including auto, homeowners, renters, commercial, and life insurance. The agency focuses on helping individuals, families, and businesses find personalized insurance solutions across Texas and New Mexico.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Round Rock, TX· 6.1 mi
10+ agents
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B Listed
Birdseye Insurance Agency of Austin
4.8 · 15 reviews on Google

Birdseye Insurance Agency of Austin serves Pflugerville and surrounding Texas communities, helping consumers save money, businesses reduce risk, and families protect their financial future. We offer a wide range of insurance products from home and auto to life, disability, and umbrella coverage.

AutoBoatCommercial GLDisability+6 more
Pflugerville, TX· 8.8 mi
20+ agents
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M Listed
Monica Story - State Farm Insurance Agent
4.9 · 263 reviews on Google

With the Story Insurance Team, we help you safeguard everything you’ve worked hard to achieve. Our mission is to protect you and your family from the unexpected—so you can focus on living your dreams.

AutoBoatCommercial GLFlood+5 moreSpanish
Hutto, TX· 1.3 mi
Carriers: State Farm1-2 agents
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C Listed
Chavez Insurance Group
4.8 · 82 reviews on Google

Chavez Insurance Group is a Round Rock based agency offering home, auto, life, and other insurance products. They emphasize protecting families and supporting the community through various programs.

AutoBoatCommercial GLDisability+7 moreSpanish
Round Rock, TX· 7.5 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +786+ agents
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T Listed
Todd Durflinger - State Farm Insurance Agent
4.9 · 438 reviews on Google26 yrs in business

State Farm insurance agency located in Hutto, TX with 26 years of experience. It offers auto, homeowners, renters, life, motorcycle and boat insurance along with other personal and business products. The agency serves English and Spanish speaking customers and provides online quoting and support.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Hutto, TX· 2.3 mi
Carriers: State Farm1-2 agents
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D Listed
Direct Auto Insurance
4.8 · 94 reviews on Google

Direct Auto is a Round Rock, Texas insurance agency offering auto, term life, SR‑22 and roadside assistance policies. They provide flexible payment options and serve customers primarily in English.

AutoCommercial GLHomeownersLife+2 more
Round Rock, TX· 6.0 mi
Carriers: Direct Auto, National General Insurance Group3-5 agents
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J Listed
JOSHUA PREECE: Allstate Insurance
4.8 · 3 reviews on Google

Joshua Preece is an Allstate insurance agent serving Hutto, TX, offering personal and commercial coverage options. He focuses on building relationships with local families and helping them choose appropriate insurance solutions.

AutoBoatCommercial GLHomeowners+4 more
Hutto, TX· 1.5 mi
Carriers: Allstate
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S Listed
Safe Beacon Insurance
4.8 · 94 reviews on Google

Safe Beacon Insurance simplifies insurance by offering quick, clear, and affordable solutions for individuals, families, and businesses. Their consultative approach focuses on reducing confusion, saving time, and ensuring customers have appropriate coverage.

AutoCommercial GLHomeownersLife+2 more
Round Rock, TX· 5.4 mi
3-5 agents
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F Listed
Freeway Insurance
4.8 · 160 reviews on Google

Freeway can support all your insurance needs in all 50 U.S. States.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Hutto, TX· 8.0 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
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S Listed
Shonda Hetherington - State Farm Insurance Agent
4.9 · 217 reviews on Google26 yrs in business

Shonda Hetherington is a State Farm insurance agent in Round Rock, TX with over 26 years of experience, offering a wide range of personal and business insurance products such as auto, homeowners, renters, life, boat, motorcycle, and flood coverage. She emphasizes personalized service, community involvement, and helping customers protect what matters most.

AutoBoatCommercial GLFlood+5 more
Round Rock, TX· 6.0 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +61-2 agents
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F Listed
Freeway Insurance
4.8 · 246 reviews on Google

Freeway Insurance is a nationwide agency offering a variety of insurance products such as auto, homeowners, renters, life, motorcycle and boat coverage. They provide online quotes and phone assistance, serving customers in all 50 U.S. states.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Round Rock, TX· 9.4 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
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D Listed
Direct Auto Insurance
4.6 · 44 reviews on Google

Direct Auto agency at 100 Carlos Parker Blvd NW in Taylor, Texas offers car insurance, term life, roadside assistance, SR-22 and collision coverage. They provide flexible payment options and serve English- and Spanish-speaking customers. The office is located inside H.E.B. and is open Monday‑Friday 9:00 AM‑6:00 PM.

AutoCommercial GLHomeownersLife+2 moreSpanish
Hutto, TX· 8.0 mi
Carriers: Direct Auto Insurance3-5 agents
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F Listed
Freeway Insurance
4.7 · 194 reviews on Google

Freeway can support all your insurance needs in all 50 U.S. States

AutoBoatCommercial GLCommercial Property+5 moreSpanish
Georgetown, TX· 9.7 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
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B Listed
Beau Sharpe - State Farm Insurance Agent
4.9 · 211 reviews on Google12 yrs in business

Beau Sharpe is a State Farm® Insurance Agent in Round Rock, TX, offering auto, homeowners, renters, life, and other personal insurance products. He opened his office in November 2014 and also provides financial services as a Rocket Professional with Quicken Loans. The agency serves customers in English and Spanish.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Round Rock, TX· 7.2 mi
Carriers: State Farm1-2 agents
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L Listed
Lawhorn & Moore Insurance Brokers
4.9 · 272 reviews on Google17 yrs in business

Lawhorn & Moore Insurance is a licensed agency serving Round Rock and Georgetown, Texas, offering personalized insurance solutions across auto, home, business, health, and life coverage.

AutoCommercial GLHomeownersLife+2 more
Round Rock, TX· 9.2 mi
Carriers: American Capital Assurance Corp., American Economy Insurance Company +193-5 agents
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S Listed
Sameer Chande - GEICO Insurance Agent
4.9 · 1,993 reviews on Google

Licensed insurance agency in Round Rock, TX; represents 1 carrier.

AutoHomeownersRentersMotorcycle+6 moreSpanish
Round Rock, TX· 7.0 mi
Carriers: GEICO
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T Listed
Todd Durflinger - State Farm Insurance Agent
4.9 · 722 reviews on Google24 yrs in business

State Farm insurance agency in Pflugerville, TX offering auto, homeowners, renters, business, life, motorcycle and boat insurance. With 24 years of experience and two office locations, the agency serves English and Spanish speaking customers.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Pflugerville, TX· 8.1 mi
Carriers: State Farm1-2 agents
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F Listed
Freeway Insurance
4.8 · 99 reviews on Google

Licensed insurance agency in Pflugerville, TX; represents 6 carriers.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Pflugerville, TX· 8.2 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
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T Listed
TWFG Khan Insurance Services
4.8 · 54 reviews on Google28 yrs in business

TWFG Services is a central Texas insurance agency offering auto, home, health, life, and commercial coverage. With 28 years of experience they emphasize competitive rates, personalized service, and local expertise. They serve the Austin, Pflugerville and Round Rock areas.

AutoBoatCommercial GLCommercial Property+5 more
Pflugerville, TX· 8.1 mi
3-5 agents
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K Listed
Knippa-Buchhorn Insurance Agency
4.0 · 4 reviews on Google

Knippa-Buchhorn Insurance Agency is an independent local agency offering commercial and personal insurance, emphasizing personalized service and competitive rates. They serve the Georgetown and Walburg, Texas areas and highlight their long‑standing community presence since 1900. The agency focuses on helping families and businesses protect themselves with a range of insurance products.

AutoCommercial GLHomeownersLife+2 more
Georgetown, TX· 12.3 mi
20+ agents
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.