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Life Insurance in Hutto, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

24 life insurance agencies in Hutto

Within 15 miles of Hutto, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 72.6 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
M Listed
Monica Story - State Farm Insurance Agent
4.9 · 100+ reviews on Google

With the Story Insurance Team, we help you safeguard everything you’ve worked hard to achieve. Our mission is to protect you and your family from the unexpected—so you can focus on living your dreams.

AutoBoatCommercial GLFlood+5 moreSpanish
Hutto, TX· 1.3 mi
Carriers: State Farm
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T Listed
Todd Durflinger - State Farm Insurance Agent
4.9 · 100+ reviews on Google26 yrs in business

State Farm insurance agency located in Hutto, TX with 26 years of experience. It offers auto, homeowners, renters, life, motorcycle and boat insurance along with other personal and business products. The agency serves English and Spanish speaking customers and provides online quoting and support.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Hutto, TX· 2.3 mi
Carriers: State Farm1-2 agents
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F Listed
Farmers Insurance - Doug Gaul
4.8 · <100 reviews on Google

Licensed insurance agency in Hutto, TX; represents 22 carriers.

AutoCommercial GLHomeownersLife+2 more
Hutto, TX· 1.1 mi
Carriers: Care Improvement Plus South Central Insurance Company, Economy Fire & Casualty Company +201-2 agents
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A Listed
Alejandra De La Torre
4.9 · 100+ reviews on Google21 yrs in business

Alejandra De La Torre is a State Farm agent serving Round Rock, TX and surrounding communities. Her bilingual team provides auto, home, life, and business insurance throughout Texas.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Round Rock, TX· 6.8 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +51-2 agents
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S Listed
Shonda Hetherington - State Farm Insurance Agent
4.9 · 100+ reviews on Google26 yrs in business

Shonda Hetherington is a State Farm insurance agent in Round Rock, TX with over 26 years of experience, offering a wide range of personal and business insurance products such as auto, homeowners, renters, life, boat, motorcycle, and flood coverage. She emphasizes personalized service, community involvement, and helping customers protect what matters most.

AutoBoatCommercial GLFlood+5 more
Round Rock, TX· 6.0 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +61-2 agents
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D Listed
Direct Auto Insurance
4.8 · <100 reviews on Google

Direct Auto is a Round Rock, Texas insurance agency offering auto, term life, SR‑22 and roadside assistance policies. They provide flexible payment options and serve customers primarily in English.

AutoCommercial GLHomeownersLife+2 more
Round Rock, TX· 6.0 mi
Carriers: Direct Auto, National General Insurance Group1-2 agents
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F Listed
Farmers Insurance - Nicole Johnston
4.8 · <100 reviews on Google

Licensed insurance agency in Hutto, TX; represents 15 carriers.

AutoCommercial GLHomeownersLife+2 more
Hutto, TX· 1.5 mi
Carriers: Economy Fire & Casualty Company, Economy Preferred Insurance Company +131-2 agents
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T Listed
TWFG Khan Insurance Services
4.8 · <100 reviews on Google28 yrs in business

TWFG Services is a central Texas insurance agency offering auto, home, health, life, and commercial coverage. With 28 years of experience they emphasize competitive rates, personalized service, and local expertise. They serve the Austin, Pflugerville and Round Rock areas.

AutoBoatCommercial GLCommercial Property+5 more
Pflugerville, TX· 8.1 mi
License on file (TDI)
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J Listed
JOSHUA PREECE: Allstate Insurance
4.8 · <100 reviews on Google

Joshua Preece is an Allstate insurance agent serving Hutto, TX, offering personal and commercial coverage options. He focuses on building relationships with local families and helping them choose appropriate insurance solutions.

AutoBoatCommercial GLHomeowners+4 more
Hutto, TX· 1.5 mi
Carriers: Allstate1-2 agents
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B Listed
Beau Sharpe - State Farm Insurance Agent
4.9 · 100+ reviews on Google12 yrs in business

Beau Sharpe is a State Farm® Insurance Agent in Round Rock, TX, offering auto, homeowners, renters, life, and other personal insurance products. He opened his office in November 2014 and also provides financial services as a Rocket Professional with Quicken Loans. The agency serves customers in English and Spanish.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Round Rock, TX· 7.2 mi
Carriers: State Farm1-2 agents
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T Listed
TWFG Rosas Insurance
4.8 · <100 reviews on Google

TWFG Rosas Insurance offers a wide range of coverages including auto, homeowners, renters, commercial, and life insurance. The agency focuses on helping individuals, families, and businesses find personalized insurance solutions across Texas and New Mexico.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Round Rock, TX· 6.1 mi
License on file (TDI)
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L Listed
Lawhorn & Moore Insurance Brokers
4.9 · 100+ reviews on Google17 yrs in business

Lawhorn & Moore Insurance is a licensed agency serving Round Rock and Georgetown, Texas, offering personalized insurance solutions across auto, home, business, health, and life coverage.

AutoCommercial GLHomeownersLife+2 more
Round Rock, TX· 9.2 mi
Carriers: American Capital Assurance Corp., American Economy Insurance Company +193-5 agents
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B Listed
Bill Muench Insurance Agency, Inc
4.5 · 100+ reviews on Google44 yrs in business

Bill Muench Insurance Agency, Inc., located in downtown Round Rock, has been serving the Round Rock area since 1982, offering a personal, neighbor‑first experience and helping customers find the best rates from a wide variety of trusted insurance companies.

AutoCommercial GLCommercial PropertyHomeowners+3 moreSpanish
Round Rock, TX· 9.0 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +99
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S Listed
Safe Beacon Insurance
4.8 · <100 reviews on Google

Safe Beacon Insurance simplifies insurance by offering quick, clear, and affordable solutions for individuals, families, and businesses. Their consultative approach focuses on reducing confusion, saving time, and ensuring customers have appropriate coverage.

AutoCommercial GLHomeownersLife+2 more
Round Rock, TX· 5.4 mi
1-2 agents
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M Listed
Mark Saunders: Allstate Insurance
4.8 · <100 reviews on Google29 yrs in business

Mark Saunders opened his own Allstate agency in 1997 and provides personal insurance services in Round Rock and surrounding areas. He offers auto, homeowners, renters, motorcycle, boat and life insurance, emphasizing neighborly, personalized service. The agency is backed by Allstate and serves English‑speaking customers.

AutoBoatCommercial GLHomeowners+4 more
Round Rock, TX· 9.3 mi
Carriers: Allstate
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T Listed
Todd Durflinger - State Farm Insurance Agent
4.9 · 500+ reviews on Google24 yrs in business

State Farm insurance agency in Pflugerville, TX offering auto, homeowners, renters, business, life, motorcycle and boat insurance. With 24 years of experience and two office locations, the agency serves English and Spanish speaking customers.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Pflugerville, TX· 8.1 mi
Carriers: State Farm1-2 agents
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C Listed
Chavez Insurance Group
4.8 · <100 reviews on Google

Chavez Insurance Group is a Round Rock based agency offering home, auto, life, and other insurance products. They emphasize protecting families and supporting the community through various programs.

AutoBoatCommercial GLDisability+7 moreSpanish
Round Rock, TX· 7.5 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +781-2 agents
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F Listed
Freeway Insurance
4.8 · 100+ reviews on Google

Freeway can support all your insurance needs in all 50 U.S. States.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Hutto, TX· 8.0 mi
Carriers: Confie (parent MGA), Progressive County Mutual +41-2 agents
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R Listed
Ryan Landers - State Farm Insurance Agent
4.8 · 100+ reviews on Google

Ryan Landers State Farm Agency provides auto, home, condo, renters, life, health, business and pet insurance to customers in Texas and surrounding states. The agency emphasizes personalized service, 24/7 call/text support, and a commitment to protecting families and their assets.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Pflugerville, TX· 8.1 mi
Carriers: State Farm1-2 agents
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T Listed
Ted Alexander - State Farm Insurance Agent
4.8 · <100 reviews on Google31 yrs in business

State Farm agent for 31 years and has served the Taylor, TX community for 28 years. Graduated from Texas State University with an accounting degree and enjoys hiking, traveling, and raising horses. Provides auto, homeowners, renters, life, motorcycle and boat insurance among other services.

AutoBoatCommercial GLHomeowners+4 more
Taylor, TX· 8.1 mi
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm Classic Insurance Company +51-2 agents
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D Listed
Darren Featherstone - State Farm Insurance Agent
4.9 · 100+ reviews on Google37 yrs in business

Welcome to the Darren Featherstone State Farm Agency. Since 1989, the agency has been dedicated to helping individuals, families, and business owners with a full range of insurance services, including auto, home, renters, life, motorcycle, condo and business coverage. The bilingual team serves customers in English and Spanish and is highly rated on Google.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Georgetown, TX· 10.0 mi
Carriers: State Farm1-2 agents
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D Listed
Direct Auto Insurance
4.6 · <100 reviews on Google

Direct Auto agency at 100 Carlos Parker Blvd NW in Taylor, Texas offers car insurance, term life, roadside assistance, SR-22 and collision coverage. They provide flexible payment options and serve English- and Spanish-speaking customers. The office is located inside H.E.B. and is open Monday‑Friday 9:00 AM‑6:00 PM.

AutoCommercial GLHomeownersLife+2 moreSpanish
Hutto, TX· 8.0 mi
Carriers: Direct Auto Insurance1-2 agents
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T Listed
Todd Hargrove - State Farm Insurance Agent
4.9 · 100+ reviews on Google27 yrs in business

Todd Hargrove is a State Farm insurance agent in Georgetown, Texas offering auto, homeowners, renters, life, motorcycle, boat and farm insurance. He has been with State Farm since 1995 and operates an agency serving the Williamson County area. The agency emphasizes personalized service and community involvement.

AutoBoatCommercial GLFarm+5 more
Georgetown, TX· 9.5 mi
Carriers: State Farm1-2 agents
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.