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Life Insurance in Krum, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

24 life insurance agencies in Krum

Within 15 miles of Krum, TX. Click any agency to view profile, contact info, and request a quote.

NA

Neal & Neal Insurance Agency

Denton, TX· 8.1 mi
Agency
Popular
10+ agents

Neal & Neal Insurance Agency, Inc. is an independent agency serving businesses and families in Texas, Colorado, Oklahoma, Georgia, and New Mexico. They provide personalized service and a wide range of insurance products to meet personal and commercial needs.

AutoBoatCommercial GLCommercial Property+8 more
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GI

Glenn Davis Insurance

Denton, TX· 9.1 mi
Agency
20+ agents52yr

Glenn Davis Insurance represents many different companies and specializes in matching customers with coverage that provides the right protection for the best price. The agency has been serving Denton and the entire state of Texas since 1974.

Spanish
AutoBoatCommercial GLHomeowners+3 more
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, American Economy Insurance Company, American Fire and Casualty Company +59
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HL

Hermes Insurance Solutions LLC

Sanger, TX· 9.1 mi
Agency
20+ agents25yr

Hermes Insurance Solutions LLC is a locally owned independent agency serving Sanger, Muenster and surrounding North Texas communities. With over 25 years of experience, they help clients find auto, home, life, commercial and other insurance policies tailored to their needs. Their focus is on long‑lasting relationships and personalized service.

AutoHomeownersRentersCommercial GL+4 more
Carriers: American Economy Insurance Company, American Modern Property and Casualty Insurance Company, Dairyland County Mutual Insurance Company of Texas +29
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RH

Roxanne Haug - State Farm Insurance Agent

Sanger, TX· 8.8 mi
Agency
Very Popular
6+ agents12yr

Roxanne Haug State Farm Agent office in Sanger, Texas, serving individuals, families, and businesses across Sanger, Krum, Valley View, Denton and surrounding areas. Licensed in Texas and Oklahoma with over two decades of experience and operating since 2014.

AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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DG

D3 Insurance Group - Denton

Denton, TX· 11.8 mi
Agency
Popular
20+ agents

D3 Insurance Group is a new company, but do not let that fool you. Our combined experience of over 45 years is second to none. Our passion for knowing our clients on a personal level, combined with our D3 process, is unique to the insurance industry.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Carriers: Geico, Dairyland, Allstate +11
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CI

Century Insurance Agency, Inc

Denton, TX· 13.7 mi
Agency
Very Popular
10+ agents30yr

Century Insurance Agency, founded in 1996, is a full‑service independent insurance agency serving Texas with a network of 25 leading carriers. They offer personalized service through three Dallas‑area locations, matching clients with the right coverage for personal and commercial needs. Their focus is on quality, integrity, and superior service for individuals and businesses alike.

AutoBoatCommercial GLFarm+5 more
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SI

Sanchez Insurance

Denton, TX· 9.9 mi
Agency
10+ agents29yr

Sanchez Insurance has been serving the community since 1997, helping customers find affordable auto, home, life, and commercial coverage. Their staff assists with quoting, policy selection, and ongoing service, emphasizing personalized assistance and respect. They highlight a commitment to saving customers time and money.

Spanish
AutoCommercial GLHomeownersLife+3 more
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BI

Bigham Insurance

Argyle, TX· 12.8 mi
Agency
20+ agents13yr

Bigham Insurance has been serving Texas clients since 2013, offering personalized insurance solutions. Their agents specialize in auto, home, life, and commercial coverage, emphasizing individualized service for families and businesses.

AutoCommercial GLHomeownersLife+2 more
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CG

CeBallos Insurance Group

Sanger, TX· 9.1 mi
Agency
No reviews yet
10+ agents

CeBallos Insurance Group helps consumers save money, businesses reduce risk, and families protect their future. Serving Sanger and surrounding Texas communities, the agency offers a wide range of personal and commercial insurance solutions.

AutoBoatCommercial GLEarthquake+6 more
Carriers: AmGUARD Insurance Company, American Modern Property and Casualty Insurance Company, ENCOMPASS HOME AND AUTO INSURANCE COMPANY +4
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HL

Hutcherson Insurance Group, LLC

Denton, TX· 10.6 mi
Agency
New on InsurConnect
10+ agents

Hutcherson Insurance Group LLC is an independent agency serving the Denton area and the state of Texas. They provide a range of personal insurance products such as auto, homeowners, life, health, motorcycle, boat, flood and renters coverage, as well as commercial lines like liability, commercial property and umbrella. The agency emphasizes a dedicated team of agents to help customers save money.

AutoHomeownersLifeMotorcycle+7 more
Carriers: Ace American Insurance Company, Aetna Dental Inc., Aetna Health Inc. +52
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WI

Wade Hunt Insurance

Denton, TX· 10.5 mi
Agency
Popular
6+ agents

Wade Hunt Insurance is an independent agency specializing in auto, homeowners, life, and business insurance across Denton and the rest of Texas. Their focus is helping customers find the best coverage at affordable rates, emphasizing personalized service and peace of mind.

AutoCommercial GLHomeownersLife+2 more
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +94
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RS

Ricardo Sempertegui - State Farm Insurance Agent

Denton, TX· 8.9 mi
Agency
Very Popular
1-2 agents16yr

Ricardo Sempertegui, a State Farm Insurance Agent in Denton, TX, has served the community since 2010, offering auto, home, life, and business coverage. The agency is bilingual in English and Spanish and serves surrounding areas.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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SN

Stability Insurance Old North

Denton, TX· 12.2 mi
Agency
New on InsurConnect
10+ agents

Best Coat Insurance offers personal and commercial insurance with a low‑pressure approach, focusing on cost‑effective solutions and extensive discounts. They serve individuals and businesses across a range of coverages, emphasizing independent representation to find the best options.

AutoHomeownersRentersCommercial GL+7 more
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RI

Ryan Everet Insurance - Independent Agency

Denton, TX· 10.7 mi
Agency
Very Popular
1-2 agents

Ryan Everet Insurance Agency is an independent agency in Denton offering a range of personal and commercial insurance options. Their mission is to make doing business easy while providing a fun, informative experience so customers can make the best protection decisions.

AutoBoatCommercial GLHomeowners+4 more
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +80
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FB

Fredrick Insurance Brokers

Aubrey, TX· 10.5 mi
Agency
Very Popular
1-2 agents20yr

Fredrick Insurance Brokers is an independent, family‑owned health insurance agency in Denton, Texas that offers health, dental, group, small‑business and life coverage with zero broker fees. They compare over 50 carriers and provide enrollment, claims support, and ongoing service.

AutoCommercial GLDisabilityHomeowners+3 more
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HI

Healthmarkets Insurance - Amy Nicole Grissom

Aubrey, TX· 11.8 mi
Agency
Popular

HealthMarkets helps consumers find health, Medicare, dental, vision, supplemental and life insurance plans. Their licensed agents provide free, personalized assistance to match coverage with individual needs and budgets.

AutoCommercial GLHomeownersLife+2 more
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NC

Neill Christian - State Farm Insurance Agent

Denton, TX· 11.7 mi
Agency
Popular
1-2 agents6yr

Neill’s State Farm Insurance Agency serves Denton, TX and surrounding communities, offering a full range of insurance products such as auto, homeowners, renters, business, life and health coverage. Agent Neill Christian, a State Farm® licensed professional, combines over six years of team experience to help families and businesses protect what matters most.

AutoBoatCommercial GLCommercial Property+5 more
Carriers: State Farm
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MD

Michael Doranski: Allstate Insurance

Denton, TX· 10.2 mi
Agency
Popular
1-2 agents

Michael Doranski is a third‑generation Allstate insurance agent serving Denton, TX. He offers auto, home, renters, motorcycle, boat and life insurance and emphasizes personalized service and long‑term financial planning.

AutoBoatCommercial GLHomeowners+4 more
Carriers: Allstate
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GI

Gillum Insurance

Sanger, TX· 9.5 mi
Agency
New on InsurConnect

Gillum Insurance Agency in Sanger, TX helps clients find auto, life, and home insurance coverage, offering custom packages and special discounts.

AutoCommercial GLHomeownersLife+2 more
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MA

Michael Chaumont- State Farm Insurance Agent

Haslet, TX· 14.4 mi
Agency
Very Popular
1-2 agents19yr

Michael Chaumont State Farm Insurance agency in Justin, TX offers auto, homeowners, renters, life, motorcycle, boat and commercial insurance. The agency serves English and Spanish speakers and has been operating for about 19 years.

Spanish
AutoBoatCommercial GLCommercial Property+5 more
Carriers: State Farm
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HG

Harvest Insurance Group

Argyle, TX· 13.5 mi
Agency
Popular
1-2 agents

Harvest Insurance Group helps consumers save money, businesses reduce risk, and families protect their financial future. The agency serves Justin and surrounding Texas communities, offering a range of insurance products.

AutoBoatCommercial GLFlood+5 more
Carriers: AUGUSTAR LIFE INSURANCE COMPANY, Aetna Dental Inc., Aetna Health Inc. +21
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TS

Tailor Solbrack - State Farm Insurance Agent

Argyle, TX· 14.4 mi
Agency
Very Popular
1-2 agents

Tailor Solbrack State Farm office in Argyle, TX provides a range of insurance products including auto, homeowners, condo, renters, business, life, health and pet coverage. The agency serves customers across Texas and Oklahoma with a focus on personalized service.

AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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TG

Tommy Graham: Allstate Insurance

Denton, TX· 10.5 mi
Agency
1-2 agents

Tommy Graham is an Allstate insurance agent serving Denton, TX and surrounding areas. The agency offers a range of personal insurance products with a 4.6-star rating based on 491 reviews. Customers can contact the office by phone or schedule appointments for quotes.

AutoBoatCommercial GLHomeowners+4 more
Carriers: Allstate
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CI

Clay Hudnall, TWFG Insurance

Argyle, TX· 13.4 mi
Agency
New on InsurConnect
13yr

Clay Hudnall, operating as TWFG Insurance Services, provides auto, homeowner, life/health and commercial insurance solutions. The agency helps customers compare carriers to find savings and offers 24/7 online quotes for auto and home policies.

AutoCommercial GLHomeownersLife+2 more
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.