Life Insurance in Krum, TX
Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.
24 life insurance agencies in Krum
Within 15 miles of Krum, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Ricardo Sempertegui, a State Farm Insurance Agent in Denton, TX, has served the community since 2010, offering auto, home, life, and business coverage. The agency is bilingual in English and Spanish and serves surrounding areas.
Neal & Neal Insurance Agency, Inc. is an independent agency serving businesses and families in Texas, Colorado, Oklahoma, Georgia, and New Mexico. They provide personalized service and a wide range of insurance products to meet personal and commercial needs.
Fredrick Insurance Brokers is an independent, family‑owned health insurance agency in Denton, Texas that offers health, dental, group, small‑business and life coverage with zero broker fees. They compare over 50 carriers and provide enrollment, claims support, and ongoing service.
Roxanne Haug State Farm Agent office in Sanger, Texas, serving individuals, families, and businesses across Sanger, Krum, Valley View, Denton and surrounding areas. Licensed in Texas and Oklahoma with over two decades of experience and operating since 2014.
Michael Doranski is a third‑generation Allstate insurance agent serving Denton, TX. He offers auto, home, renters, motorcycle, boat and life insurance and emphasizes personalized service and long‑term financial planning.
Ryan Everet Insurance Agency is an independent agency in Denton offering a range of personal and commercial insurance options. Their mission is to make doing business easy while providing a fun, informative experience so customers can make the best protection decisions.
Glenn Davis Insurance represents many different companies and specializes in matching customers with coverage that provides the right protection for the best price. The agency has been serving Denton and the entire state of Texas since 1974.
Wade Hunt Insurance is an independent agency specializing in auto, homeowners, life, and business insurance across Denton and the rest of Texas. Their focus is helping customers find the best coverage at affordable rates, emphasizing personalized service and peace of mind.
Michael Chaumont State Farm Insurance agency in Justin, TX offers auto, homeowners, renters, life, motorcycle, boat and commercial insurance. The agency serves English and Spanish speakers and has been operating for about 19 years.
Hermes Insurance Solutions LLC is a locally owned independent agency serving Sanger, Muenster and surrounding North Texas communities. With over 25 years of experience, they help clients find auto, home, life, commercial and other insurance policies tailored to their needs. Their focus is on long‑lasting relationships and personalized service.
Harvest Insurance Group helps consumers save money, businesses reduce risk, and families protect their financial future. The agency serves Justin and surrounding Texas communities, offering a range of insurance products.
Neill’s State Farm Insurance Agency serves Denton, TX and surrounding communities, offering a full range of insurance products such as auto, homeowners, renters, business, life and health coverage. Agent Neill Christian, a State Farm® licensed professional, combines over six years of team experience to help families and businesses protect what matters most.
Sanchez Insurance has been serving the community since 1997, helping customers find affordable auto, home, life, and commercial coverage. Their staff assists with quoting, policy selection, and ongoing service, emphasizing personalized assistance and respect. They highlight a commitment to saving customers time and money.
Gillum Insurance Agency in Sanger, TX helps clients find auto, life, and home insurance coverage, offering custom packages and special discounts.
George Carranza opened his first Allstate agency in Denton in September 2014 and has since expanded to Argyle and Plano. The agency offers auto, home, renters, condo, boat, motorcycle, life and business insurance and provides bilingual service in English and Spanish.
HealthMarkets helps consumers find health, Medicare, dental, vision, supplemental and life insurance plans. Their licensed agents provide free, personalized assistance to match coverage with individual needs and budgets.
Bigham Insurance has been serving Texas clients since 2013, offering personalized insurance solutions. Their agents specialize in auto, home, life, and commercial coverage, emphasizing individualized service for families and businesses.
D3 Insurance Group is a new company, but do not let that fool you. Our combined experience of over 45 years is second to none. Our passion for knowing our clients on a personal level, combined with our D3 process, is unique to the insurance industry.
Tailor Solbrack State Farm office in Argyle, TX provides a range of insurance products including auto, homeowners, condo, renters, business, life, health and pet coverage. The agency serves customers across Texas and Oklahoma with a focus on personalized service.
Tommy Graham is an Allstate insurance agent serving Denton, TX and surrounding areas. The agency offers a range of personal insurance products with a 4.6-star rating based on 491 reviews. Customers can contact the office by phone or schedule appointments for quotes.
Gray Group Insurance provides a variety of personal and commercial insurance options, emphasizing that they work for the client rather than an insurance company.
Century Insurance Agency, founded in 1996, is a full‑service independent insurance agency serving Texas with a network of 25 leading carriers. They offer personalized service through three Dallas‑area locations, matching clients with the right coverage for personal and commercial needs. Their focus is on quality, integrity, and superior service for individuals and businesses alike.
Clay Hudnall, operating as TWFG Insurance Services, provides auto, homeowner, life/health and commercial insurance solutions. The agency helps customers compare carriers to find savings and offers 24/7 online quotes for auto and home policies.
Frequently asked questions
How much life insurance do I need?
A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.
Term vs whole life -- what's the difference?
Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.
Do I need a medical exam?
Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.