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Life Insurance in Midland, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

24 life insurance agencies in Midland

Within 15 miles of Midland, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 291.9 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
A Listed
Acceptance Insurance
4.9 · 412 reviews on Google

Acceptance Insurance provides a wide range of insurance products including auto, homeowners, renters, life, motorcycle, and boat coverage, serving customers across Texas. They offer a contact number (877‑405‑7102) for quotes and have an online location finder.

AutoBoatCommercial GLHomeowners+4 more
Midland, TX· 1.3 mi
Carriers: First Acceptance Insurance Company, Confie (parent MGA)6+ agents
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F Listed
Freeway Insurance
4.9 · 424 reviews on Google

Freeway can support all your insurance needs in all 50 U.S. States.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Midland, TX· 1.1 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
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F Listed
Freeway Insurance
4.9 · 434 reviews on Google

Freeway Insurance offers a wide range of insurance products across all 50 U.S. states, including auto, homeowners, renters, life, motorcycle and boat coverage. Their website provides tools to get quotes online or by phone and helps locate nearby offices.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Midland, TX· 1.5 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
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H Listed
Higginbotham - Midland
4.8 · 1 reviews on Google78 yrs in business

Higginbotham Midland offers a wide range of personal and business insurance solutions, including auto, homeowners, renters, life, boat, motorcycle, farm, and commercial coverages. With roots dating back to 1948, the agency combines local service with the resources of a national broker to serve individuals and businesses in the Permian Basin.

AutoHomeownersRentersFarm+6 more
Midland, TX· 4.8 mi
10+ agents
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D Listed
Darrell Orr - State Farm Insurance Agent
4.9 · 127 reviews on Google7 yrs in business

Darrell Orr is a State Farm insurance agent serving the Midland, Texas area since 2019. The agency offers a range of products including auto, homeowners, renters, boat, motorcycle, life, health, disability and business insurance, as well as financial services. They emphasize personalized service and community values.

AutoBoatCommercial GLDisability+5 moreSpanish
Midland, TX· 2.0 mi
Carriers: State Farm1-2 agents
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D Listed
Dustin Ptak Insurance
4.8 · 4 reviews on Google19 yrs in business

Dustin Ptak Insurance is an independent Texas agency offering personal and commercial risk management solutions, including home, auto, life, health, recreational vehicles, and commercial insurance.

AutoCommercial GLHomeownersLife+2 moreSpanish
Midland, TX· 1.1 mi
3-5 agents
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L Listed
Lara Sandlin - State Farm Insurance Agent
4.8 · 195 reviews on Google

Lara Sandlin is a State Farm® insurance agent serving Midland and Andrews, Texas, with over 25 years of experience. The agency offers a range of products including auto, homeowners, renters, life, motorcycle and boat insurance, and provides 24‑hour after‑hours service.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Midland, TX· 1.2 mi
Carriers: State Farm1-2 agents
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J Listed
Johnny Johnson Insurance
4.8 · 5 reviews on Google17 yrs in business

Johnny Johnson Insurance provides auto, home, life, commercial & business insurance in Midland and throughout Texas. The agency is known for friendly customer service and personalized guidance.

AutoCommercial GLHomeownersLife+2 more
Midland, TX· 0.8 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY +1023-5 agents
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A Listed
Abraham Gutierrez - State Farm Insurance Agent
4.8 · 101 reviews on Google28 yrs in business

Abraham Gutierrez is a State Farm agent in Midland, Texas, serving the community since 1998. The agency offers a range of personal insurance products including auto, home, renters, life, motorcycle and boat coverage, and emphasizes a personal touch and bilingual service.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Midland, TX· 2.9 mi
Carriers: State Farm1-2 agents
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H Listed
HERNANDEZ INSURANCE SERVICES GROUP
4.8 · 4 reviews on Google

Hernandez Insurance Group is an independent insurance agency that specializes in providing businesses and individuals with a range of insurance products. Their experienced staff helps build coverage portfolios from a wide variety of carriers.

AutoCommercial GLHomeownersLife+2 moreSpanish
Midland, TX· 0.4 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Kansas Inc. +103-5 agents
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T Listed
The Insurance Man & Associates
4.8 · 7 reviews on Google50 yrs in business

An independent insurance agency proudly serving the Permian Basin community and businesses since 1976. We specialize in commercial and personal insurance solutions, offering a full range of products to protect individuals and companies.

AutoHomeownersRentersCommercial GL+5 more
Midland, TX· 1.7 mi
Carriers: Aetna Dental Inc., Aetna Health Inc. +471-2 agents
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P Listed
Progressive Car Insurance
1.0 · 1 reviews on Google89 yrs in business

Progressive is a leading insurance company founded in 1937, offering a wide range of products including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood, and commercial liability coverage. It emphasizes discounts, 24/7/365 support, and convenient online quoting.

AutoHomeownersRentersUmbrella+5 moreSpanish
Midland, TX· 0.2 mi
Carriers: Progressive
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E Listed
Eddy Ohlenburg - State Farm Insurance Agent
4.7 · 113 reviews on Google

Eddy Ohlenburg is a State Farm agent in Midland, Texas, offering a range of personal and business insurance solutions. The agency emphasizes bilingual service for English and Spanish‑speaking customers and highlights over 55 years of experience in the community.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Midland, TX· 2.7 mi
Carriers: State Farm1-2 agents
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L Listed
Ledford Insurance Agency
4.6 · 32 reviews on Google

Ledford Insurance Agency, based in Midland, Texas, provides auto, home, commercial, boat, flood, life, motorcycle, and umbrella insurance coverage to Texas residents. They help clients find tailored policies and are committed to assisting when needed.

AutoBoatCommercial GLCommercial Property+6 more
Midland, TX· 1.7 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +851-2 agents
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Y Listed
Yorkman & Associates
4.3 · 47 reviews on Google35 yrs in business

Yorkman & Associates is an independent insurance and tax service agency founded in 1991, serving Midland and all of Texas with auto, home, commercial and life insurance solutions.

AutoCommercial GLHomeownersLife+2 moreSpanish
Midland, TX· 1.8 mi
Carriers: Progressive1-2 agents
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M Listed
Mike Lively Agency
4.8 · 53 reviews on Google17 yrs in business

Mike Lively Agency LLC provides business and personal insurance services throughout Midland, Odessa and the state of Texas. The agency emphasizes friendly customer service and personalized coverage solutions.

AutoCommercial GLHomeownersLife+2 more
Midland, TX· 3.7 mi
1-2 agents
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N Listed
Nationwide Insurance: Diana Ivonne Dominguez Agency
4.4 · 43 reviews on Google

Diana Dominguez Agency Inc is an independent Nationwide insurance agency serving Midland, TX, offering a range of personal and commercial insurance products such as auto, home, life, and small business coverage. They provide Nationwide On Your Side® reviews and help clients bundle policies for discounts.

AutoCommercial GLCommercial PropertyFarm+4 more
Midland, TX· 3.9 mi
Carriers: Nationwide
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D Listed
Debra Pena - State Farm Insurance Agent
4.9 · 286 reviews on Google

Debra Pena Insurance and Financial Services Inc. is a State Farm® agency serving Texas, Oklahoma, New Mexico, Louisiana and Arkansas, offering a range of insurance products such as auto, homeowners, renters, life, and business coverage. The agency emphasizes personalized service and community focus.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Midland, TX· 4.5 mi
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm Classic Insurance Company +51-2 agents
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E Listed
Ervin Insurance
4.8 · 7 reviews on Google

Ervin Insurance Agency is an independent agency serving Midland and West Texas. They provide a range of personal coverages such as auto, homeowners, life, disability, and motorcycle insurance, as well as commercial lines like general liability, commercial property and umbrella. Clients receive a dedicated team to handle their insurance needs.

AutoHomeownersRentersCommercial GL+7 more
Midland, TX· 2.4 mi
License on file (TDI)
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V Listed
Valles Insurance Agency
4.5 · 22 reviews on Google

Valles Insurance Agency’s dedicated staff helps customers find the right coverage across auto, home, commercial, life, and motorcycle insurance, emphasizing personalized service and cost savings.

AutoCommercial GLCommercial PropertyHomeowners+4 more
Midland, TX· 2.1 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +201-2 agents
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F Listed
Farmers Insurance - Christina Wright
4.8 · 16 reviews on Google

Licensed insurance agency in Midland, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Midland, TX· 3.2 mi
Carriers: Farmers Insurance
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N Listed
New York Life
4.0 · 1 reviews on Google181 yrs in business

New York Life is the largest mutual insurer in the United States, offering life, long‑term care, disability, investment, retirement and advisory solutions. With over 12,000 agents and advisors, the company has been serving families since 1845.

AutoCommercial GLDisabilityHomeowners+3 more
Midland, TX· 2.6 mi
License on file (TDI)
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T Listed
The Rushing Agency, LLC: Allstate Insurance
3.5 · 15 reviews on Google

The Rushing Agency, LLC is an Allstate insurance agency located in Midland, Texas. It offers a range of personal insurance products such as auto, homeowners, renters, motorcycle, life and boat coverage, and emphasizes local relationships and personalized service.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Midland, TX· 2.5 mi
Carriers: Allstate
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.