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Life Insurance in Palmer, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

24 life insurance agencies in Palmer

Within 15 miles of Palmer, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 66.9 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
D Listed
Davis Insurance Agency

Davis Insurance Agency is a local, family‑owned independent agency with over 50 years of experience, offering a full range of personal and commercial insurance products. They provide free estimates and aim to provide comprehensive coverage from auto and home to life, health, and umbrella policies.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Ennis, TX· 0.5 mi
Carriers: ACCC Insurance Company, Aegis Security Insurance Company +33
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C Listed
Cara Castellow - State Farm Insurance Agent
4.9 · 100+ reviews on Google10 yrs in business

Cara Castellow is a second‑generation State Farm agent in Ennis, Texas. Since opening her office in 2016, she and her bilingual team provide auto, homeowners, renters, life, motorcycle and boat insurance to the local community.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Ennis, TX· 8.0 mi
Carriers: State Farm1-2 agents
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J Listed
Jenny Vidrine - State Farm Insurance Agent
4.9 · 100+ reviews on Google30 yrs in business

Jenny Vidrine is a State Farm® insurance agent with over 30 years of experience, serving Ellis and Navarro Counties with a full range of services including auto, home, life, and business insurance. She combines extensive education and community involvement to help clients protect what matters most.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Ennis, TX· 8.1 mi
Carriers: State Farm1-2 agents
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C Listed
Cooper Insures
4.4 · <100 reviews on Google

Cooper Insures is an independent insurance agency offering a wide range of personal and commercial insurance products. They focus on comparing quotes from hundreds of carriers to provide tailored coverage and emphasize excellent customer service. The agency serves multiple Texas locations and highlights its bilingual support.

AutoBoatCommercial GLCommercial Property+5 moreSpanish
Ennis, TX· 7.9 mi
Carriers: Progressive, Safeco +10
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W Listed
Wester Insurance
4.6 · <100 reviews on Google

Wester Insurance Agency is an independent, local insurance agency in Ennis, Texas offering a range of coverage options including home, auto, life, boat, renters, motorcycle and commercial insurance. They focus on providing straightforward, no‑pressure advice and serve the Ennis community and surrounding rural areas.

AutoBoatCommercial GLCommercial Property+5 more
Ennis, TX· 7.9 mi
Carriers: ACUITY, A MUTUAL INSURANCE COMPANY, Ace American Insurance Company +951-2 agents
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A Listed
Adam Rope - State Farm Insurance Agent
4.9 · 500+ reviews on Google18 yrs in business

Adam Rope is a State Farm agent serving Waxahachie and Mansfield, Texas, offering auto, homeowners, renters, life, motorcycle and boat insurance among other products. The agency highlights over 60 years combined State Farm experience and has a 4.9/5 rating on Google with 616 reviews.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Waxahachie, TX· 10.1 mi
Carriers: State Farm1-2 agents
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R Listed
Rollo Insurance
4.8 · <100 reviews on Google

Rollo Insurance is a network of local agents dedicated to helping customers build their American Dream by offering a range of insurance options. They emphasize personal relationships, trust, and long‑term support for home, auto, business, farm, life, and recreation needs.

AutoBoatCommercial GLCommercial Property+7 more
Ennis, TX· 8.2 mi
1-2 agents
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L Listed
Local Insurance & Income Tax
4.8 · <100 reviews on Google

Locally owned and operated, this agency offers guidance and support to help customers find the best auto insurance rates and file taxes. They emphasize professional, quality customer service and serve the neighborhood directly. Their mission is to provide better rates and better service across multiple insurance lines.

AutoCommercial GLHomeownersLife+2 moreSpanish
Ennis, TX· 8.0 mi
Carriers: Alinsco Insurance Company, American Access Casualty Company +151-2 agents
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K Listed
Kimberly Giddings - State Farm Insurance Agent
4.8 · <100 reviews on Google31 yrs in business

Kimberly Giddings is a State Farm agent serving the Lancaster, TX area since 1995. She holds a B.S. from Southeastern Oklahoma State University and leads a bilingual team offering a range of personal and business insurance products.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Lancaster, TX· 12.7 mi
Carriers: State Farm
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E Listed
Ellis County Legacy Insurance Agency PLLC
4.8 · <100 reviews on Google

Ellis County Legacy Insurance Agency PLLC provides health, life, and auto insurance solutions to families and businesses in Ellis County, Texas, emphasizing personalized coverage and a family‑oriented approach.

AutoCommercial GLHomeownersLife+2 moreSpanish
Ennis, TX· 8.0 mi
1-2 agents
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C Listed
Cooper Insures
4.4 · <100 reviews on Google

Cooper Insures is an independent insurance agency that helps protect assets by offering a wide range of insurance options. They emphasize personalized service, comparing quotes from hundreds of carriers to find the best coverage and price. Their core values focus on quality coverage, excellent customer service, and long‑term client relationships.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Waxahachie, TX· 10.2 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +37
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N Listed
Nickie Weyrauch: Allstate Insurance
4.4 · <100 reviews on Google19 yrs in business

Nickie Weyrauch is an Allstate Insurance Agent in Red Oak, TX. She has been licensed since 2003 and opened her own agency in 2007, serving the local community with auto, home, renters, motorcycle, boat, and life insurance. She emphasizes personal relationships and family values.

AutoBoatCommercial GLHomeowners+4 more
Red Oak, TX· 9.2 mi
Carriers: Allstate1-2 agents
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P Listed
PAC Insurance Agency
4.8 · <100 reviews on Google41 yrs in business

An Insurance Agency That's Here For All Texans. Insurance for Every Area of Your Life. Having peace of mind is important — and the right insurance is the best way to achieve this.

AutoCommercial GLHomeownersLife+2 more
Waxahachie, TX· 9.5 mi
Carriers: ANCHOR GENERAL INSURANCE COMPANY, Aegis Security Insurance Company +651-2 agents
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S Listed
Steve Boulton - State Farm Insurance Agent
4.7 · <100 reviews on Google20 yrs in business

Steve Boulton State Farm serves the Waxahachie, TX area, offering a wide range of insurance products. Since opening in 2006, the agency combines over 20 years of experience with a bilingual, veteran‑owned team dedicated to personalized service.

AutoCommercial GLHomeownersLife+2 moreSpanish
Waxahachie, TX· 10.2 mi
Carriers: State Farm1-2 agents
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F Listed
Farmers Insurance - Daniel Jones
4.9 · 100+ reviews on Google

Licensed insurance agency in Waxahachie, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Waxahachie, TX· 8.9 mi
Carriers: Farmers Insurance1-2 agents
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E Listed
Ellis County Insurance Agency
4.8 · <100 reviews on Google

Ellis County Insurance Agency is a full‑service independent insurance agency that works with dozens of companies to secure the best rates for customers. They offer free quotes for home, auto, commercial and life insurance and help clients with the application and claim process.

AutoHomeownersRentersCommercial Property+3 more
Waxahachie, TX· 9.6 mi
Carriers: CMFG Life Insurance Company
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A Listed
Andrea Walton - State Farm Insurance Agent
4.7 · 100+ reviews on Google32 yrs in business

Andrea Walton is a State Farm insurance agent serving Red Oak, TX since 1994. The agency offers auto, home, and other personal insurance products and emphasizes community involvement and personalized service.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Waxahachie, TX· 12.2 mi
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm County Mutual Insurance Company of Texas +41-2 agents
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F Listed
Farmers Insurance - Christopher Bearden
4.8 · <100 reviews on Google

Licensed insurance agency in Waxahachie, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Waxahachie, TX· 10.6 mi
Carriers: Farmers
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F Listed
Farmers Insurance - James Edwards
4.8 · <100 reviews on Google

Licensed insurance agency in Ennis, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Ennis, TX· 8.2 mi
Carriers: Farmers Insurance
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F Listed
Farmers Insurance - Brisa Rodriguez
4.8 · <100 reviews on Google

Licensed insurance agency in Ennis, TX; represents 22 carriers.

AutoCommercial GLHomeownersLife+2 more
Ennis, TX· 8.0 mi
Carriers: Economy Fire & Casualty Company, Economy Preferred Insurance Company +201-2 agents
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S Listed
State Farm: Kip Fedora
4.5 · <100 reviews on Google

The Kip Fedora State Farm Insurance office serves Waxahachie, TX, offering a range of insurance and financial services including auto, homeowners, renters, life, motorcycle, and boat coverage. Led by State Farm agent Kip Fedora, the agency has over 48 years of combined team experience and serves the Ellis County area.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Waxahachie, TX· 10.4 mi
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm Classic Insurance Company +51-2 agents
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E Listed
Ennis Insurance: Allstate Insurance
4.8 · <100 reviews on Google

Find an Allstate agent near you to help with auto, home, and life insurance needs in Texas.

AutoCommercial GLHomeownersLife+2 more
Ennis, TX· 8.8 mi
Carriers: Allstate1-2 agents
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T Listed
Texas Insurance Butler
4.8 · <100 reviews on Google

Texas Insurance Butler, powered by NOBS Insurance Group, provides tailored health, dental, vision, Medicare, life, and supplemental insurance solutions for families in Texas. They focus on personalized service and building long‑lasting client relationships based on trust and expertise.

AutoCommercial GLHomeownersLife+2 more
Waxahachie, TX· 9.5 mi
1-2 agents
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.