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Life Insurance in Rusk, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

10 life insurance agencies in Rusk

Within 15 miles of Rusk, TX. Click any agency to view profile, contact info, and request a quote.

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LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 116.5 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
S Listed
State Farm: Jay Jackson
4.9 · 100+ reviews on Google32 yrs in business

Jay Jackson is a State Farm agent in Jacksonville, TX, offering auto, homeowners, renters, life, motorcycle and boat insurance, and provides personalized service with a focus on the local community.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Jacksonville, TX· 14.6 mi
Carriers: State Farm
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J Listed
Jeremy Harmel - State Farm Insurance Agent
4.8 · <100 reviews on Google26 yrs in business

Welcome to the Jeremy Harmel State Farm Agent office, where we have proudly served Jacksonville, TX, and beyond since 2000. Our dedicated team brings over 120 years of combined experience to help you find the right insurance solution.

AutoBoatCommercial GLDisability+5 moreSpanish
Jacksonville, TX· 12.9 mi
Carriers: State Farm1-2 agents
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F Listed
Freeway Insurance
4.9 · 100+ reviews on Google

Freeway provides a wide range of insurance products including auto, homeowners, renters, life, motorcycle and boat coverage, serving customers across all 50 U.S. states through its retail stores.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Jacksonville, TX· 14.2 mi
Carriers: Confie (parent MGA), Progressive County Mutual +41-2 agents
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F Listed
Farmers Insurance - Jorge Aragon
4.8 · <100 reviews on Google

Licensed insurance agency in Jacksonville, TX; represents 29 carriers.

AutoCommercial GLHomeownersLife+2 more
Jacksonville, TX· 14.3 mi
Carriers: Ameritas Life Insurance Corp., BANNER LIFE INSURANCE COMPANY +27
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I Listed
Insured by Demetric

Insured by Demetric is an independent insurance agency that specializes in home, auto, and life insurance, serving Jacksonville and the rest of Texas. They work with top carriers to find the best coverage for personal and business needs.

AutoCommercial GLHomeownersLife+2 more
Jacksonville, TX· 14.3 mi
License on file (TDI)
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B Listed
Baker Hometown Insurance

Baker Hometown Insurance is a local agency in Jacksonville, Texas offering Medicare guidance, individual and family health plans, and various other insurance options such as dental, vision, life, and critical illness coverage.

AutoCommercial GLHomeownersLife+2 more
Jacksonville, TX· 14.4 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Texas Inc. +201-2 agents
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J Listed
Jacksonville Insurance
4.1 · <100 reviews on Google38 yrs in business

Jacksonville Insurance is a family‑owned agency offering auto, home, business, and life insurance solutions. With 38 years of experience they serve customers in Jacksonville and Bullard, Texas, helping them save money and protect their assets.

AutoHomeownersRentersFlood+6 more
Jacksonville, TX· 14.8 mi
1-2 agents
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R Listed
Royon Insurance
4.8 · <100 reviews on Google

Licensed insurance agency in Jacksonville, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Jacksonville, TX· 14.6 mi
Carriers: Farmers Insurance1-2 agents
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F Listed
Farmers Insurance - Vance Royon
3.7 · <100 reviews on Google

Licensed insurance agency in Jacksonville, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Jacksonville, TX· 14.8 mi
Carriers: Farmers1-2 agents
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.