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Life Insurance in Salado, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

24 life insurance agencies in Salado

Within 15 miles of Salado, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 50.2 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
V Listed
Veronica Logan - State Farm Insurance Agent
4.9 · 100+ reviews on Google6 yrs in business

Veronica Logan State Farm Agency in Belton, TX offers a range of personal and small‑business insurance products and emphasizes bilingual (English/Spanish) service and community focus.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Belton, TX· 10.8 mi
Carriers: State Farm
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F Listed
Farmers Insurance - Alicia Vahrenkamp
4.8 · <100 reviews on Google

Licensed insurance agency in Belton, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Belton, TX· 3.6 mi
Carriers: Farmers1-2 agents
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L Listed
Leah McGee - State Farm Insurance Agent
4.9 · 100+ reviews on Google14 yrs in business

Leah McGee, a State Farm agent, has been serving individuals and families in Harker Heights, Texas and surrounding areas for 14 years, offering personalized insurance solutions for auto, homeowners, renters, life, and more. She emphasizes clear conversations, community involvement, and dependable service.

AutoBoatCommercial GLHomeowners+4 moreFrench
Harker Heights, TX· 10.3 mi
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm County Mutual Insurance Company of Texas +41-2 agents
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G Listed
Garrett Stanley - State Farm Insurance Agent
4.8 · <100 reviews on Google

Garrett Stanley is a State Farm insurance agent serving Jarrell, TX, offering auto, home, life, and other insurance products with a focus on personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 more
Terrell, TX· 8.7 mi
Carriers: State Farm1-2 agents
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G Listed
Gary Morse: Allstate Insurance
4.6 · <100 reviews on Google

Gary Morse is an Allstate insurance agent in Harker Heights, TX offering a range of personal and commercial insurance products including auto, home, renters, condo, motorcycle, life, boat, and specialty coverage. He serves the local community with English and Spanish support.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Harker Heights, TX· 10.9 mi
Carriers: Allstate
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R Listed
Rollo Insurance
4.8 · <100 reviews on Google

Rollo Insurance is a community‑focused agency that helps clients build their American Dream through personalized insurance solutions. They emphasize lasting relationships and trust, offering a range of coverage options to meet life’s changing needs.

AutoHomeownersRentersCommercial GL+7 more
Jarrell, TX· 8.2 mi
1-2 agents
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B Listed
Bryce Welborn - State Farm Insurance Agent
4.8 · <100 reviews on Google

Bryce Welborn is a third‑generation State Farm insurance agent serving Harker Heights and surrounding Texas communities. He offers a full range of personal and business insurance products, including auto, homeowners, renters, life, boat, and motorcycle coverage.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Harker Heights, TX· 10.6 mi
Carriers: State Farm1-2 agents
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J Listed
John Corsi - State Farm Insurance Agent
4.9 · 100+ reviews on Google9 yrs in business

John Corsi opened his State Farm agency in 2017 in Belton, Texas, serving Bell, Williamson, and McLennan counties. The team emphasizes personalized service, bilingual support (English and Spanish), and over 50 years of combined experience. They offer a range of insurance products and are active in the local community.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Belton, TX· 12.8 mi
Carriers: State Farm1-2 agents
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F Listed
Farmers Insurance - Dereck Sayers
4.8 · <100 reviews on Google

Licensed insurance agency in Jarrell, TX; represents 8 carriers.

AutoCommercial GLHomeownersLife+2 more
Jarrell, TX· 7.8 mi
Carriers: Alinsco Insurance Company, Berkley Regional Insurance Company +61-2 agents
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W Listed
William Rochelle: Allstate Insurance
4.5 · <100 reviews on Google

Allstate Insurance offers auto, home, and life insurance coverage throughout Texas, with a network of local agents to help customers find policies that fit their needs.

AutoCommercial GLHomeownersLife+2 more
Killeen, TX· 12.1 mi
Carriers: Allstate
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N Listed
Nan Hawthorne - State Farm Insurance Agent
4.6 · <100 reviews on Google104 yrs in business

State Farm is a long‑standing insurance provider offering a wide range of products including auto, home, renters, life, boat and motorcycle coverage, with a focus on bundling discounts and digital tools for policy management.

AutoBoatCommercial GLHomeowners+4 more
Harker Heights, TX· 10.7 mi
Carriers: State Farm1-2 agents
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A Listed
Alan Cox - State Farm Insurance Agent
4.9 · 100+ reviews on Google26 yrs in business

Alan Cox State Farm is a Texas‑based insurance agency offering auto, homeowners, renters, life and other insurance products. Founded in 2000, the agency emphasizes personalized service and long‑term community relationships.

AutoCommercial GLHomeownersLife+2 more
Killeen, TX· 14.1 mi
Carriers: State Farm1-2 agents
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F Listed
Farmers Insurance - Simmon Hahnenberg
4.8 · <100 reviews on Google

Licensed insurance agency in Jarrell, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Jarrell, TX· 8.6 mi
Carriers: Farmers1-2 agents
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K Listed
Kalynn Tindall - State Farm Insurance Agent
4.9 · 100+ reviews on Google

Kalynn Tindall Ins Agency Inc is a State Farm agency serving Killeen, Texas and surrounding communities. The agency offers a range of products including auto, homeowners, renters, life, motorcycle and boat insurance, as well as business and health options. Kalynn Tindall, a State Farm agent and ChFC®, leads the team with a focus on personalized service.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Killeen, TX· 13.8 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +51-2 agents
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E Listed
Evans Ewan & Brady Insurance
4.8 · <100 reviews on Google98 yrs in business

Evans, Ewan & Brady Insurance Agency, Inc. is an independent agency based in Georgetown, Texas serving Central Texas with auto, homeowner, commercial, life and health insurance solutions since 1928.

AutoCommercial GLHomeownersLife+2 more
Belton, TX· 12.7 mi
Carriers: Allstate, American Modern Insurance Group +31-2 agents
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D Listed
Doug Tracey: Allstate Insurance
4.6 · <100 reviews on Google

Doug Tracey is an Allstate insurance agent serving Killeen, TX, offering a range of personal insurance products including auto, homeowners, renters, motorcycle, life, and boat coverage. With a 4.8 rating from over 500 reviews, he provides personalized quotes and appointments for local residents.

AutoBoatCommercial GLHomeowners+4 more
Killeen, TX· 12.7 mi
Carriers: Allstate1-2 agents
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K Listed
Kenneth Moger Jr: Primerica - Financial Services
4.8 · <100 reviews on Google49 yrs in business

Primerica is a financial services company that offers term life insurance, auto and home insurance referral programs, investments, mortgage loans, and other financial protection services. It has been operating since 1977 and positions itself as a trusted provider for middle‑income families.

AutoCommercial GLHomeownersLife+2 moreSpanish
Harker Heights, TX· 10.6 mi
Carriers: Primerica1-2 agents
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L Listed
Liz Jessen: Primerica - Financial Services
4.8 · <100 reviews on Google49 yrs in business

Since 1977, Primerica has helped middle‑income families learn personal finance principles, reduce debt, and plan for the unexpected. It is the second largest issuer of term life insurance in the U.S. and was named the Most Trusted Life Insurance Company in 2022.

AutoCommercial GLHomeownersLife+2 moreSpanish
Belton, TX· 11.2 mi
Carriers: Primerica, National Benefit Life Insurance Company1-2 agents
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F Listed
Freeway Insurance
4.9 · 100+ reviews on Google

Licensed insurance agency in Killeen, TX; represents 6 carriers.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Killeen, TX· 13.5 mi
Carriers: Confie (parent MGA), Progressive County Mutual +41-2 agents
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R Listed
Ross Caviness - State Farm Insurance Agent
4.5 · <100 reviews on Google41 yrs in business

Ross Caviness is a State Farm® agent in Killeen, Texas, serving the community since 1985. He offers a range of insurance products including auto, homeowners, renters, life, motorcycle and boat coverage. The agency highlights 41 years of local experience and a 4.5‑star rating on Google.

AutoBoatCommercial GLHomeowners+4 more
Killeen, TX· 13.8 mi
Carriers: State Farm1-2 agents
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A Listed
Acrisure Temple, TX (The David Nix Agency)
4.8 · <100 reviews on Google

Acrisure is an insurance and business solutions provider offering personal and commercial coverage, employee benefits, cybersecurity, and more. They connect customers to a range of insurance options through advanced technology and a team of experts.

AutoCommercial GLFloodHomeowners+3 more
Temple, TX· 14.1 mi
1-2 agents
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K Listed
Kimberley Curb: Allstate Insurance
4.4 · <100 reviews on Google

Kimberley Curb is an Allstate insurance agent in Killeen, Texas, serving the local community with auto, home, renters, motorcycle, life, and boat insurance. She emphasizes personal relationships, ethical service, and helping customers make informed insurance decisions.

AutoBoatCommercial GLHomeowners+4 more
Killeen, TX· 14.4 mi
Carriers: Allstate1-2 agents
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E Listed
Extraco Insurance | Belton
4.8 · <100 reviews on Google

Extraco Insurance offers home, auto, life, and business insurance options, helping customers find competitive rates and tailored coverage.

AutoCommercial GLHomeownersLife+2 more
Belton, TX· 12.4 mi
1-2 agents
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.