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Life Insurance in San Juan, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

24 life insurance agencies in San Juan

Within 15 miles of San Juan, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 378.1 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
A Listed
Amtex Insurance
4.9 · 100+ reviews on Google

Real Insurance for Real People. Affordable auto, home, and business insurance protecting what matters most to you.

AutoCommercial GLHomeownersLife+3 more
Pharr, TX· 3.5 mi
Carriers: ACCC Insurance Company, American Access Casualty +10
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A Listed
Amtex Insurance
4.8 · <100 reviews on Google25 yrs in business

Amtex Insurance provides affordable auto, home, and business insurance solutions, emphasizing real‑people service and community focus. Since its founding, the agency has aimed to offer reliable coverage without high costs, highlighting a "people first" approach.

AutoCommercial GLHomeownersLife+3 more
San Juan, TX· 4.2 mi
Carriers: ACCC Insurance Company, American Access Casualty +10
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A Listed
Abelardo Ramirez-Meda: Allstate Insurance
4.9 · 500+ reviews on Google27 yrs in business

Abelardo Ramirez-Meda is an Allstate insurance agent in McAllen, TX offering auto, home, renters, motorcycle, life, and boat insurance. He has been with Allstate since 1999 and serves English‑ and Spanish‑speaking customers throughout the McAllen area.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Mcallen, TX· 4.9 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Kansas Inc. +35
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R Listed
RG Insurance Agency
4.8 · <100 reviews on Google17 yrs in business

RG Insurance Agency, a family‑owned Texas insurer founded in 2009, offers a range of personal and commercial coverage options. As a licensed Progressive Agent, the agency focuses on affordable, flexible policies for auto, home, life, motorcycle, boat, and more, serving the Pharr, McAllen, and Alamo areas.

AutoHomeownersLifeMotorcycle+3 more
Pharr, TX· 4.4 mi
Carriers: Progressive
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D Listed
Direct Auto Insurance
4.8 · <100 reviews on Google

Direct Auto is a local insurance agency in Alamo, Texas offering auto, term life, and SR‑22 insurance along with roadside assistance and flexible payment options. The office serves the community with extended weekday hours and provides direct quotes online or in‑person.

AutoCommercial GLHomeownersLife+3 more
Alamo, TX· 3.5 mi
Carriers: Direct Auto1-2 agents
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G Listed
Greenspoint Insurance - San Juan
4.8 · <100 reviews on Google

Greenspoint Insurance is a McAllen, TX based agency offering auto, home, life, health, and other insurance services. They partner with multiple carriers to provide a range of coverage options for individuals and families.

AutoHomeownersLife
San Juan, TX· 3.3 mi
License on file (TDI)
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M Listed
Myriam Guerra: Allstate Insurance
4.8 · 100+ reviews on Google

Our family has operated an Allstate Agency in Weslaco for over 25 years, helping customers with home, auto, life, and other insurance needs. We are a family‑oriented business that treats employees and customers like family and offers professional service and solutions.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Mcallen, TX· 5.0 mi
Carriers: Allstate
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V Listed
Valley Insurance Providers
4.9 · 100+ reviews on Google20 yrs in business

Personal and Commercial Insurance agency in San Juan, TX, serving the local community for over 20 years. The staff assists customers with life, auto, homeowners, flood, and motorcycle insurance, helping them choose the right policies from multiple carriers.

AutoCommercial GLFloodHomeowners+4 more
San Juan, TX· 3.4 mi
1-2 agents
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T Listed
Truckers Insurance
4.9 · 100+ reviews on Google

Truckers Insurance Agency is a local, family‑owned insurance agency with over 100 years of combined experience serving clients throughout Texas. They provide affordable auto, home, health, life, and commercial insurance to the Rio Grande Valley and surrounding areas.

AutoCommercial GLHomeownersLife+2 more
San Juan, TX· 3.4 mi
1-2 agents
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A Listed
Amtex Insurance
4.8 · 100+ reviews on Google

Amtex Insurance provides affordable auto, home, renters, and commercial insurance solutions with a focus on personal, local service. With over 25 years of experience, they emphasize quick quotes, multiple carrier options, and community involvement. Their mission is to deliver real insurance for real people across Texas.

AutoCommercial GLHomeownersLife+3 more
Mcallen, TX· 6.6 mi
Carriers: ACCC Insurance Company, American Access Casualty +10
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D Listed
Direct Auto Insurance
4.6 · <100 reviews on Google

Direct Auto is a car insurance agency located at 1300 S Cage Blvd in Pharr, TX offering auto, term life, SR‑22 and roadside assistance with flexible payment options.

AutoCommercial GLHomeownersLife+2 more
Pharr, TX· 2.5 mi
Carriers: Direct Auto Insurance, National General Insurance Group1-2 agents
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V Listed
Victor Reyna - State Farm Insurance Agent
4.5 · <100 reviews on Google15 yrs in business

Victor Reyna State Farm serves the Hidalgo County community with over fifteen years of insurance experience. He opened his own agency in Pharr, Texas in 2011 and added a second office in Weslaco. The agency offers a range of personal and commercial insurance products and serves English‑ and Spanish‑speaking customers.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Pharr, TX· 2.7 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +51-2 agents
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D Listed
Direct Auto Insurance
4.6 · <100 reviews on Google

Direct Auto agents in San Juan, TX offer flexible payment options and a range of insurance products including car insurance, term life insurance, roadside assistance, and SR‑22 filings. The office is located inside the H.E.B. and serves English and Spanish speaking customers.

AutoCommercial GLHomeownersLife+2 moreSpanish
Pharr, TX· 3.4 mi
Carriers: Direct Auto Insurance, National General Insurance Group1-2 agents
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F Listed
Farmers Insurance - Griselda Melendez
4.9 · 500+ reviews on Google

Farmers Insurance agent Griselda Melendez serves the Pharr, Texas area.

AutoCommercial GLHomeownersLife+2 more
Mcallen, TX· 4.9 mi
Carriers: Farmers1-2 agents
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R Listed
Rick Puente Insurance
4.7 · <100 reviews on Google25 yrs in business

Since 2001, Rick Puente Insurance has been providing the valley with outstanding rates and excellent customer service. By placing the customer’s needs above everything else, they build long‑term relationships based on trust, confidence, and respect.

AutoCommercial GLFloodHomeowners+4 more
San Juan, TX· 4.4 mi
Carriers: Alinsco Insurance Company, GEICO County Mutual Insurance Company +91-2 agents
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R Listed
Raul Resendez - State Farm Insurance Agent
4.7 · 100+ reviews on Google

State Farm agency represented by Agent Raul Resendez in San Juan, Texas, offering a wide range of insurance products including auto, homeowners, renters, motorcycle, boat, life, disability, umbrella and farm coverage. The site emphasizes bundling discounts, digital tools, and a 4.8‑star rating with over a million app reviews.

AutoBoatCommercial GLDisability+6 more
San Juan, TX· 3.5 mi
Carriers: State Farm1-2 agents
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S Listed
Statewide Insurance
4.3 · <100 reviews on Google25 yrs in business

Statewide Insurance has been serving the Texas Rio Grande Valley for 25 years, offering personalized and affordable coverage across multiple locations. The family‑owned agency emphasizes real, face‑to‑face service and a full suite of products for individuals and businesses.

AutoBoatCommercial GLCommercial Property+5 more
Pharr, TX· 3.9 mi
License on file (TDI)
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A Listed
Affordable Health Insurance Agency, LLC | Tomas Sanchez
4.9 · 100+ reviews on Google

Get Covered Insurance Agency is a family‑focused insurance brokerage in McAllen, Texas offering Medicare Advantage, Medicare Supplement, ACA marketplace, funeral and life insurance plans along with credit repair, tax preparation, and notary services. They provide free, unbiased consultations to help clients choose the right coverage.

AutoCommercial GLHomeownersLife+2 moreSpanish
Mcallen, TX· 7.6 mi
License on file (TDI)
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E Listed
Elizabeth Gutierrez: Allstate Insurance
4.0 · <100 reviews on Google

Elizabeth Gutierrez is an Allstate insurance agent serving San Juan, TX and nearby areas. She offers a range of policies including auto, homeowners, renters, motorcycle, life, and boat insurance. Clients can call her directly or schedule an appointment for quotes.

AutoBoatCommercial GLHomeowners+4 moreSpanish
San Juan, TX· 3.3 mi
Carriers: Allstate
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J Listed
J.O.A. Insurance Agency LLC
4.8 · <100 reviews on Google

JOA Insurance is an agency that cares about what is most important to you, offering personal insurance solutions such as life coverage.

AutoCommercial GLHomeownersLife+2 more
Pharr, TX· 3.1 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Texas Inc. +111-2 agents
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U Listed
Univista Insurance
4.9 · 100+ reviews on Google

Welcome to Univista Insurance, where we craft insurance solutions tailored to your unique needs. Our dedicated agent Javier Villa provides personalized service in McAllen, TX, offering auto, home, commercial, life and health insurance.

AutoCommercial GLCommercial PropertyHomeowners+3 moreSpanish
Mcallen, TX· 6.4 mi
1-2 agents
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C Listed
Connect Insurance & Tax Service
4.0 · <100 reviews on Google

Connect Insurance Network empowers independent agents and connects clients to a variety of insurance options. The agency bridges the gap between agents and consumers, offering tools, resources, and direct market access to help grow businesses and find affordable coverage.

AutoBoatCommercial GLCommercial Property+5 more
San Juan, TX· 3.8 mi
License on file (TDI)
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B Listed
Brenda Gomez: Allstate Insurance
4.9 · 100+ reviews on Google12 yrs in business

Brenda Gomez has been serving the McAllen, TX area since 2009 and opened her Allstate agency with her husband in September 2014. The agency offers a range of insurance products, provides bilingual service in English and Spanish, and is active in local charitable outreach.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Mcallen, TX· 7.0 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +101-2 agents
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.