Life Insurance in Shady Shores, TX
Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.
24 life insurance agencies in Shady Shores
Within 15 miles of Shady Shores, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Fredrick Insurance Brokers is an independent, family‑owned health insurance agency in Denton, Texas that offers health, dental, group, small‑business and life coverage with zero broker fees. They compare over 50 carriers and provide enrollment, claims support, and ongoing service.
Ricardo Sempertegui, a State Farm Insurance Agent in Denton, TX, has served the community since 2010, offering auto, home, life, and business coverage. The agency is bilingual in English and Spanish and serves surrounding areas.
Emily Smith is a second‑generation State Farm agent with over 15 years of experience serving the DFW area. She and her bilingual team help customers with auto, home, life, health, small business, renters, RV and boat insurance. The agency focuses on personalized service and community support.
George Carranza opened his first Allstate agency in Denton in September 2014 and has since expanded to Argyle and Plano. The agency offers auto, home, renters, condo, boat, motorcycle, life and business insurance and provides bilingual service in English and Spanish.
Ryan Dunn State Farm Agency serves the Dallas‑Fort Worth Metroplex offering a full range of State Farm insurance products. The agency emphasizes personalized, virtual and in‑person service and has been operating since January 2022.
Michael Doranski is a third‑generation Allstate insurance agent serving Denton, TX. He offers auto, home, renters, motorcycle, boat and life insurance and emphasizes personalized service and long‑term financial planning.
Kolby Sykes is a local Allstate agent in Cross Roads, TX who helps individuals, families, and business owners find affordable, reliable insurance solutions. He emphasizes personal relationships and offers guidance on auto, home, renters, life, and business coverage. The agency focuses on clear, easy-to-understand service for the Denton County community.
Century Insurance Agency, founded in 1996, is a full‑service independent insurance agency serving Texas with a network of 25 leading carriers. They offer personalized service through three Dallas‑area locations, matching clients with the right coverage for personal and commercial needs. Their focus is on quality, integrity, and superior service for individuals and businesses alike.
Ryan Everet Insurance Agency is an independent agency in Denton offering a range of personal and commercial insurance options. Their mission is to make doing business easy while providing a fun, informative experience so customers can make the best protection decisions.
Neill’s State Farm Insurance Agency serves Denton, TX and surrounding communities, offering a full range of insurance products such as auto, homeowners, renters, business, life and health coverage. Agent Neill Christian, a State Farm® licensed professional, combines over six years of team experience to help families and businesses protect what matters most.
Wade Hunt Insurance is an independent agency specializing in auto, homeowners, life, and business insurance across Denton and the rest of Texas. Their focus is helping customers find the best coverage at affordable rates, emphasizing personalized service and peace of mind.
Neal & Neal Insurance Agency, Inc. is an independent agency serving businesses and families in Texas, Colorado, Oklahoma, Georgia, and New Mexico. They provide personalized service and a wide range of insurance products to meet personal and commercial needs.
HealthMarkets helps consumers find health, Medicare, dental, vision, supplemental and life insurance plans. Their licensed agents provide free, personalized assistance to match coverage with individual needs and budgets.
D3 Insurance Group is a new company, but do not let that fool you. Our combined experience of over 45 years is second to none. Our passion for knowing our clients on a personal level, combined with our D3 process, is unique to the insurance industry.
Tommy Rosales is a State Farm® agent serving Aubrey, Denton and Collin County since 2018. He and his team offer a range of personal and business insurance solutions, emphasizing personal relationships and community values. With over 60 years combined experience, they focus on protecting families and local businesses.
Tim Holland Insurance Group is a State Farm agency located in Aubrey, Texas, serving Denton County and surrounding communities. They offer personal and business insurance solutions including auto, homeowners, renters, life, motorcycle and boat coverage. The agency emphasizes local involvement and community service.
Sanchez Insurance has been serving the community since 1997, helping customers find affordable auto, home, life, and commercial coverage. Their staff assists with quoting, policy selection, and ongoing service, emphasizing personalized assistance and respect. They highlight a commitment to saving customers time and money.
David Cripe is a State Farm agent serving Aubrey, TX and surrounding areas, offering auto, homeowners, renters, life, boat and motorcycle insurance along with financial services. Since opening his office in 2018, he focuses on personalized coverage and community involvement.
Glenn Davis Insurance represents many different companies and specializes in matching customers with coverage that provides the right protection for the best price. The agency has been serving Denton and the entire state of Texas since 1974.
The Brokerage Inc. is a family‑owned national FMO, IMO and BGA that helps agents grow their Medicare, health and life insurance businesses. Founded in 1976, it offers training, technology and marketing support across a wide range of products.
Lifetime Health Protection is an independent insurance brokerage helping individuals, families, and small businesses find health, Medicare, life, and supplemental insurance across Texas and several other states. The agency partners with major carriers to offer a range of plans and provides personalized guidance.
GEICO Insurance Agency offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, and various commercial and specialty coverages. The site provides tools to get quotes, manage policies, and access claims support through partner portals.
Little Elm Insurance is a State Farm‑appointed agency serving North Texas, offering auto, motorcycle, homeowners, renters, life, and other personal and business insurance. The bilingual team provides personalized service in English and Spanish from their Little Elm office.
Frequently asked questions
How much life insurance do I need?
A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.
Term vs whole life -- what's the difference?
Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.
Do I need a medical exam?
Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.