Life Insurance in Simonton, TX
Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.
24 life insurance agencies in Simonton
Within 15 miles of Simonton, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Jay Moyer is a State Farm insurance agent in Fulshear, Texas. Since opening his office in 2013 he has helped individuals and families with auto, homeowners, renters, life, motorcycle and boat coverage, while also offering business and other personal insurance solutions. He and his team serve the local community and speak English, Spanish and Russian.
The Jeff Gilbert State Farm Insurance agency is a Veteran Owned and Operated Business serving the Fulshear, Katy and Richmond, TX area. They offer Auto, Homeowners, Renters, Life, Boat and Business insurance with over 12 years of service and a combined office experience of over 40 years.
Polo Garcia’s State Farm Insurance Agency in Richmond/Katy, TX offers personalized insurance services covering auto, home, life, renters and commercial lines. The bilingual team serves Richmond, Katy, Sugar Land and surrounding areas, emphasizing customized coverage and fast service.
Allstate Insurance offers auto, home (homeowners), and life insurance across Texas, with a network of local agents to help residents find coverage for vehicles, homes, and personal protection.
Todd Shipp is a State Farm agent serving the Fulshear, TX area since 2006, offering auto, home, renters, and life insurance. He emphasizes personalized service and community focus, inviting customers to call, text, or email for a personalized price plan.
Amtex Insurance provides real‑insurance for real people, offering affordable auto, home, and business coverage. Since its founding the agency has focused on delivering reliable, low‑cost protection with a local‑first, personal approach. It highlights 25+ years of service and a commitment to the Texas community.
RL Insurance is a Hispanic‑origin agency based in Houston that serves American, Hispanic and diverse families, offering health, dental, vision, life, Medicare, and other insurance solutions.
Allstate Insurance Agents in Texas provide auto, home, and life insurance coverage through a network of local agents across the state.
Vargas Agency is a local insurance partner in Brookshire, TX offering a wide range of personal and commercial insurance products, including auto, home, life, flood, umbrella, renters, and specialty lines such as boat and motorcycle coverage. They emphasize personalized service and community focus.
Hayslip Insurance Group is a local agency serving Fulshear and surrounding areas with personal, easy‑to‑reach insurance solutions for homes, autos, and businesses. They focus on tailoring coverage to families and offering direct, in‑person assistance. The agency emphasizes claims advocacy and community‑focused service.
Creekside Risk Management in Houston, TX specializes in personal insurance, life and health insurance, and commercial insurance. Creekside’s Private Client Group provides personal risk management solutions to affluent individuals and families nationwide.
Hardcastle Insurance is an independent agency in Katy, Texas offering a one‑stop shop for auto, home, renters, life, motorcycle and boat coverage. They partner with multiple carriers to provide customized, affordable policies and emphasize personalized service.
West Houston Insurance Agency is a full‑service insurance agency specializing in life and health insurance, employee benefits, auto, home, and business coverage. The agency is based in Fulshear, Texas and has over 25 years of experience.
Quality Insurance is a trusted agency with over 10 years of experience, serving clients across Texas and Mississippi. They specialize in Home, Auto, Landlord, Condo, Renters, Commercial, and Life insurance, offering personalized coverage options.
Restrepo Insurance Agency Inc, a State Farm® agent in Katy, TX, offers personal and business insurance solutions such as auto, homeowners, renters, life, and more. Patricia Restrepo emphasizes personalized reviews and bilingual service in English and Spanish. The agency serves the Katy area and surrounding communities.
Alb2 Insurance is a State Farm agency serving Richmond and surrounding Texas communities. They provide a range of coverage including auto, homeowners, renters, life, business, boat and motorcycle insurance. The agency has been affiliated with State Farm since 2014 and is led by veteran Leland Brunswick II.
Beseda Insurance is a local, independent agency serving East Bernard, TX and surrounding towns. They offer personal, commercial and life insurance solutions, emphasizing choice among multiple carriers and a personalized, community‑focused approach.
Chris Mallett State Farm is a local insurance agency in Katy, Texas offering auto, homeowners, renters, life, and business insurance along with other financial services. Led by State Farm agent Chris Mallett, who has been with State Farm since 2003 and opened the Katy office in 2004, the team focuses on personalized coverage for the community.
The Bird Group TX is a State Farm agency led by Kari Bird, serving Fort Bend County and the greater Houston area with personal insurance and financial services. The team offers auto, home, renters, life, motorcycle and boat coverage, and is available 24‑hour by call or text.
Licensed insurance agency in Richmond, TX; represents 1 carrier.
Virginia Gilbert is a State Farm insurance agent in Sealy, Texas, offering a range of products including auto, homeowners, renters, life, boat and motorcycle coverage. With over a decade of experience since opening her agency in 2014, she serves the Austin County area and is active in the community.
First Choice Insurance Partners is an independent insurance agency based in Texas with offices in Katy, Sugar Land, and Manvel. They provide personal, business, and life‑and‑health insurance solutions, focusing on personalized service and helping clients save on home, auto, and commercial policies.
North Star Insurance Partners provides health‑focused insurance services in Katy, TX, offering Medicare, ACA Marketplace, life and final expense plans, as well as supplemental coverage. They emphasize ethical, pressure‑free guidance and multilingual support.
Frequently asked questions
How much life insurance do I need?
A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.
Term vs whole life -- what's the difference?
Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.
Do I need a medical exam?
Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.