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Life Insurance in Temple, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

24 life insurance agencies in Temple

Within 15 miles of Temple, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 33.6 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
A Listed
Acceptance Insurance
4.8 · 197 reviews on Google

Licensed insurance agency in Temple, TX; represents 2 carriers.

AutoBoatCommercial GLHomeowners+4 more
Temple, TX· 6.2 mi
Carriers: First Acceptance Insurance Company, Confie (parent MGA)6+ agents
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F Listed
Freeway Insurance
4.9 · 323 reviews on Google

Licensed insurance agency in Temple, TX; represents 6 carriers.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Temple, TX· 5.5 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
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D Listed
Direct Auto Insurance
4.5 · 35 reviews on Google

Direct Auto is a local insurance agency located inside the H.E.B. in Temple, Texas. They offer a range of insurance products including auto, term life, motorcycle, and SR‑22 coverage with flexible payment options. The office is open Monday‑Friday 9 AM‑6 PM and Saturday 10 AM‑4 PM.

AutoCommercial GLHomeownersLife+3 moreSpanish
Killeen, TX· 6.1 mi
Carriers: Direct Auto3-5 agents
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S Listed
Shaffin Wegener - State Farm Insurance Agent
4.9 · 926 reviews on Google7 yrs in business

Shaffin Wegener is a State Farm agent in Temple, Texas, ranked among the Top 100 State Farm agents nationwide. The family‑owned agency offers auto, homeowners, renters, life, commercial, motorcycle and boat insurance, emphasizing fast, personal service. They serve the local community with multiple contact options and a strong online presence.

AutoBoatCommercial GLHomeowners+4 more
Temple, TX· 6.4 mi
Carriers: State Farm1-2 agents
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W Listed
Winkler Insurance Agency
4.8 · 54 reviews on Google19 yrs in business

Trusted Home, Auto & Life Insurance in Temple, Texas since 2006. Protecting families with competitive rates, personalized service, and protection when it matters most.

AutoCommercial GLHomeownersLife+2 more
Temple, TX· 6.0 mi
Carriers: Safeco, Foremost +11-2 agents
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N Listed
Nichole Guajardo - State Farm Insurance Agent
4.9 · 175 reviews on Google8 yrs in business

Nichole Guajardo is a State Farm insurance agent serving Temple, TX and surrounding areas, offering auto, home, renters, life, business, and other insurance products. The bilingual office has been operating since August 2018 and focuses on personalized, community‑focused service.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Temple, TX· 7.7 mi
Carriers: State Farm1-2 agents
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D Listed
David Jennings - State Farm Insurance Agent
4.8 · 18 reviews on Google64 yrs in business

David Jennings runs the State Farm insurance agency in Temple, Texas, offering auto, homeowners, renters, life, motorcycle and boat insurance. The agency has been serving the community since 1962 and emphasizes personalized service and a friendly environment.

AutoBoatCommercial GLHomeowners+4 more
Temple, TX· 5.5 mi
Carriers: State Farm1-2 agents
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E Listed
Extraco Insurance | Belton
4.8 · 1 reviews on Google

Extraco Insurance offers home, auto, life, and business insurance options, helping customers find competitive rates and tailored coverage.

AutoCommercial GLHomeownersLife+2 more
Belton, TX· 12.0 mi
6+ agents
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T Listed
Timothy Davis - Aflac Insurance Agent
4.8 · 2 reviews on Google

Aflac offers supplemental insurance products such as accident, cancer, critical illness, dental, vision, life, disability and pet coverage to help individuals and employees fill gaps left by traditional health plans. The agency provides tools like quote forms and calculators to assist customers in choosing the right protection. It emphasizes financial peace of mind through a range of supplemental policies.

AutoCommercial GLDisabilityHomeowners+3 moreSpanish
Temple, TX· 5.9 mi
Carriers: Aflac, American Family Life Assurance Company +2
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F Listed
Farmers Insurance - Ronnie Gaines
4.7 · 39 reviews on Google

Licensed insurance agency in Temple, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Temple, TX· 6.6 mi
Carriers: Farmers Insurance
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T Listed
Texas Liberty Insurance
4.0 · 5 reviews on Google

Texas Liberty Insurance Agency offers life, home, auto, and business insurance solutions with a focus on customized coverage and strong customer service. The agency highlights its expertise and commitment to protecting clients’ futures.

AutoCommercial GLHomeownersLife+2 more
Temple, TX· 5.5 mi
Carriers: Aegis Security Insurance Company, Agricultural Workers Mutual Auto Insurance Company +391-2 agents
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T Listed
Texian Insurance Agency Inc.
1.0 · 3 reviews on Google

Texian Insurance provides live representative service, offering personalized assistance for insurance needs across auto, home, business, life, renters, RV, boat, and motorcycle coverage.

AutoBoatCommercial GLHomeowners+4 more
Belton, TX· 12.1 mi
Carriers: ACCC Insurance Company, ANCHOR GENERAL INSURANCE COMPANY +7420+ agents
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T Listed
Tyler Jermstad - State Farm Insurance Agent
4.9 · 105 reviews on Google11 yrs in business

Tyler Jermstad is a State Farm® insurance agent in Temple, Texas. He opened his agency in 2015 and leads a team that serves the Central Texas community with a focus on auto, homeowners, life, and other insurance products. The agency is active in local charities and has earned multiple community awards.

AutoBoatCommercial GLHomeowners+4 more
Temple, TX· 10.8 mi
Carriers: State Farm1-2 agents
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L Listed
Lauren Smith - State Farm Insurance Agent
4.9 · 560 reviews on Google9 yrs in business

Lauren Smith is a State Farm insurance agent in Belton, Texas, operating since 2017 with over 13 years of experience. She offers a range of insurance products including auto, homeowners, renters, life, motorcycle and boat coverage, and serves the Bell County area.

AutoBoatCommercial GLHomeowners+4 more
Temple, TX· 11.6 mi
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm Classic Insurance Company +51-2 agents
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A Listed
Acrisure Temple, TX (The David Nix Agency)
4.8 · 31 reviews on Google

Acrisure is an insurance and business solutions provider offering personal and commercial coverage, employee benefits, cybersecurity, and more. They connect customers to a range of insurance options through advanced technology and a team of experts.

AutoCommercial GLFloodHomeowners+3 more
Temple, TX· 8.2 mi
1-2 agents
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J Listed
John Corsi - State Farm Insurance Agent
4.9 · 134 reviews on Google9 yrs in business

John Corsi opened his State Farm agency in 2017 in Belton, Texas, serving Bell, Williamson, and McLennan counties. The team emphasizes personalized service, bilingual support (English and Spanish), and over 50 years of combined experience. They offer a range of insurance products and are active in the local community.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Belton, TX· 12.1 mi
Carriers: State Farm1-2 agents
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V Listed
Veronica Logan - State Farm Insurance Agent
4.9 · 240 reviews on Google6 yrs in business

Veronica Logan State Farm Agency in Belton, TX offers a range of personal and small‑business insurance products and emphasizes bilingual (English/Spanish) service and community focus.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Belton, TX· 12.6 mi
Carriers: State Farm1-2 agents
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F Listed
Farmers Insurance - Scott Reid
4.5 · 37 reviews on Google

Licensed insurance agency in Temple, TX; represents 15 carriers.

AutoCommercial GLHomeownersLife+2 more
Temple, TX· 6.8 mi
Carriers: Economy Fire & Casualty Company, Economy Preferred Insurance Company +131-2 agents
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F Listed
Farmers Insurance - Dana Hoelscher
4.8 · 10 reviews on Google

Licensed insurance agency in Temple, TX; represents 17 carriers.

AutoCommercial GLHomeownersLife+2 more
Temple, TX· 6.8 mi
Carriers: American Modern Property and Casualty Insurance Company, Economy Fire & Casualty Company +151-2 agents
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E Listed
Extraco Insurance | Temple
4.8 · 2 reviews on Google

Extraco Insurance, part of Extraco Banks, offers competitive rates for home, auto, life, and business insurance, helping customers protect their assets. The agency provides personalized quotes and works with clients to tailor coverage to their needs.

AutoCommercial GLHomeownersLife+2 more
Temple, TX· 6.9 mi
1-2 agents
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F Listed
Farmers Insurance - Kirk Spradlin
4.6 · 10 reviews on Google

Licensed insurance agency in Belton, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Belton, TX· 9.0 mi
Carriers: Farmers Insurance
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F Listed
Farmers Insurance - Michael Seiler
4.7 · 15 reviews on Google

Michael Seiler is a Farmers Insurance agent located in Belton, Texas, offering a range of personal insurance products.

AutoCommercial GLHomeownersLife+2 more
Belton, TX· 13.2 mi
Carriers: Farmers Insurance
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E Listed
Evans Ewan & Brady Insurance
4.8 · 9 reviews on Google98 yrs in business

Evans, Ewan & Brady Insurance Agency, Inc. is an independent agency based in Georgetown, Texas serving Central Texas with auto, homeowner, commercial, life and health insurance solutions since 1928.

AutoCommercial GLHomeownersLife+2 more
Belton, TX· 12.4 mi
Carriers: Allstate, American Modern Insurance Group +31-2 agents
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.