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Life Insurance in Tioga, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

16 life insurance agencies in Tioga

Within 15 miles of Tioga, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 133.1 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
T Listed
Terrell Insurance Services
4.8 · <100 reviews on Google

Terrell Insurance Services is an independent agency that focuses on employee benefits, health insurance, Medicare and life insurance for individuals and businesses across Texas and Oklahoma. The agency emphasizes personalized service, virtual and phone consultations, and works with major carriers to provide tailored coverage without charging clients directly.

AutoCommercial GLHomeownersLife+2 more
Terrell, TX· 6.7 mi
License on file (TDI)
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S Listed
Selz and Henzler Insurance Agency
4.8 · <100 reviews on Google33 yrs in business

Selz & Henzler Insurance Agency, Inc. is a Texas‑licensed all‑lines insurance agency serving Pilot Point, Denton County and the rest of Texas. They offer personal, business, farm & ranch, life and crop insurance and promise long‑term relationships with families and individuals. The agency emphasizes personalized service and community involvement.

AutoBoatCommercial GLFarm+5 more
Aubrey, TX· 5.7 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +511-2 agents
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E Listed
Eddie Buckley - State Farm Insurance Agent
4.9 · 100+ reviews on Google7 yrs in business

Eddie Buckley State Farm opened its doors in 2019 in Celina, Texas and serves the Dallas‑Fort Worth area with a range of State Farm‑approved insurance products. The agency offers personal and business coverage, emphasizing personalized plans and community service. It is led by Eddie Buckley, a State Farm® insurance agent.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Celina, TX· 13.4 mi
Carriers: State Farm
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J Listed
Jill Mathews - State Farm Insurance Agent
4.9 · 100+ reviews on Google

Jill Gunnell Mathews is a State Farm® insurance agent serving Celina, TX, offering auto, homeowners, renters, life, boat, and motorcycle coverage. The agency provides virtual, phone, and in‑person appointments and serves English and Spanish speaking customers.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Celina, TX· 12.3 mi
Carriers: State Farm
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R Listed
Rasor Insurance Agency LLC
4.7 · <100 reviews on Google24 yrs in business

Rasor Insurance, founded in 2002 in Celina, Texas, offers a full marketplace of insurance options including auto, home, life, commercial, flood, boat, watercraft, motorcycle, RV, and renters coverage, serving Texas and Oklahoma with a focus on hometown values and decades of experience.

AutoBoatCommercial GLCommercial Property+7 more
Prosper, TX· 12.9 mi
Carriers: ACCC Insurance Company, ACUITY, A MUTUAL INSURANCE COMPANY +94
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M Listed
Mark Mathews - State Farm Insurance Agent
4.8 · <100 reviews on Google44 yrs in business

State Farm agent serving Celina and surrounding areas since 1982, offering auto, renters, life and homeowners insurance.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Celina, TX· 12.3 mi
Carriers: State Farm1-2 agents
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H Listed
Harper Agency
4.8 · <100 reviews on Google

Harper Agency is a Texas‑based insurance agency led by Christina Harper, offering personalized auto, homeowners, renters, life, and business insurance to clients across Texas, Arkansas, Alabama, Kansas, and New Mexico.

AutoCommercial GLHomeownersLife+2 more
Prosper, TX· 12.6 mi
Carriers: MARKEL AMERICAN INSURANCE COMPANY, WESTERN SURETY COMPANY1-2 agents
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T Listed
Tim Holland - State Farm Insurance Agent
4.9 · 100+ reviews on Google

Tim Holland Insurance Group is a State Farm agency located in Aubrey, Texas, serving Denton County and surrounding communities. They offer personal and business insurance solutions including auto, homeowners, renters, life, motorcycle and boat coverage. The agency emphasizes local involvement and community service.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Aubrey, TX· 13.6 mi
Carriers: State Farm1-2 agents
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A Listed
Arm One Insurance Agency Co
4.8 · <100 reviews on Google

At Arm One Insurance, our mission is to provide exceptional insurance solutions tailored to your needs. We understand the importance of protecting your home and auto, and we strive to offer the best coverage at competitive rates.

AutoCommercial GLHomeownersLife+2 more
Celina, TX· 13.8 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +281-2 agents
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T Listed
The Gray Group Insurance Brokerage-Gunter
4.8 · <100 reviews on Google

Licensed insurance agency in Cedar Creek, TX. Contact directly for available products and carriers.

AutoMotorcycleLifeHomeowners+4 more
Cedar Creek, TX· 10.0 mi
License on file (TDI)
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C Listed
Clear Benefits Solutions, LLC
4.8 · <100 reviews on Google

Clear Benefits Solutions, LLC is a multi‑state licensed independent insurance agency offering health, life, Medicare, dental and supplemental insurance plans to individuals and families across 19 states. They emphasize a relationship‑driven, individualized approach to help clients find coverage that fits their needs and budget.

AutoCommercial GLHomeownersLife+2 more
Celina, TX· 12.4 mi
1-2 agents
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N Listed
Nationwide Insurance: George Micheal Thompson Jr
4.8 · <100 reviews on Google14 yrs in business

Mike Thompson Insurance is a locally owned, family‑oriented agency serving Texas, Arkansas and California since 2012. It offers holistic risk management with strong customer service for both business and individual needs, including auto, home and life coverage.

AutoCommercial GLHomeownersLife+2 more
Aubrey, TX· 13.6 mi
1-2 agents
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T Listed
Traci Nguyen - 380 Insurance Agent(specializing in Medicare Health Plans)
4.8 · <100 reviews on Google14 yrs in business

Traci Nguyen is an independent insurance agent licensed in Texas since 2012, offering life, health, dental, and supplemental insurance plans with a focus on Medicare options.

AutoCommercial GLHomeownersLife+2 more
Aubrey, TX· 15.0 mi
License on file (TDI)
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M Listed
MC Squared Insurance Group
4.8 · <100 reviews on Google

MC Squared Insurance Group is an independent insurance agency that works for its customers, not for a specific insurance company. They offer personal and commercial insurance lines including auto, home, renters, life, business liability, property, and specialty coverage such as boat and ATV. The agency emphasizes competitive rates and top‑notch customer service.

AutoBoatCommercial GLCommercial Property+4 more
Celina, TX· 12.5 mi
Carriers: American Economy Insurance Company, American States Insurance Company +131-2 agents
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F Listed
Farmers Insurance - Juan Encizo
4.8 · <100 reviews on Google

Licensed insurance agency in Celina, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Celina, TX· 12.4 mi
Carriers: Farmers1-2 agents
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.