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Life Insurance in Tomball, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

24 life insurance agencies in Tomball

Within 15 miles of Tomball, TX. Click any agency to view profile, contact info, and request a quote.

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LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 136.3 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
C Listed
Charles Osburn Insurance Agency
4.7 · 164 reviews on Google25 yrs in business

The Charles Osburn Insurance Agency, based in Tomball, Texas, offers a one‑stop shop for auto, homeowners, renters, life, health, flood, commercial, disability, RV, boat and motorcycle insurance, leveraging over 24 years of experience.

AutoBoatCommercial GLCommercial Property+7 more
Tomball, TX· 5.7 mi
Carriers: Agricultural Workers Mutual Auto Insurance Company, AmTrust Insurance Company +686+ agents
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T Listed
TWFG-Denise Davis Insurance
4.9 · 178 reviews on Google30 yrs in business

TWFG‑Denise Davis Insurance is an independent agency serving the Tomball area with a full range of personal and commercial insurance products. With over 30 years of experience they emphasize caring, reliability and dedication, helping clients shop multiple carriers for auto, home, renters, umbrella, life, classic‑car and business coverage.

AutoHomeownersRentersUmbrella+3 more
Tomball, TX· 3.2 mi
Carriers: GeoVera Insurance, Guard Insurance Group +106+ agents
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T Listed
TWFG Insurance Services, Katlyn Brenneise
4.9 · 119 reviews on Google

Katlyn Brenneise’s TWFG agency offers personalized insurance solutions, emphasizing caring service for individuals, families, and businesses. The team highlights a commitment to community and customer protection across a range of policies.

AutoBoatCommercial GLFlood+5 moreSpanish
Cypress, TX· 9.4 mi
Carriers: SageSure, State Auto +610+ agents
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O Listed
Oncken Insurance Agency
4.9 · 195 reviews on Google

Oncken Insurance Agency shops dozens of insurance companies on your behalf, handling the insurance shopping process to save you time and money. Their local agents provide personalized advice across multiple insurance types.

AutoCommercial GLHomeownersLife+2 more
Cypress, TX· 8.9 mi
Carriers: AMERICAN CASUALTY COMPANY OF READING, PENNSYLVANIA, ASI Lloyds +9110+ agents
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H Listed
Harmony National Insurance Brokerage Corp. - Lee Patterson
4.8 · 58 reviews on Google

Harmony National Insurance Brokerage is a local independent agency that offers a range of insurance products including auto, homeowners, business, life, and notary services. The agency emphasizes service, honesty, and personalized customer care.

AutoBoatCommercial GLFlood+5 moreSpanish
Spring, TX· 7.5 mi
Carriers: Aegis Security Insurance Company, Agricultural Workers Mutual Auto Insurance Company +6710+ agents
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T Listed
Theiss Insurance Agency
4.5 · 17 reviews on Google

Theiss Insurance Agency is an independent agency in Spring, Texas serving the area for over 30 years. They provide personalized coverage for property, auto, flood, life, umbrella, boat and motorcycle insurance, partnering with multiple carriers to offer tailored options.

AutoBoatCommercial GLFlood+5 more
Spring, TX· 6.3 mi
Carriers: American Economy Insurance Company, Consumers County Mutual Insurance Company +2820+ agents
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C Listed
Cypress Insurance Team
4.8 · 1,018 reviews on Google18 yrs in business

Cypress Insurance Team is a Texas‑based agency offering a range of insurance products including auto, homeowners, life, renters, flood and umbrella coverage. With over 50 top‑rated carriers and more than 18 years of experience, they emphasize personalized service and competitive pricing.

AutoHomeownersLifeRenters+4 more
Cypress, TX· 10.1 mi
Carriers: American General Life Insurance Company, American Risk Insurance Company, Inc. +3120+ agents
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N Listed
Nguyen Integra Insurance
4.9 · 183 reviews on Google

Nguyen – Integra Insurance is an independent agency in Cypress, Texas offering a full line of personal and commercial insurance products. They partner with Integra Insurance Services to provide options from multiple carriers and focus on building lasting relationships with clients. The agency emphasizes helping clients protect their assets with personalized coverage.

AutoBoatCommercial GLHomeowners+4 more
Cypress, TX· 10.2 mi
10+ agents
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B Listed
Bluebonnets Of Texas Insurance Agency
4.8 · 7 reviews on Google8 yrs in business

Bluebonnets Of Texas Insurance Agency, Inc. provides personal and commercial insurance solutions including auto, home, umbrella, flood, life, and business coverage. Founded in 2018, the agency is led by Karimy Castillo with 21 years of industry experience, offering personalized service in English and Spanish.

AutoHomeownersRentersCommercial GL+4 moreSpanish
Cypress, TX· 7.9 mi
10+ agents
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A Listed
Amtex Insurance
4.8 · 30 reviews on Google25 yrs in business

Amtex Insurance provides affordable auto, home, and business insurance with quick, comprehensive coverage. Since its founding, the agency has been dedicated to delivering reliable insurance solutions to its community.

AutoCommercial GLHomeownersLife+3 more
Tomball, TX· 2.5 mi
Carriers: ACCC Insurance Company, American Access Casualty +103-5 agents
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P Listed
Progressive Insurance By Harmony Agency
4.2 · 73 reviews on Google

Harmony National Insurance Brokerage specializes in auto, homeowners, business, and life insurance, offering personalized service with a focus on honesty. The bilingual staff (English and Spanish) provides professional guidance for personal and commercial needs.

AutoCommercial GLFloodHomeowners+4 moreSpanish
Spring, TX· 7.5 mi
20+ agents
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C Listed
Caley Baillio - State Farm Insurance Agent
4.9 · 415 reviews on Google13 yrs in business

The Caley Baillio State Farm Insurance office serves Tomball, Spring, Magnolia, Waller, Cypress, Houston and surrounding Texas areas with auto, home, renter’s, life and business insurance plus financial services, focusing on resident relocations in Harris/Montgomery counties. Caley Baillio is a second‑generation State Farm agent who opened the agency on May 1 2013 and has been with State Farm since 2006.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Tomball, TX· 1.8 mi
Carriers: State Farm1-2 agents
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S Listed
Spring Insurance

Spring Insurance Agency is an independent agency in Spring, Texas offering auto, home, life, and business insurance. They work with a wide range of carriers and are part of the Hilb Group, a national network of insurance professionals. The office is located at 6605 Cypresswood Dr Ste 400, Spring, TX 77379.

AutoHomeownersLife
Spring, TX· 7.4 mi
Carriers: REPWEST INSURANCE COMPANY10+ agents
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I Listed
IHS Insurance Group LLC
4.8 · 90 reviews on Google10 yrs in business

IHS Insurance Group is an independent brokerage in north Houston, TX offering a wide range of products including Medicare, health, life, auto, home, dental, vision, long‑term care, disability and business insurance. They compare multiple highly rated carriers to find the best value and have been serving customers for over 10 years.

AutoCommercial GLDisabilityHomeowners+3 more
Tomball, TX· 2.6 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Accendo Insurance Company +801-2 agents
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H Listed
Heritage Texas Insurance Group
4.8 · 32 reviews on Google20 yrs in business

Heritage Texas Insurance Group is an independent agency founded in Spring, Texas, serving homeowners, families, and business owners across the state with a focus on dependability, personal service, and honesty.

AutoBoatCommercial GLCommercial Property+5 more
Tomball, TX· 2.4 mi
Carriers: American Economy Insurance Company, Economy Fire & Casualty Company +121-2 agents
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B Listed
Bradley Welborn - State Farm Insurance Agent
4.9 · 143 reviews on Google44 yrs in business

Bradley Welborn is a State Farm insurance agent in Tomball, Texas, offering auto, homeowners, life, and business insurance. He and his bilingual team serve English‑ and Spanish‑speaking customers throughout the greater Houston area.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Tomball, TX· 2.5 mi
Carriers: State Farm1-2 agents
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B Listed
Blaine Scelfo - State Farm Insurance Agent
4.9 · 419 reviews on Google17 yrs in business

Blaine Scelfo is a State Farm insurance agent serving The Woodlands, Houston, Spring, Tomball, and surrounding Texas areas. The agency offers auto, homeowners, renters, life, and business insurance, along with annuities and health products. They emphasize personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Tomball, TX· 3.0 mi
Carriers: State Farm1-2 agents
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H Listed
Hughes Insurance
4.8 · 2 reviews on Google

Hughes Insurance Agency is an independent agency serving all of Texas. They compare coverage and prices from a wide variety of insurance companies to offer the greatest value for customers' insurance needs.

AutoHomeownersRentersUmbrella+5 more
Spring, TX· 9.6 mi
Carriers: Central States Health & Life Co. of Omaha20+ agents
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B Listed
Brian Gonzalez Nationwide Insurance
4.8 · 32 reviews on Google

Nationwide independent insurance agency offering auto, home, life and small business coverage, emphasizing personalized service and multi‑policy discounts.

AutoCommercial GLHomeownersLife+2 more
Tomball, TX· 3.4 mi
Carriers: Nationwide
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M Listed
Michael Fletcher - State Farm Insurance Agent
4.9 · 192 reviews on Google

Michael Fletcher State Farm Insurance office is located in Tomball, TX, serving the Tomball area and the surrounding regions of Texas, Louisiana, Arkansas, and Oklahoma. The agency offers a range of products including auto, homeowners, renters, life, boat, and motorcycle insurance, and provides bilingual service in English and Spanish.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Tomball, TX· 2.4 mi
Carriers: State Farm1-2 agents
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F Listed
Farmers Insurance - Randall Knight
4.6 · 28 reviews on Google

Licensed insurance agency in Cypress, TX; represents 17 carriers.

AutoCommercial GLHomeownersLife+2 more
Cypress, TX· 8.8 mi
Carriers: Centauri Specialty Insurance Company, Economy Fire & Casualty Company +1520+ agents
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T Listed
TWFG Insurance - Spring/The Woodlands
4.0 · 8 reviews on Google

TWFG Insurance Spring / The Woodlands is an independent agency that works with over 50 carriers to provide auto, home, boat, RV, flood, business and other insurance solutions. They emphasize personalized service and competitive pricing for the Tomball, Spring and The Woodlands area.

AutoHomeownersRentersCommercial GL+7 moreSpanish
Spring, TX· 2.9 mi
Carriers: Progressive, Safeco +26+ agents
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M Listed
McDade Insurance Brokerage Group, LLC
4.9 · 270 reviews on Google

McDade Insurance Brokerage Group, LLC helps consumers save money, businesses reduce risk, and families protect their financial future. They serve the Greater Houston area and emphasize being "Driven to Serve" their community.

AutoHomeownersRentersUmbrella+4 more
Spring, TX· 3.0 mi
Carriers: Consumers County Mutual Insurance Company, GEICO County Mutual Insurance Company +81-2 agents
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.