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Renters Insurance in Copperas Cove, TX

Renters insurance covers your belongings inside a rented unit and provides liability protection if a guest is injured. Many Texas landlords require it. Average annual cost is well under $200, making it one of the highest-value insurance products available.

22 renters insurance agencies in Copperas Cove

Within 15 miles of Copperas Cove, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 54.4 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
E Listed
Estrella Insurance

Estrella Insurance has been proudly serving customers and communities for decades, providing reliable and affordable insurance solutions designed to protect what matters most. They offer low‑cost auto, home, renters, motorcycle, boat, commercial, life, health and specialty lines to individuals, families and businesses.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Copperas Cove, TX· 8.9 mi
10+ agents
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R Listed
Richard Vincent - State Farm Insurance Agent
4.6 · 24 reviews on Google

Richard Vincent is a State Farm® agent serving Copperas Cove, Texas since 2001, offering a range of insurance products including auto, homeowners, renters, life, health, and personal articles. He and his team focus on educating customers and providing personalized coverage options.

AutoCommercial GLHomeownersLife+2 more
Copperas Cove, TX· 8.3 mi
Carriers: State Farm3-5 agents
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P Listed
Premier Insurance
4.8 · 21 reviews on Google

Premier Insurance will provide quality insurance products and services in a cost-effective manner with integrity and diligence. It is our duty to assist our customers in protecting their assets. We focus on treating our customers like family.

AutoCommercial GLHomeownersRenters+1 more
Copperas Cove, TX· 7.9 mi
Carriers: American Modern, Anchor +161-2 agents
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A Listed
Ai United Insurance
4.1 · 20 reviews on Google

Ai United Insurance offers auto, home, renters, motorcycle, and commercial insurance with a simple online quoting process and a focus on affordable coverage for all needs.

AutoCommercial GLHomeownersMotorcycle+2 more
Killeen, TX· 8.3 mi
Carriers: Progressive, Infinity (Kemper) +53-5 agents
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R Listed
Russell Janak - State Farm Insurance Agent
4.5 · 28 reviews on Google20 yrs in business

Russell Janak is a State Farm insurance agent with over 20 years of experience, offering life, auto, homeowners, and mobile home insurance to customers in Copperas Cove, Killeen and Fort Hood. He holds a BS from the University of Houston and is a licensed flight instructor and certified financial professional.

AutoCommercial GLHomeownersLife+2 more
Copperas Cove, TX· 8.3 mi
Carriers: State Farm1-2 agents
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B Listed
Brand Financial Services: Allstate Insurance
4.1 · 29 reviews on Google

Allstate Insurance Agency Brand Financial Services in Copperas Cove, TX offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, life, and business coverage. The agency serves Copperas Cove and surrounding areas and has earned a 4.4 rating from 334 customer reviews.

AutoBoatCommercial GLHomeowners+4 moreGerman
Copperas Cove, TX· 8.6 mi
Carriers: Allstate
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S Listed
Sheila Williams The Insurance Lady
4.8 · 13 reviews on Google

The Insurance Lady offers personalized insurance services, helping clients choose health, Medicare, dental, vision, cancer and accident plans. With almost 20 years of experience, the agency aims to guide individuals toward the right coverage based on their circumstances and budget.

AutoCommercial GLHomeownersRenters+1 more
Copperas Cove, TX· 7.9 mi
1-2 agents
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C Listed
Celia Geraldo: Primerica
48 yrs in business

Primerica helps families achieve financial security through education and a range of financial solutions, including term life insurance, auto and home insurance, and investments. With over 48 years of experience, its licensed representatives provide complimentary financial needs analysis and personalized planning.

AutoCommercial GLHomeownersLife+2 more
Copperas Cove, TX· 8.5 mi
Carriers: National Benefit Life Insurance Company, Primerica Life Insurance Company
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S Listed
Shawn Camp Insurance Agency
4.2 · 45 reviews on Google50 yrs in business

Shawn Camp Insurance Agency, Inc is a family‑owned independent agency serving Killeen, Harker Heights, Copperas Cove, and Gatesville, Texas since 1976. They provide a wide range of insurance products—including auto, homeowners, renters, motorcycle, and boat coverage—through partnerships with carriers such as Progressive.

AutoBoatCommercial GLHomeowners+3 more
Copperas Cove, TX· 8.8 mi
Carriers: ASI Lloyds, Aegis Security Insurance Company +121-2 agents
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F Listed
Farmers Insurance - David Millican
4.8 · 12 reviews on Google

Licensed insurance agency in Copperas Cove, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Copperas Cove, TX· 8.8 mi
Carriers: Farmers
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J Listed
Joaquin Carrasquillo - State Farm Insurance Agent
4.9 · 203 reviews on Google10 yrs in business

Welcome to the Joaquin Carrasquillo State Farm office in Killeen, TX. The bilingual team offers a range of State Farm insurance options and emphasizes personalized service. With over 10 years of experience, the agency focuses on helping families and businesses across Texas protect what matters most.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Killeen, TX· 13.1 mi
Carriers: State Farm1-2 agents
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M Listed
Mary Jane Zeigler
1.5 · 2 reviews on Google141 yrs in business

Coryell County Land & Abstract Company has been operating since 1885, offering title insurance and closing services with locations in Gatesville and Copperas Cove. The Zeigler family has owned and managed the business since 1950, and the staff collectively has over 175 years of experience.

AutoCommercial GLHomeownersRenters+1 more
Copperas Cove, TX· 7.8 mi
License on file (TDI)
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T Listed
Texas Farm Bureau Insurance Company
3.1 · 10 reviews on Google

Licensed insurance agency in Copperas Cove, TX; represents 1 carrier.

AutoCommercial GLHomeownersRenters+1 more
Copperas Cove, TX· 7.9 mi
Carriers: Texas Farm Bureau Insurance3-5 agents
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A Listed
Aflac
1.0 · 1 reviews on Google

Licensed insurance agency in Copperas Cove, TX; represents 4 carriers.

AutoCommercial GLHomeownersLife+2 more
Copperas Cove, TX· 7.6 mi
Carriers: American Family Life Assurance Company of Columbus, American Family Life Assurance Company of New York +2
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P Listed
PlanWell - LiveWell Insurance and More
4.8 · 1 reviews on Google

Licensed insurance agency in Copperas Cove, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Copperas Cove, TX· 7.6 mi
1-2 agents
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R Listed
Rollo Insurance
4.5 · 21 reviews on Google

Rollo Insurance is a Texas‑based agency that offers a wide range of personal and commercial insurance products, emphasizing trust, loyalty, and long‑term relationships. They partner with over 200 carriers to tailor coverage for homes, autos, farms, businesses, life, health, and recreation needs.

AutoBoatCommercial GLCommercial Property+7 more
Killeen, TX· 14.9 mi
3-5 agents
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P Listed
PLANWELL LIVEWELL FINANCIAL SERVICES L L C

Licensed insurance agency in Copperas Cove, TX; represents 47 carriers.

AutoHomeownersRentersCommercial GL+1 more
Copperas Cove, TX· 0.0 mi
Carriers: AMFIRST INSURANCE COMPANY, Aetna Dental Inc. +4520+ agents
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C Listed
CRICKET BEAR LLC

Licensed insurance agency in Copperas Cove, TX; represents 2 carriers.

AutoHomeownersRentersCommercial GL+1 more
Copperas Cove, TX· 0.0 mi
Carriers: GEICO County Mutual Insurance Company, GEICO Texas County Mutual Insurance Company20+ agents
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O Listed
OZIP, INC.

Licensed insurance agency in Copperas Cove, TX; represents 14 carriers.

AutoHomeownersRentersCommercial GL+1 more
Copperas Cove, TX· 0.0 mi
Carriers: American Hallmark Insurance Company of Texas, Dairyland County Mutual Insurance Company of Texas +1210+ agents
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S Listed
STREAMZY LLC

Licensed insurance agency in Copperas Cove, TX. Contact directly for available products and carriers.

AutoHomeownersRentersCommercial GL+1 more
Copperas Cove, TX· 0.0 mi
20+ agents
View profile
M Listed
MILLICAN INSURANCE GROUP LLC

Licensed insurance agency in Kempner, TX; represents 1 carrier.

AutoHomeownersRentersCommercial GL+1 more
Kempner, TX· 8.7 mi
Carriers: Ohio Casualty Insurance Company, The20+ agents
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Frequently asked questions

How much renters insurance do I need?

Inventory your belongings (electronics, furniture, clothing, etc.) and choose a personal property limit that covers replacement. Most renters need $20,000-$50,000 in personal property plus $100,000 in liability.

Does my landlord's insurance cover my stuff?

No. Your landlord's policy covers the building structure, not your belongings. If a fire, theft, or water damage destroys your possessions, you'll need your own renters policy to be reimbursed.

Will renters insurance cover my roommate?

Generally no -- each tenant should have their own policy. Some carriers allow roommates on a single policy if both are named, but it's cleaner (and usually similar cost) to have separate policies.

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