Homeowners Insurance in Copperas Cove, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
16 homeowners insurance agencies in Copperas Cove
Within 15 miles of Copperas Cove, TX. Click any agency to view profile, contact info, and request a quote.
Estrella Insurance
Estrella Insurance has been proudly serving customers and communities for decades, providing reliable and affordable insurance solutions designed to protect what matters most. They offer low‑cost auto, home, renters, motorcycle, boat, commercial, life, health and specialty lines to individuals, families and businesses.
Richard Vincent - State Farm Insurance Agent
Richard Vincent is a State Farm® agent serving Copperas Cove, Texas since 2001, offering a range of insurance products including auto, homeowners, renters, life, health, and personal articles. He and his team focus on educating customers and providing personalized coverage options.
Premier Insurance
Premier Insurance will provide quality insurance products and services in a cost-effective manner with integrity and diligence. It is our duty to assist our customers in protecting their assets. We focus on treating our customers like family.
Ai United Insurance
Ai United Insurance offers auto, home, renters, motorcycle, and commercial insurance with a simple online quoting process and a focus on affordable coverage for all needs.
Russell Janak - State Farm Insurance Agent
Russell Janak is a State Farm insurance agent with over 20 years of experience, offering life, auto, homeowners, and mobile home insurance to customers in Copperas Cove, Killeen and Fort Hood. He holds a BS from the University of Houston and is a licensed flight instructor and certified financial professional.
Brand Financial Services: Allstate Insurance
Allstate Insurance Agency Brand Financial Services in Copperas Cove, TX offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, life, and business coverage. The agency serves Copperas Cove and surrounding areas and has earned a 4.4 rating from 334 customer reviews.
Sheila Williams The Insurance Lady
The Insurance Lady offers personalized insurance services, helping clients choose health, Medicare, dental, vision, cancer and accident plans. With almost 20 years of experience, the agency aims to guide individuals toward the right coverage based on their circumstances and budget.
Celia Geraldo: Primerica
Primerica helps families achieve financial security through education and a range of financial solutions, including term life insurance, auto and home insurance, and investments. With over 48 years of experience, its licensed representatives provide complimentary financial needs analysis and personalized planning.
Shawn Camp Insurance Agency
Shawn Camp Insurance Agency, Inc is a family‑owned independent agency serving Killeen, Harker Heights, Copperas Cove, and Gatesville, Texas since 1976. They provide a wide range of insurance products—including auto, homeowners, renters, motorcycle, and boat coverage—through partnerships with carriers such as Progressive.
Farmers Insurance - David Millican
Licensed insurance agency in Copperas Cove, TX; represents 1 carrier.
Joaquin Carrasquillo - State Farm Insurance Agent
Welcome to the Joaquin Carrasquillo State Farm office in Killeen, TX. The bilingual team offers a range of State Farm insurance options and emphasizes personalized service. With over 10 years of experience, the agency focuses on helping families and businesses across Texas protect what matters most.
Mary Jane Zeigler
Coryell County Land & Abstract Company has been operating since 1885, offering title insurance and closing services with locations in Gatesville and Copperas Cove. The Zeigler family has owned and managed the business since 1950, and the staff collectively has over 175 years of experience.
Texas Farm Bureau Insurance Company
Licensed insurance agency in Copperas Cove, TX; represents 1 carrier.
Aflac
Licensed insurance agency in Copperas Cove, TX; represents 4 carriers.
PlanWell - LiveWell Insurance and More
Licensed insurance agency in Copperas Cove, TX. Contact directly for available products and carriers.
Rollo Insurance
Rollo Insurance is a Texas‑based agency that offers a wide range of personal and commercial insurance products, emphasizing trust, loyalty, and long‑term relationships. They partner with over 200 carriers to tailor coverage for homes, autos, farms, businesses, life, health, and recreation needs.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.