Renters Insurance in Lipan, TX
Renters insurance covers your belongings inside a rented unit and provides liability protection if a guest is injured. Many Texas landlords require it. Average annual cost is well under $200, making it one of the highest-value insurance products available.
9 renters insurance agencies in Lipan
Within 15 miles of Lipan, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Bedgood Realty & Insurance Company is a real estate and insurance brokerage licensed in Texas and Hawaii. They have been active in the Texas real estate market since the mid‑1990s and offer insurance services to Hawaii residents since 2012.
Pruett Insurance Agency offers insurance and health‑related services including Medicare supplement plans, prescription coverage, long‑term care, and life insurance.
Licensed insurance agency in Granbury, TX. Contact directly for available products and carriers.
Licensed insurance agency in Granbury, TX. Contact directly for available products and carriers.
Licensed insurance agency in Dennis, TX; represents 7 carriers.
Licensed insurance agency in Tolar, TX; represents 24 carriers.
Licensed insurance agency in Tolar, TX; represents 45 carriers.
Licensed insurance agency in Millsap, TX; represents 17 carriers.
Frequently asked questions
How much renters insurance do I need?
Inventory your belongings (electronics, furniture, clothing, etc.) and choose a personal property limit that covers replacement. Most renters need $20,000-$50,000 in personal property plus $100,000 in liability.
Does my landlord's insurance cover my stuff?
No. Your landlord's policy covers the building structure, not your belongings. If a fire, theft, or water damage destroys your possessions, you'll need your own renters policy to be reimbursed.
Will renters insurance cover my roommate?
Generally no -- each tenant should have their own policy. Some carriers allow roommates on a single policy if both are named, but it's cleaner (and usually similar cost) to have separate policies.