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Renters Insurance in Mcallen, TX

Renters insurance covers your belongings inside a rented unit and provides liability protection if a guest is injured. Many Texas landlords require it. Average annual cost is well under $200, making it one of the highest-value insurance products available.

Renters insurance in McAllen, TX: 24 licensed insurance agencies serve 148,225 residents in Hidalgo County. auto premiums average $2,690 per year — 2% below the Texas state average.

24 renters insurance agencies in Mcallen

Within 15 miles of Mcallen, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 374.7 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
S Listed
SAFE STOP INSURANCE AGENCY
4.8 · 35 reviews on Google

Licensed insurance agency in Mcallen, TX; represents 25 carriers.

AutoHomeownersRentersCommercial GL+1 more
Mcallen, TX· 1.4 mi
Carriers: American Access Casualty Company, Clearcover Insurance Company +2320+ agents
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A Listed
A-MAX Auto Insurance
4.8 · 128 reviews on Google

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Mcallen, TX· 0.8 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +56+ agents
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E Listed
EDUARDO J VILLARREAL INSURANCE AGENCY INC
4.7 · 30 reviews on Google

Licensed insurance agency in Mcallen, TX; represents 15 carriers.

AutoHomeownersRentersCommercial GL+1 more
Mcallen, TX· 1.9 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +1320+ agents
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E Listed
ELEANOR CANTU-NIETO AGENCY LLC
4.8 · 10 reviews on Google

Licensed insurance agency in Mcallen, TX; represents 12 carriers.

AutoHomeownersRentersCommercial GL+1 more
Mcallen, TX· 2.0 mi
Carriers: American Family Life Assurance Company of Columbus, American Mercury Insurance Company +1020+ agents
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F Listed
Freeway Insurance
4.7 · 207 reviews on Google

Freeway Insurance offers a wide range of insurance products, including auto, homeowners, renters, life, motorcycle, and boat coverage, and serves customers across all 50 U.S. states.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Mcallen, TX· 0.7 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
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D Listed
DOMINGUEZ O'CONNOR AGENCY, INC.
4.4 · 28 reviews on Google

Licensed insurance agency in Mcallen, TX; represents 15 carriers.

AutoHomeownersRentersCommercial GL+1 more
Mcallen, TX· 1.9 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +1320+ agents
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S Listed
SOUTHPOINT INSURANCE AGENCY LLC
4.8 · 6 reviews on Google

Licensed insurance agency in Mcallen, TX; represents 21 carriers.

AutoHomeownersRentersCommercial GL+1 more
Mcallen, TX· 0.5 mi
Carriers: Agricultural Workers Mutual Auto Insurance Company, Alinsco Insurance Company +1920+ agents
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B Listed
BOLD INSURANCE LLC
4.8 · 8 reviews on Google

Licensed insurance agency in Mcallen, TX; represents 27 carriers.

AutoHomeownersRentersCommercial GL+1 more
Mcallen, TX· 1.9 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, ASSURITY LIFE INSURANCE COMPANY +2520+ agents
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A Listed
A-MAX Auto Insurance
4.6 · 73 reviews on Google

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies offering over 400 plans. It makes it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Mcallen, TX· 1.8 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +56+ agents
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A Listed
Amtex Insurance
4.8 · 182 reviews on Google

Amtex Insurance provides affordable auto, home, renters, and commercial insurance solutions with a focus on personal, local service. With over 25 years of experience, they emphasize quick quotes, multiple carrier options, and community involvement. Their mission is to deliver real insurance for real people across Texas.

AutoCommercial GLHomeownersLife+3 more
Mcallen, TX· 1.2 mi
Carriers: ACCC Insurance Company, American Access Casualty +103-5 agents
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P Listed
PRIMACY INSURANCE AND FINANCIAL SERVICES PLLC
4.2 · 5 reviews on Google

Licensed insurance agency in Mcallen, TX; represents 41 carriers.

AutoHomeownersRentersCommercial GL+1 more
Mcallen, TX· 0.5 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Texas Inc. +3920+ agents
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M Listed
MUNAL INSURANCE AGENCY, P.C.
4.7 · 12 reviews on Google

Licensed insurance agency in Mcallen, TX; represents 50 carriers.

AutoHomeownersRentersCommercial GL+1 more
Mcallen, TX· 1.9 mi
Carriers: ACCC Insurance Company, ASI Lloyds +4820+ agents
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T Listed
TEXAS SAFEGUARD INSURANCE AGENCY, LLC
4.8 · 1 reviews on Google

Licensed insurance agency in San Antonio, TX; represents 2 carriers.

AutoHomeownersRentersCommercial GL+1 more
San Antonio, TX· 0.8 mi
Carriers: Aetna Health Inc., Celtic Insurance Company20+ agents
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F Listed
Farmers Insurance - Griselda Melendez
4.9 · 636 reviews on Google

Farmers Insurance agent Griselda Melendez serves the Pharr, Texas area.

AutoCommercial GLHomeownersLife+2 more
Mcallen, TX· 1.8 mi
Carriers: Farmers
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E Listed
EDUCATORS 1ST OCHOA AGENCY PLLC
3.9 · 7 reviews on Google

Licensed insurance agency in Mcallen, TX; represents 10 carriers.

AutoHomeownersRentersCommercial GL+1 more
Mcallen, TX· 1.4 mi
Carriers: Foremost County Mutual Insurance Company, Foremost Insurance Company Grand Rapids, Michigan +810+ agents
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A Listed
Amtex Insurance
4.9 · 453 reviews on Google

Real Insurance for Real People. Affordable auto, home, and business insurance protecting what matters most to you.

AutoCommercial GLHomeownersLife+3 more
Pharr, TX· 3.7 mi
Carriers: ACCC Insurance Company, American Access Casualty +103-5 agents
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O Listed
Ontiveros Insurance
4.8 · 12 reviews on Google

Licensed insurance agency in Mcallen, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Mcallen, TX· 1.3 mi
6+ agents
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J Listed
JIMCO INSURANCE SERVICES, LLC
4.8 · 7 reviews on Google

Licensed insurance agency in Mcallen, TX; represents 29 carriers.

AutoHomeownersRentersCommercial GL+1 more
Mcallen, TX· 3.2 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Texas Inc. +2720+ agents
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S Listed
Saenz Insurance Brokers
4.8 · 14 reviews on Google15 yrs in business

Saenz Insurance Brokers is a family‑owned agency offering auto, home, life and commercial insurance solutions throughout Texas. With over 15 years of experience, they simplify the insurance process by leveraging a broad network of carriers and focus on personalized, attentive service for their clients.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Mission, TX· 5.5 mi
Carriers: AllState, Progressive +26+ agents
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M Listed
Madrinas Insurance Rio Grande Valley
4.9 · 1,128 reviews on Google

Madrinas Insurance provides affordable health coverage options such as Obamacare marketplace plans, Medicare, Medicaid transition assistance, and additional products like life insurance. Their bilingual agents offer personalized plan matching, fast enrollment, and year‑round support.

AutoCommercial GLHomeownersLife+2 moreSpanish
Edinburg, TX· 4.7 mi
Carriers: Access Insurance Company, Agricultural Workers Mutual Auto Insurance Company +623-5 agents
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U Listed
Univista Insurance
4.9 · 345 reviews on Google

Welcome to Univista Insurance, where we craft insurance solutions tailored to your unique needs. Our dedicated agent Javier Villa provides personalized service in McAllen, TX, offering auto, home, commercial, life and health insurance.

AutoCommercial GLCommercial PropertyHomeowners+3 moreSpanish
Mcallen, TX· 0.9 mi
1-2 agents
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A Listed
Affordable Health Insurance Agency, LLC | Tomas Sanchez
4.9 · 143 reviews on Google

Get Covered Insurance Agency is a family‑focused insurance brokerage in McAllen, Texas offering Medicare Advantage, Medicare Supplement, ACA marketplace, funeral and life insurance plans along with credit repair, tax preparation, and notary services. They provide free, unbiased consultations to help clients choose the right coverage.

AutoCommercial GLHomeownersLife+2 moreSpanish
Mcallen, TX· 1.7 mi
3-5 agents
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A Listed
A-MAX Auto Insurance
4.5 · 143 reviews on Google

A-MAX Insurance is a trusted, community-focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Pharr, TX· 4.2 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +56+ agents
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Frequently asked questions

How much renters insurance do I need?

Inventory your belongings (electronics, furniture, clothing, etc.) and choose a personal property limit that covers replacement. Most renters need $20,000-$50,000 in personal property plus $100,000 in liability.

Does my landlord's insurance cover my stuff?

No. Your landlord's policy covers the building structure, not your belongings. If a fire, theft, or water damage destroys your possessions, you'll need your own renters policy to be reimbursed.

Will renters insurance cover my roommate?

Generally no -- each tenant should have their own policy. Some carriers allow roommates on a single policy if both are named, but it's cleaner (and usually similar cost) to have separate policies.