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Auto Insurance in Mcallen, TX

Auto insurance in Texas is required by state law. Drivers must carry minimum liability coverage of $30,000 per injured person, $60,000 per accident, and $25,000 for property damage (the 30/60/25 rule). Most agents offer collision and comprehensive add-ons, plus uninsured-motorist protection.

Auto insurance in McAllen, TX: 24 licensed insurance agencies serve 148,225 residents in Hidalgo County. auto premiums average $2,690 per year — 2% below the Texas state average.

24 auto insurance agencies in Mcallen

Within 15 miles of Mcallen, TX. Click any agency to view profile, contact info, and request a quote.

AI

A-MAX Auto Insurance

Mcallen, TX· 0.8 mi
Agency
Very Popular
6+ agents

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

Spanish
AutoBoatCommercial GLCommercial Property+3 more
Carriers: Progressive County Mutual, Direct Auto Insurance, Mercury Insurance +4
View Agency
FI

Freeway Insurance

Mcallen, TX· 0.7 mi
Agency
Very Popular
3-5 agents

Freeway Insurance offers a wide range of insurance products, including auto, homeowners, renters, life, motorcycle, and boat coverage, and serves customers across all 50 U.S. states.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
View Agency
GI

Greenspoint Insurance - San Juan

San Juan, TX· 5.3 mi
Agency
10+ agents

Greenspoint Insurance is a McAllen, TX based agency offering auto, home, life, health, and other insurance services. They partner with multiple carriers to provide a range of coverage options for individuals and families.

AutoHomeownersLife
View Agency
AI

A-MAX Auto Insurance

Mcallen, TX· 1.8 mi
Agency
Popular
6+ agents

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies offering over 400 plans. It makes it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service.

Spanish
AutoBoatCommercial GLCommercial Property+3 more
Carriers: Progressive County Mutual, Direct Auto Insurance, Mercury Insurance +4
View Agency
AI

Amtex Insurance

Mcallen, TX· 1.2 mi
Agency
Very Popular
3-5 agents

Amtex Insurance provides affordable auto, home, renters, and commercial insurance solutions with a focus on personal, local service. With over 25 years of experience, they emphasize quick quotes, multiple carrier options, and community involvement. Their mission is to deliver real insurance for real people across Texas.

AutoCommercial GLHomeownersLife+3 more
Carriers: ACCC Insurance Company, American Access Casualty, Progressive County Mutual +9
View Agency
FI

Farmers Insurance - Griselda Melendez

Mcallen, TX· 1.8 mi
Agency
Very Popular

Farmers Insurance agent Griselda Melendez serves the Pharr, Texas area.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers
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AI

Amtex Insurance

Pharr, TX· 3.7 mi
Agency
Very Popular
3-5 agents

Real Insurance for Real People. Affordable auto, home, and business insurance protecting what matters most to you.

AutoCommercial GLHomeownersLife+3 more
Carriers: ACCC Insurance Company, American Access Casualty, Progressive County Mutual +9
View Agency
OI

Ontiveros Insurance

Mcallen, TX· 1.3 mi
Agency
6+ agents

Licensed insurance agency in Mcallen, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
View Agency
SB

Saenz Insurance Brokers

Mission, TX· 5.5 mi
Agency
6+ agents15yr

Saenz Insurance Brokers is a family‑owned agency offering auto, home, life and commercial insurance solutions throughout Texas. With over 15 years of experience, they simplify the insurance process by leveraging a broad network of carriers and focus on personalized, attentive service for their clients.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Carriers: AllState, Progressive, Aegis +1
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MV

Madrinas Insurance Rio Grande Valley

Edinburg, TX· 4.7 mi
Agency
Very Popular
3-5 agents

Madrinas Insurance provides affordable health coverage options such as Obamacare marketplace plans, Medicare, Medicaid transition assistance, and additional products like life insurance. Their bilingual agents offer personalized plan matching, fast enrollment, and year‑round support.

Spanish
AutoCommercial GLHomeownersLife+2 more
Carriers: Access Insurance Company, Agricultural Workers Mutual Auto Insurance Company, American Economy Insurance Company +61
View Agency
UI

Univista Insurance

Mcallen, TX· 0.9 mi
Agency
Very Popular
1-2 agents

Welcome to Univista Insurance, where we craft insurance solutions tailored to your unique needs. Our dedicated agent Javier Villa provides personalized service in McAllen, TX, offering auto, home, commercial, life and health insurance.

Spanish
AutoCommercial GLCommercial PropertyHomeowners+3 more
View Agency
AI

A-MAX Auto Insurance

Pharr, TX· 4.2 mi
Agency
Popular
6+ agents

A-MAX Insurance is a trusted, community-focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

Spanish
AutoBoatCommercial GLCommercial Property+3 more
Carriers: Progressive County Mutual, Direct Auto Insurance, Mercury Insurance +4
View Agency
AS

Affordable Health Insurance Agency, LLC | Tomas Sanchez

Mcallen, TX· 1.7 mi
Agency
Very Popular
3-5 agents

Get Covered Insurance Agency is a family‑focused insurance brokerage in McAllen, Texas offering Medicare Advantage, Medicare Supplement, ACA marketplace, funeral and life insurance plans along with credit repair, tax preparation, and notary services. They provide free, unbiased consultations to help clients choose the right coverage.

Spanish
AutoCommercial GLHomeownersLife+2 more
View Agency
TI

Truckers Insurance

San Juan, TX· 5.1 mi
Agency
Very Popular
6+ agents

Truckers Insurance Agency is a local, family‑owned insurance agency with over 100 years of combined experience serving clients throughout Texas. They provide affordable auto, home, health, life, and commercial insurance to the Rio Grande Valley and surrounding areas.

AutoCommercial GLHomeownersLife+2 more
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AR

Abelardo Ramirez-Meda: Allstate Insurance

Mcallen, TX· 1.8 mi
Agency
Very Popular
1-2 agents27yr

Abelardo Ramirez-Meda is an Allstate insurance agent in McAllen, TX offering auto, home, renters, motorcycle, life, and boat insurance. He has been with Allstate since 1999 and serves English‑ and Spanish‑speaking customers throughout the McAllen area.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Kansas Inc., Aetna Better Health of Texas Inc. +34
View Agency
AI

Amtex Insurance

San Juan, TX· 5.4 mi
Agency
Popular
3-5 agents25yr

Amtex Insurance provides affordable auto, home, and business insurance solutions, emphasizing real‑people service and community focus. Since its founding, the agency has aimed to offer reliable coverage without high costs, highlighting a "people first" approach.

AutoCommercial GLHomeownersLife+3 more
Carriers: ACCC Insurance Company, American Access Casualty, Progressive County Mutual +9
View Agency
AL

Acumen Insurance Group LLC

Mcallen, TX· 2.3 mi
Agency
Very Popular
3-5 agents

Acumen Insurance Group is a local independent agency in McAllen specializing in Medicare, health, life and supplemental insurance. They emphasize personalized service, comprehensive needs analysis, and long‑term relationship building with the community.

AutoCommercial GLHomeownersLife+2 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Accendo Insurance Company, Aetna Better Health of Texas Inc. +43
View Agency
AS

Aziz Showery Insurance Agency Inc. DBA Showery Insurance & Financial Services

Mcallen, TX· 0.5 mi
Agency
Popular
1-2 agents17yr

Showery Insurance & Financial Services is a full‑service agency in Texas offering auto, homeowners, commercial, life, and health insurance through a variety of carriers. The agency emphasizes friendly, personalized service and a long‑standing presence in the community.

Spanish
AutoCommercial GLFloodHomeowners+3 more
Carriers: Aetna Health Inc., Agricultural Workers Mutual Auto Insurance Company, All Savers Insurance Company +96
View Agency
FI

Fred Loya Insurance

Mission, TX· 2.9 mi
Agency
Popular
3-5 agents

Fred Loya Insurance offers auto insurance coverage across 12 states with more than 800 offices, providing policies such as liability, comprehensive, collision, medical payments, and roadside assistance.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Loya Casualty Insurance Company, Young America Insurance Company
View Agency
AI

A-MAX Auto Insurance

Mission, TX· 5.3 mi
Agency
Popular
6+ agents

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

Spanish
AutoBoatCommercial GLCommercial Property+3 more
Carriers: Progressive County Mutual, Direct Auto Insurance, Mercury Insurance +4
View Agency
PS

PRONTO INSURANCE Cantu Insurance Services

Mission, TX· 7.3 mi
Agency
20+ agents

Licensed insurance agency in Mission, TX; represents 10 carriers.

Spanish
AutoBoatCommercial GLHomeowners+3 more
Carriers: Pronto Lloyds / Pronto Casualty, Progressive, Bristol West (Farmers) +7
View Agency
II

Infinity Insurance Agency, Inc.

Mcallen, TX· 1.9 mi
Agency
Very Popular
1-2 agents

Infinity Insurance Agency, Inc. (IIA) provides affordable personal and commercial auto insurance solutions across multiple states, offering bilingual English and Spanish support. Their team works with over 20 carriers to customize coverage for drivers, including SR‑22 filing and foreign license assistance.

Spanish
AutoCommercial GLHomeownersRenters+1 more
Carriers: Foremost, Kemper, Aspire +1
View Agency
BG

Brenda Gomez: Allstate Insurance

Mcallen, TX· 3.0 mi
Agency
Very Popular
1-2 agents12yr

Brenda Gomez has been serving the McAllen, TX area since 2009 and opened her Allstate agency with her husband in September 2014. The agency offers a range of insurance products, provides bilingual service in English and Spanish, and is active in local charitable outreach.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +9
View Agency
FI

Farmers Insurance - Maria Cristela Reyes

Mcallen, TX· 2.2 mi
Agency
Very Popular

Licensed insurance agency in Mcallen, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers Insurance
View Agency

Frequently asked questions

Is auto insurance required in Texas?

Yes. Texas law requires minimum liability coverage of 30/60/25 ($30,000 bodily injury per person, $60,000 per accident, $25,000 property damage). Driving without it can result in fines and license suspension.

How do I get a quote from a local agent?

Browse the agencies on this page, click any profile, and either call directly or use the Request Contact form. Most agencies will have a quote ready within one business day.

What does an independent agent vs a captive agent mean?

Captive agents represent a single carrier (like State Farm or Allstate). Independent agents quote multiple carriers, which can mean better rate comparison. Both are licensed by the Texas Department of Insurance.