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Renters Insurance in Pharr, TX

Renters insurance covers your belongings inside a rented unit and provides liability protection if a guest is injured. Many Texas landlords require it. Average annual cost is well under $200, making it one of the highest-value insurance products available.

24 renters insurance agencies in Pharr

Within 15 miles of Pharr, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 377.5 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
A Listed
Amtex Insurance
4.9 · 100+ reviews on Google

Real Insurance for Real People. Affordable auto, home, and business insurance protecting what matters most to you.

AutoCommercial GLHomeownersLife+3 more
Pharr, TX· 2.4 mi
Carriers: ACCC Insurance Company, American Access Casualty +10
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A Listed
Abelardo Ramirez-Meda: Allstate Insurance
4.9 · 500+ reviews on Google27 yrs in business

Abelardo Ramirez-Meda is an Allstate insurance agent in McAllen, TX offering auto, home, renters, motorcycle, life, and boat insurance. He has been with Allstate since 1999 and serves English‑ and Spanish‑speaking customers throughout the McAllen area.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Mcallen, TX· 3.1 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Kansas Inc. +35
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A Listed
Amtex Insurance
4.8 · <100 reviews on Google25 yrs in business

Amtex Insurance provides affordable auto, home, and business insurance solutions, emphasizing real‑people service and community focus. Since its founding, the agency has aimed to offer reliable coverage without high costs, highlighting a "people first" approach.

AutoCommercial GLHomeownersLife+3 more
San Juan, TX· 4.1 mi
Carriers: ACCC Insurance Company, American Access Casualty +10
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R Listed
RG Insurance Agency
4.8 · <100 reviews on Google17 yrs in business

RG Insurance Agency, a family‑owned Texas insurer founded in 2009, offers a range of personal and commercial coverage options. As a licensed Progressive Agent, the agency focuses on affordable, flexible policies for auto, home, life, motorcycle, boat, and more, serving the Pharr, McAllen, and Alamo areas.

AutoHomeownersLifeMotorcycle+3 more
Pharr, TX· 3.2 mi
Carriers: Progressive
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M Listed
Myriam Guerra: Allstate Insurance
4.8 · 100+ reviews on Google

Our family has operated an Allstate Agency in Weslaco for over 25 years, helping customers with home, auto, life, and other insurance needs. We are a family‑oriented business that treats employees and customers like family and offers professional service and solutions.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Mcallen, TX· 3.5 mi
Carriers: Allstate
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A Listed
A-MAX Auto Insurance
4.5 · 100+ reviews on Google

A-MAX Insurance is a trusted, community-focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Pharr, TX· 0.8 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +51-2 agents
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A Listed
Amtex Insurance
4.8 · 100+ reviews on Google

Amtex Insurance provides affordable auto, home, renters, and commercial insurance solutions with a focus on personal, local service. With over 25 years of experience, they emphasize quick quotes, multiple carrier options, and community involvement. Their mission is to deliver real insurance for real people across Texas.

AutoCommercial GLHomeownersLife+3 more
Mcallen, TX· 4.8 mi
Carriers: ACCC Insurance Company, American Access Casualty +10
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C Listed
Contigo Insurance Agency
4.8 · <100 reviews on Google

Contigo Insurance Agency is an independent Texas‑based broker offering low‑cost auto, home, and commercial insurance. They partner with over 30 carriers to provide customized policies and also offer tax preparation and notary services. Their focus is quick, easy, and hassle‑free service for individuals and businesses.

AutoCommercial GLCommercial PropertyHomeowners+2 more
Pharr, TX· 2.8 mi
License on file (TDI)
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F Listed
Farmers Insurance - Griselda Melendez
4.9 · 500+ reviews on Google

Farmers Insurance agent Griselda Melendez serves the Pharr, Texas area.

AutoCommercial GLHomeownersLife+2 more
Mcallen, TX· 2.8 mi
Carriers: Farmers1-2 agents
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D Listed
Direct Auto Insurance
4.6 · <100 reviews on Google

Direct Auto is a car insurance agency located at 1300 S Cage Blvd in Pharr, TX offering auto, term life, SR‑22 and roadside assistance with flexible payment options.

AutoCommercial GLHomeownersLife+2 more
Pharr, TX· 0.8 mi
Carriers: Direct Auto Insurance, National General Insurance Group1-2 agents
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A Listed
Amco Auto Insurance
4.8 · <100 reviews on Google28 yrs in business

AMCO Auto Insurance is a local agency in Texas with over 27 years of experience, offering fast, easy and affordable auto coverage along with homeowners, motorcycle and commercial insurance for individuals and businesses.

AutoCommercial GLCommercial PropertyHomeowners+3 moreSpanish
Pharr, TX· 2.2 mi
1-2 agents
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V Listed
Victor Reyna - State Farm Insurance Agent
4.5 · <100 reviews on Google15 yrs in business

Victor Reyna State Farm serves the Hidalgo County community with over fifteen years of insurance experience. He opened his own agency in Pharr, Texas in 2011 and added a second office in Weslaco. The agency offers a range of personal and commercial insurance products and serves English‑ and Spanish‑speaking customers.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Pharr, TX· 1.4 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +51-2 agents
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V Listed
Valley Insurance Providers
4.9 · 100+ reviews on Google20 yrs in business

Personal and Commercial Insurance agency in San Juan, TX, serving the local community for over 20 years. The staff assists customers with life, auto, homeowners, flood, and motorcycle insurance, helping them choose the right policies from multiple carriers.

AutoCommercial GLFloodHomeowners+4 more
San Juan, TX· 3.2 mi
1-2 agents
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T Listed
Truckers Insurance
4.9 · 100+ reviews on Google

Truckers Insurance Agency is a local, family‑owned insurance agency with over 100 years of combined experience serving clients throughout Texas. They provide affordable auto, home, health, life, and commercial insurance to the Rio Grande Valley and surrounding areas.

AutoCommercial GLHomeownersLife+2 more
San Juan, TX· 3.2 mi
1-2 agents
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I Listed
Infinity Insurance Agency, Inc.
4.9 · 100+ reviews on Google

Infinity Insurance Agency, Inc. (IIA) provides affordable personal and commercial auto insurance solutions across multiple states, offering bilingual English and Spanish support. Their team works with over 20 carriers to customize coverage for drivers, including SR‑22 filing and foreign license assistance.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Mcallen, TX· 3.3 mi
Carriers: Foremost, Kemper +21-2 agents
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P Listed
Pronto Insurance
4.4 · <100 reviews on Google

At Pronto Insurance, getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, we specialize in auto, home, renters and business insurance. We offer access to more than 30 insurance companies to ensure you get the best protection at the lowest price.

AutoBoatCommercial GLHomeowners+3 moreSpanish
Pharr, TX· 0.9 mi
Carriers: Pronto Lloyds / Pronto Casualty, Progressive +81-2 agents
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P Listed
Prominence Health Plan
4.8 · 100+ reviews on Google

Prominence Health provides a range of health plan options for Nevada companies, including association health plans, fully insured, self‑funded, and Medicare Advantage, emphasizing local support and broad provider networks.

AutoCommercial GLHomeownersRenters+1 more
Mcallen, TX· 3.0 mi
Carriers: Cigna1-2 agents
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A Listed
Affordable Health Insurance Agency, LLC | Tomas Sanchez
4.9 · 100+ reviews on Google

Get Covered Insurance Agency is a family‑focused insurance brokerage in McAllen, Texas offering Medicare Advantage, Medicare Supplement, ACA marketplace, funeral and life insurance plans along with credit repair, tax preparation, and notary services. They provide free, unbiased consultations to help clients choose the right coverage.

AutoCommercial GLHomeownersLife+2 moreSpanish
Mcallen, TX· 5.8 mi
License on file (TDI)
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A Listed
A-MAX Auto Insurance
4.8 · 100+ reviews on Google

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Mcallen, TX· 3.8 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +51-2 agents
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D Listed
Direct Auto Insurance
4.6 · <100 reviews on Google

Direct Auto agents in San Juan, TX offer flexible payment options and a range of insurance products including car insurance, term life insurance, roadside assistance, and SR‑22 filings. The office is located inside the H.E.B. and serves English and Spanish speaking customers.

AutoCommercial GLHomeownersLife+2 moreSpanish
Pharr, TX· 3.0 mi
Carriers: Direct Auto Insurance, National General Insurance Group1-2 agents
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U Listed
Univista Insurance
4.9 · 100+ reviews on Google

Welcome to Univista Insurance, where we craft insurance solutions tailored to your unique needs. Our dedicated agent Javier Villa provides personalized service in McAllen, TX, offering auto, home, commercial, life and health insurance.

AutoCommercial GLCommercial PropertyHomeowners+3 moreSpanish
Mcallen, TX· 4.5 mi
1-2 agents
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D Listed
Direct Auto Insurance
4.8 · <100 reviews on Google

Direct Auto is a local insurance agency in Alamo, Texas offering auto, term life, and SR‑22 insurance along with roadside assistance and flexible payment options. The office serves the community with extended weekday hours and provides direct quotes online or in‑person.

AutoCommercial GLHomeownersLife+3 more
Alamo, TX· 4.6 mi
Carriers: Direct Auto1-2 agents
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S Listed
Statewide Insurance
4.3 · <100 reviews on Google25 yrs in business

Statewide Insurance has been serving the Texas Rio Grande Valley for 25 years, offering personalized and affordable coverage across multiple locations. The family‑owned agency emphasizes real, face‑to‑face service and a full suite of products for individuals and businesses.

AutoBoatCommercial GLCommercial Property+5 more
Pharr, TX· 2.8 mi
License on file (TDI)
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Frequently asked questions

How much renters insurance do I need?

Inventory your belongings (electronics, furniture, clothing, etc.) and choose a personal property limit that covers replacement. Most renters need $20,000-$50,000 in personal property plus $100,000 in liability.

Does my landlord's insurance cover my stuff?

No. Your landlord's policy covers the building structure, not your belongings. If a fire, theft, or water damage destroys your possessions, you'll need your own renters policy to be reimbursed.

Will renters insurance cover my roommate?

Generally no -- each tenant should have their own policy. Some carriers allow roommates on a single policy if both are named, but it's cleaner (and usually similar cost) to have separate policies.