Skip to content

Commercial Liability Insurance in Pharr, TX

Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.

24 commercial insurance agencies in Pharr

Within 15 miles of Pharr, TX. Click any agency to view profile, contact info, and request a quote.

AI

A-MAX Auto Insurance

Pharr, TX· 0.8 mi
Agency
Popular
6+ agents

A-MAX Insurance is a trusted, community-focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

Spanish
AutoBoatCommercial GLCommercial Property+3 more
Carriers: Progressive County Mutual, Direct Auto Insurance, Mercury Insurance +4
View Agency
AI

Amtex Insurance

Pharr, TX· 2.4 mi
Agency
Very Popular
3-5 agents

Real Insurance for Real People. Affordable auto, home, and business insurance protecting what matters most to you.

AutoCommercial GLHomeownersLife+3 more
Carriers: ACCC Insurance Company, American Access Casualty, Progressive County Mutual +9
View Agency
TI

Truckers Insurance

San Juan, TX· 3.2 mi
Agency
Very Popular
6+ agents

Truckers Insurance Agency is a local, family‑owned insurance agency with over 100 years of combined experience serving clients throughout Texas. They provide affordable auto, home, health, life, and commercial insurance to the Rio Grande Valley and surrounding areas.

AutoCommercial GLHomeownersLife+2 more
View Agency
AI

A-MAX Auto Insurance

Mcallen, TX· 3.8 mi
Agency
Very Popular
6+ agents

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

Spanish
AutoBoatCommercial GLCommercial Property+3 more
Carriers: Progressive County Mutual, Direct Auto Insurance, Mercury Insurance +4
View Agency
DI

Direct Auto Insurance

Pharr, TX· 0.8 mi
Agency
3-5 agents

Direct Auto is a car insurance agency located at 1300 S Cage Blvd in Pharr, TX offering auto, term life, SR‑22 and roadside assistance with flexible payment options.

AutoCommercial GLHomeownersLife+2 more
Carriers: Direct Auto Insurance, National General Insurance Group
View Agency
AI

Amtex Insurance

San Juan, TX· 4.1 mi
Agency
Popular
3-5 agents25yr

Amtex Insurance provides affordable auto, home, and business insurance solutions, emphasizing real‑people service and community focus. Since its founding, the agency has aimed to offer reliable coverage without high costs, highlighting a "people first" approach.

AutoCommercial GLHomeownersLife+3 more
Carriers: ACCC Insurance Company, American Access Casualty, Progressive County Mutual +9
View Agency
FI

Farmers Insurance - Griselda Melendez

Mcallen, TX· 2.8 mi
Agency
Very Popular

Farmers Insurance agent Griselda Melendez serves the Pharr, Texas area.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers
View Agency
FI

Freeway Insurance

Mcallen, TX· 3.9 mi
Agency
Very Popular
3-5 agents

Freeway Insurance offers a wide range of insurance products, including auto, homeowners, renters, life, motorcycle, and boat coverage, and serves customers across all 50 U.S. states.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
View Agency
DI

Direct Auto Insurance

Pharr, TX· 3.0 mi
Agency
Popular
3-5 agents

Direct Auto agents in San Juan, TX offer flexible payment options and a range of insurance products including car insurance, term life insurance, roadside assistance, and SR‑22 filings. The office is located inside the H.E.B. and serves English and Spanish speaking customers.

Spanish
AutoCommercial GLHomeownersLife+2 more
Carriers: Direct Auto Insurance, National General Insurance Group
View Agency
DI

Direct Auto Insurance

Alamo, TX· 4.6 mi
Agency
Popular
3-5 agents

Direct Auto is a local insurance agency in Alamo, Texas offering auto, term life, and SR‑22 insurance along with roadside assistance and flexible payment options. The office serves the community with extended weekday hours and provides direct quotes online or in‑person.

AutoCommercial GLHomeownersLife+3 more
Carriers: Direct Auto
View Agency
TI

Trucking Now Insurance

San Juan, TX· 2.7 mi
Agency
New on InsurConnect
10+ agents

Licensed insurance agency in San Juan, TX; represents 7 carriers.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Alinsco Insurance Company, Berkshire Hathaway Homestate Insurance Company, PROGRESSIVE COUNTY MUTUAL INSURANCE COMPANY +4
View Agency
OI

Ontiveros Insurance

San Juan, TX· 4.1 mi
Agency
6+ agents

Licensed insurance agency in San Juan, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
View Agency
AI

Amtex Insurance

Mcallen, TX· 4.8 mi
Agency
Very Popular
3-5 agents

Amtex Insurance provides affordable auto, home, renters, and commercial insurance solutions with a focus on personal, local service. With over 25 years of experience, they emphasize quick quotes, multiple carrier options, and community involvement. Their mission is to deliver real insurance for real people across Texas.

AutoCommercial GLHomeownersLife+3 more
Carriers: ACCC Insurance Company, American Access Casualty, Progressive County Mutual +9
View Agency
PM

Paisano Income Tax, Insurance, Multiservices

Alamo, TX· 5.1 mi
Agency
Very Popular
3-5 agents

Paisano Tax offers tax preparation, bookkeeping, immigration, insurance, motor‑vehicle and notary services, emphasizing personalized assistance for the Hispanic community. The firm highlights friendly, knowledgeable staff and a commitment to guiding clients through financial and legal matters.

AutoCommercial GLHomeownersRenters+1 more
View Agency
AI

Amco Auto Insurance

Pharr, TX· 2.2 mi
Agency
3-5 agents28yr

AMCO Auto Insurance is a local agency in Texas with over 27 years of experience, offering fast, easy and affordable auto coverage along with homeowners, motorcycle and commercial insurance for individuals and businesses.

Spanish
AutoCommercial GLCommercial PropertyHomeowners+3 more
View Agency
TG

Tovar Financial Group

Weslaco, TX· 14.0 mi
Agency
Popular
10+ agents23yr

Tovar Financial Group, founded in 2003 by Gabriel Tovar, provides professional assistance in Medicare planning as well as life, health, and retirement insurance solutions. Operating from Austin and Weslaco, Texas, the agency leverages over 25 years of industry experience to serve families and individuals.

Spanish
AutoCommercial GLHomeownersLife+2 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Accendo Insurance Company, Ace Property and Casualty Insurance Company +48
View Agency
AI

A-MAX Auto Insurance

Mcallen, TX· 6.2 mi
Agency
Popular
6+ agents

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies offering over 400 plans. It makes it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service.

Spanish
AutoBoatCommercial GLCommercial Property+3 more
Carriers: Progressive County Mutual, Direct Auto Insurance, Mercury Insurance +4
View Agency
MV

Madrinas Insurance Rio Grande Valley

Edinburg, TX· 6.8 mi
Agency
Very Popular
3-5 agents

Madrinas Insurance provides affordable health coverage options such as Obamacare marketplace plans, Medicare, Medicaid transition assistance, and additional products like life insurance. Their bilingual agents offer personalized plan matching, fast enrollment, and year‑round support.

Spanish
AutoCommercial GLHomeownersLife+2 more
Carriers: Access Insurance Company, Agricultural Workers Mutual Auto Insurance Company, American Economy Insurance Company +61
View Agency
AI

A-MAX Auto Insurance

San Juan, TX· 3.7 mi
Agency
6+ agents

A-MAX Insurance is a community‑focused agency that helps customers compare coverage from over 35 carriers, offering auto, home, renters, commercial and boat insurance. They provide personalized service, 24/7 roadside assistance, and emphasize diversity and customer satisfaction.

Spanish
AutoBoatCommercial GLCommercial Property+3 more
Carriers: Progressive County Mutual, Direct Auto Insurance, Mercury Insurance +4
View Agency
AR

Abelardo Ramirez-Meda: Allstate Insurance

Mcallen, TX· 3.1 mi
Agency
Very Popular
1-2 agents27yr

Abelardo Ramirez-Meda is an Allstate insurance agent in McAllen, TX offering auto, home, renters, motorcycle, life, and boat insurance. He has been with Allstate since 1999 and serves English‑ and Spanish‑speaking customers throughout the McAllen area.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Kansas Inc., Aetna Better Health of Texas Inc. +34
View Agency
FI

Fred Loya Insurance

Pharr, TX· 2.1 mi
Agency
3-5 agents

Fred Loya Insurance provides auto insurance across 12 states with over 800 offices, offering same‑day coverage and a range of discounts such as multi‑car and good‑driver savings. The agency emphasizes quick quotes, friendly service, and affordable rates for drivers.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Loya Casualty Insurance Company, Young America Insurance Company
View Agency
FI

Fred Loya Insurance

Alamo, TX· 4.6 mi
Agency
Very Popular
3-5 agents

Fred Loya Insurance offers auto insurance across 12 states with multiple discount options and same‑day coverage. The agency emphasizes quick online quotes and a network of local agents.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Loya Casualty Insurance Company, Young America Insurance Company
View Agency
VR

Victor Reyna - State Farm Insurance Agent

Pharr, TX· 1.4 mi
Agency
Popular
1-2 agents15yr

Victor Reyna State Farm serves the Hidalgo County community with over fifteen years of insurance experience. He opened his own agency in Pharr, Texas in 2011 and added a second office in Weslaco. The agency offers a range of personal and commercial insurance products and serves English‑ and Spanish‑speaking customers.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY, State Farm County Mutual Insurance Company of Texas +4
View Agency
JL

J.O.A. Insurance Agency LLC

Pharr, TX· 2.0 mi
Agency
3-5 agents

JOA Insurance is an agency that cares about what is most important to you, offering personal insurance solutions such as life coverage.

AutoCommercial GLHomeownersLife+2 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Texas Inc., Aetna Health Inc. +10
View Agency

Frequently asked questions

Is commercial liability insurance required in Texas?

Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.

What's the difference between general liability and a BOP?

A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.

How is my premium calculated?

Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.

Commercial insurance in other Texas cities

Other insurance types in Pharr